<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="/xsl/rss_2.0.xsl"?>
<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>Trulia Voices: can an association force a foreclosure on a property in the association?</title><link>http://www.trulia.com/voices/Foreclosure/can_an_association_force_a_foreclosure_on_a_proper-144690</link><description>I am in a house with an association and have not been able to pay the association fees. Association has leins on my property.  Can the association foreclose on me because of non payment of the association dues.</description><language>en-us</language><item><title>Answer by Blaison Samuel</title><link>http://www.trulia.com/voices/profile/Real_Estate_Pro-Union_City_CA-288505/</link><guid>http://www.trulia.com/voices/profile/Real_Estate_Pro-Union_City_CA-288505/</guid><description>Yes!  Unfortunately, the association has the power to foreclose the property if you are not paying their dues. At this market, if you dont have any equity then normally, they will send it to collection if you are not paying and they will put a lien also.  Even if it forecloses, they will follow you for their payment, so it's better to discuss with them and explain your situation or make some payment plan.  &#13;
&#13;
If you cannot afford the payment then try for loan modification, so that the new payment will create some money for the association also.  If you cannot qualify for loan modification, then think about doing short sale.  Consult with your CPA or attorney for any tax ramifications.</description><pubDate>Sun, 12 Jul 2009 19:24:49 -0700</pubDate></item><item><title>Answer by Nadine Mauro</title><link>http://www.trulia.com/voices/profile/Real_Estate_Pro-Boca_Raton_FL-275904/</link><guid>http://www.trulia.com/voices/profile/Real_Estate_Pro-Boca_Raton_FL-275904/</guid><description>You need to read through your homeowners documents and see what is said about this situation.  You should then call a Real Estate attorney and get their advice.&#13;
&#13;
Nadine Mauro&#13;
The Herman Group Real Estate&#13;
561-414-0864&#13;
NadineMauroRE@yahoo.com</description><pubDate>Sat, 11 Jul 2009 13:53:03 -0700</pubDate></item></channel></rss>
