http://www.trulia.com/voices/Financing/Recommendation_of_lenders_in_Austin_will_work_wit-113968We are in market to buy, good credit scores but due to job loss last 18 months and difficult situation we were late on mortagage, last one 8 months ago. Home sold and we are closing in another state on home. In rental and have to move by 6/30/09. Countrywide would not work with us in late 2007/early 2008. Would like FHA, reviewed their verbage "past credit history" and looks like we would qualify but very subjective. One lender told us we had to have 2 years current on mortgage, other said manual underwrite would be 50/50 but had to find home and go through approval process. National and local news talks about second chances and such but we have not found that to be true. We have survived and cleaned up debt and credit--just need a mortgae champion! FHA website touts bad credit, forclosures no problem, but it is. Please help. Thanks. Signed, "Help"! BTW, this site is excellent--thanks to all locals who put time and effort into it!en-ushttp://www.trulia.com/voices/profile/Real_Estate_Pro-Austin_TX-116701/http://www.trulia.com/voices/profile/Real_Estate_Pro-Austin_TX-116701/We can help ! We are local mortgage company and help people with all kinds of credit scores. http://www.mylendingplace.com Jon Spears Austin, TexasTue, 20 Oct 2009 20:36:45 -0700http://www.trulia.com/voices/profile/Other-Texas_City_TX-825143/http://www.trulia.com/voices/profile/Other-Texas_City_TX-825143/http://www.eaglenationwidemortgagetx.com/ hope this will help you all the bestTue, 28 Jul 2009 03:12:35 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-78704-253391/http://www.trulia.com/voices/profile/Real_Estate_Pro-78704-253391/If your looking to buy in Austin, I would recommend you contact Bernie Bernfeld with Wells Fargo 512-634-2125 or Paula Huggins with Summit Mortgage 512-914-0865 and toll free at 866-340-0073. These are two of my favorite lenders and they should be able to help guide you through the process. I wish you luck! Please let me know if I can be of further service. Sincerely, Betina Betina Foreman, Realtor Keller Williams Real Estate 1801 S. MOPAC, Suite 100 Austin, TX 78746 512-771-6318Thu, 09 Jul 2009 13:17:27 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-Dallas_TX-307330/http://www.trulia.com/voices/profile/Real_Estate_Pro-Dallas_TX-307330/If you have good reserves now(got caught up) and can prove that the late pay was an anomaly.... FHA is possible. However... You would really have to have some good compensating factors to overcome the late pay on mortgage. Longshot, but a lender who really(I mean REALLY) knows FHA loans might be able to get it thru.... Depending on the circumstances. Bottom line: It can be done... But these deals usually don't work out because the entire deal is too flimsy.Tue, 21 Apr 2009 18:39:06 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-Austin_TX-81937/http://www.trulia.com/voices/profile/Real_Estate_Pro-Austin_TX-81937/Tab, My lender does a great job. Let me know if you have other questions. Jeff. http://www.centraltexashomerebates.com/html/get_a_loan.htmlTue, 21 Apr 2009 17:56:35 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-Texas-636823/http://www.trulia.com/voices/profile/Real_Estate_Pro-Texas-636823/Tab, Hello. Here is an excellent lender who should be able to assist you. Her name is Jodi Sieracki and she works for American Home Front Mortgage, her number 512.789.7293 and here is the link to her website. http://www.ahfmaustin.com/ She is expecting your call. Buyers House Realty "Showing You the Real Estate Rebate"Tue, 21 Apr 2009 14:07:46 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-Austin_TX-127817/http://www.trulia.com/voices/profile/Real_Estate_Pro-Austin_TX-127817/Tab, are you looking to purchase in Texas? Harmony Marotz, Broker 512.775.1164Tue, 21 Apr 2009 13:50:20 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-Austin_TX-323206/http://www.trulia.com/voices/profile/Real_Estate_Pro-Austin_TX-323206/Tab, How many late pays do you have ? JamesTue, 21 Apr 2009 13:46:52 -0700