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<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>Trulia Voices: Is it really as difficult as everyone says it is to get credit? I have less than perfect credit but with home</title><link>http://www.trulia.com/voices/Home_Buying/Is_it_really_as_difficult_as_everyone_says_it_is_t-117409</link><description>prices and interest rates being so low buying is cheaper than renting right now.</description><language>en-us</language><item><title>Answer by John Cobb</title><link>http://www.trulia.com/voices/profile/Real_Estate_Pro-Warner_Robins_GA-91864/</link><guid>http://www.trulia.com/voices/profile/Real_Estate_Pro-Warner_Robins_GA-91864/</guid><description>Minimum credit score is very strict in getting your foot in the door - Minimum credit score for getting a home loan is 600 unless you are getting a VA Loan. If you are not getting a VA Loan then minimum credit score is 600</description><pubDate>Wed, 29 Apr 2009 09:28:22 -0700</pubDate></item><item><title>Answer by Luke Allison</title><link>http://www.trulia.com/voices/profile/Real_Estate_Pro-Asheville_NC-250494/</link><guid>http://www.trulia.com/voices/profile/Real_Estate_Pro-Asheville_NC-250494/</guid><description>Hello Rachel-&#13;
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I would welcome the opportunity to speak with you regarding what exactly lenders are looking for in order to qualify a home purchase.  It is not as difficult as you might think but your overall credit worthiness and your ability to repay the loan will be factored to determine whether or not you can be approved.&#13;
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Feel free to call me if you would like to discuss your options - no strings attached, I promise.&#13;
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Luke Allison&#13;
Bank of America Home Loans&#13;
828-777-8828&#13;
luke.allison@bankofamerica.com</description><pubDate>Wed, 29 Apr 2009 06:50:59 -0700</pubDate></item></channel></rss>
