http://www.trulia.com/voices/Home_Buying/can_you_have_the_appraisre_fee_added_to_your_va_lo-128209en-ushttp://www.trulia.com/voices/profile/Real_Estate_Pro-Toledo_OH-126524/http://www.trulia.com/voices/profile/Real_Estate_Pro-Toledo_OH-126524/A typical scenario for VA loans would be that the buyer asks the seller to pay for 3-4% of their closing costs and prepaids. The buyer would pay for the appraisal at the time of the loan application, but be reimbursed at closing. Dee Nofziger RealtorSun, 24 May 2009 13:15:43 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-43221-88885/http://www.trulia.com/voices/profile/Real_Estate_Pro-43221-88885/Cb,it depends on the lender you use,but some want the 300 or so up front.but in VA loans they mostly come to closing w/no money needed.What part of delaware are you interested in? TJSun, 24 May 2009 10:25:00 -0700