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<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>Trulia Voices: My daughter and her co-borrower broke up, and he left the house.  She would like to keep the house.</title><link>http://www.trulia.com/voices/Financing/My_daughter_and_her_co_borrower_broke_up_and_he_l-141442</link><description>She will not be able to pay the mortgage of 2400/mo.  She now chips in half of that-1200/mo.  How can she keep this house?</description><language>en-us</language><item><title>Answer by Brian Barbosa</title><link>http://www.trulia.com/voices/profile/Real_Estate_Pro-Westport_MA-641184/</link><guid>http://www.trulia.com/voices/profile/Real_Estate_Pro-Westport_MA-641184/</guid><description>Hi,&#13;
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I don't know your name, but check out this site. http://makinghomeaffordable.gov/&#13;
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It's government help for reducing foreclosure.&#13;
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Brian P Barbosa</description><pubDate>Wed, 01 Jul 2009 10:33:09 -0700</pubDate></item><item><title>Answer by Jeff Chin</title><link>http://www.trulia.com/voices/profile/Real_Estate_Pro-02459-775861/</link><guid>http://www.trulia.com/voices/profile/Real_Estate_Pro-02459-775861/</guid><description>Your daughter does have an opportunity to do better with a refinance for a lower rate to help lower payments. But ultimately, she will need help with bringing in more income to maintain the obligation on the mortgage.  There is a program where she can get help from a non-occupant coborrower, like yourself.  She will not be able to keep the house if she only pays half the mortgage.</description><pubDate>Tue, 30 Jun 2009 04:14:19 -0700</pubDate></item><item><title>Answer by Raymond Cardoza</title><link>http://www.trulia.com/voices/profile/Real_Estate_Pro-Middletown_RI-674756/</link><guid>http://www.trulia.com/voices/profile/Real_Estate_Pro-Middletown_RI-674756/</guid><description>There are a couple angles to work here that may lead to her keeping the house. Is there potential to  take on a boarder and or earn extra income?  I would love to tell you how much she can make with a boarder, but I would have to view the property for that. Also, she should think about talking to the mortgage company. If he is walking away from the note and won't honor his commitment then she might be able to get a "modification" or refinance. It really is a situation where she should sit down with a Realtor, her Lawyer and the mortgage company. I wish her the best of luck in a bad situation.</description><pubDate>Mon, 29 Jun 2009 17:46:48 -0700</pubDate></item></channel></rss>
