http://www.trulia.com/voices/Home_Buying/first_time_home_buyer-89582If I am divorced, and my husband was only one on title do I qualify as first time home buyer?en-ushttp://www.trulia.com/voices/profile/Real_Estate_Pro-Casa_Grande_AZ-794013/http://www.trulia.com/voices/profile/Real_Estate_Pro-Casa_Grande_AZ-794013/Yes you would qualify. Here in Arizona we also have down payment assistance for a limited time in Pinal County and no down with USDA financing. FHA is 3.5% down, If I can be of furner help, please do not hesitate to call me. ElizabethSat, 11 Jul 2009 09:20:54 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-Casa_Grande_AZ-794013/http://www.trulia.com/voices/profile/Real_Estate_Pro-Casa_Grande_AZ-794013/Yes you would qualify. Here in Arizona we also have down payment assistance for a limited time in Pinal County and no down with USDA financing. FHA is 3.5% down, If I can be of furner help, please do not hesitate to call me. ElizabethSat, 11 Jul 2009 09:20:52 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-Phoenix_AZ-9997/http://www.trulia.com/voices/profile/Real_Estate_Pro-Phoenix_AZ-9997/"Remember also that the 1st time buyers credit of $7,500 is no longer having to be paid back! " And it's been increased to up to $8,000. Every $500 helps...Tue, 17 Feb 2009 13:34:31 -0800http://www.trulia.com/voices/profile/Real_Estate_Pro-Phoenix_AZ-535182/http://www.trulia.com/voices/profile/Real_Estate_Pro-Phoenix_AZ-535182/Mai, You would qualify as a 1st time buyer if you had no interest in any property for the last 3 years. I know a bank in Arizona that will soon have an TURE FHA 100% loan available this month that doesn't require seller contributions. Remember also that the 1st time buyers credit of $7,500 is no longer having to be paid back! Work with an experienced realtor who know the business when you are ready. Sincerely, Stew Keene Inspire Realty Group Scottsdale, AZ 2008-2009 Master of Real Estate award reciepientTue, 17 Feb 2009 13:21:21 -0800http://www.trulia.com/voices/profile/Real_Estate_Pro-Phoenix_AZ-9997/http://www.trulia.com/voices/profile/Real_Estate_Pro-Phoenix_AZ-9997/Mai - Since you were not on the title, I'm pretty certain you would qualify as a first time home buyer. I assume you're asking in regard to the new $8000 first time buyer tax credit. If that's the case, I highly recommend consulting with a tax professional to make sure.Tue, 17 Feb 2009 13:14:09 -0800http://www.trulia.com/voices/profile/Real_Estate_Pro-Phoenix_AZ-224926/http://www.trulia.com/voices/profile/Real_Estate_Pro-Phoenix_AZ-224926/Hi Mai, I think the answer is YES. ----- PAUL WELDEN HomeSmart Realty Buyer's Agent 480-241-0081Tue, 17 Feb 2009 13:06:10 -0800http://www.trulia.com/voices/profile/Real_Estate_Pro-Dallas_TX-123371/http://www.trulia.com/voices/profile/Real_Estate_Pro-Dallas_TX-123371/GREAT QUESTION: Contact a mortgage broker who can review in detail your information. Were you on the loan? I am assuming if he was only one on title you were not on loan? However did you take tax write off? Loan officer will require financial records, tax returns, check credit scores, debt ratio. You might be able to qualify for a tax credit http://www.lynn911.comTue, 17 Feb 2009 13:03:23 -0800