http://www.trulia.com/voices/Home_Buying/My_credit_is_poor_and_I_have_no_down_payment_monie-53589child/adult and another dauhter with a 2-yr old child.en-ushttp://www.trulia.com/voices/profile/Home_Buyer-Connecticut-332878/http://www.trulia.com/voices/profile/Home_Buyer-Connecticut-332878/Hi Dawn, If you're looking for a lease-purchase: I would recommend you check out properties that are for sale or rent, especially by owner. Contact them and simply ask if a lease purchase or "rent-to-own" is possible. I did this myself, and two of the owners responded favorably! A lot of people just want to unload their property right now. I am renting a house and might consider a lease-to-purchase arrangement, as I would like to move soon... Regarding assistance: You may be eligible for Section 8, which can pay a good portion of your rent. Definitely contact DSS and see what other programs you may be eligible for: http://www.ct.gov/dss/cwp/view.asp?a=2353&q=305202Tue, 19 Aug 2008 10:34:13 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-Westport_CT-301173/http://www.trulia.com/voices/profile/Real_Estate_Pro-Westport_CT-301173/Another good place to start is the Connecticut Housing Finance Authority (http://www.chfa.org) or (860) 571-4230. They administer various home loan and educational programs for home buyers throughout Connecticut. There's a lot of great information right on their website or you can call to speak with a counselor who can help you see if you are qualified for any of the programs they administer. Good luck with your path to homeownership.Tue, 19 Aug 2008 10:25:51 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-Newington_CT-112201/http://www.trulia.com/voices/profile/Real_Estate_Pro-Newington_CT-112201/I haven't seen too many lease options in CT so you may have to settle for renting a home. But before you make that decision, I suggest you talk with a mortgage lender - try McCue Mortgage. They may be able to recommend a program for you. Or try your town - sometimes towns have down payment programs if you buy in a particular area. Not sure how bad your credit is but a lender can run your credit report to check for sure.Tue, 19 Aug 2008 10:20:48 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-New_Hampshire-193012/http://www.trulia.com/voices/profile/Real_Estate_Pro-New_Hampshire-193012/Good Afternoon Dawn, Unfortanatly the mortgage industry isnt giving out many loans these days, your best bet may be to find a lease option where some money will be credited towards your down payment or closing costs. this will gove you time to rebuilt your credit has well. You should also check with your state agency that handles special needs, they may have some monies to assist you in the care that they will allow you to put towards getting a house. It is usually the health and human services deaprtment. Good luck on your search.Tue, 19 Aug 2008 09:54:17 -0700