http://www.trulia.com/voices/Financing/buckhead_home_loans_sent_a_card_in_the_mail_they_-116198month, they don't want to know our income and said they will come to the house for closing also they want to close the end of may and wants us to bring the may mortgage payment to closing, but i don't think if we did that the may mortgage payment would be included in the mortgage pay off , leaving the may mortgage in their hands, that's one of several red flags to me. thanks Floraen-ushttp://www.trulia.com/voices/profile/Real_Estate_Pro-Bethlehem_PA-578594/http://www.trulia.com/voices/profile/Real_Estate_Pro-Bethlehem_PA-578594/We do this all the time. Its a streamline refinance. You bring your May payment to closing because you cant raise your loan amount enough to include that payment. You dont need an appraisal so there is a strict calculation you can use to raise the loan amount and its not much. An FHA streamline is a very easy way to lower your payments. No income, no appraisal, and not a ton of closing costs like when you bought the house. This is a 100% legal program, we have done them since 1998. I can not vouch for the company, i would make sure they are a legit company.Mon, 27 Apr 2009 06:51:37 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-San_Ramon_CA-76928/http://www.trulia.com/voices/profile/Real_Estate_Pro-San_Ramon_CA-76928/Be careful! It does sound sucpicious. Be careful not to sign over the deed to your home.Sun, 26 Apr 2009 17:05:29 -0700