Trulia Voices: If I offer to buy this house payable in cash, can I or should I expect a price reduction?http://www.trulia.com/voices/Home_Buying/If_I_offer_to_buy_this_house_payable_in_cash_can_-84392-- This question is about this property: http://www.trulia.com/property/1061658977-Single-Family-Home-Cleveland-TX-77327en-usAnswer by Bill Eckler-Florida, GRIhttp://www.trulia.com/voices/profile/Real_Estate_Pro-Venice_FL-133970/http://www.trulia.com/voices/profile/Real_Estate_Pro-Venice_FL-133970/Dawn, When buyers talk cash......sellers generally listen. I wouldn't consider it a discount but befinitely adjust your offer price downward.....remembering to keep it real. Insulting the seller with a rediculous offer will accomplish nothing...other than losing this opportunity. Good luckThu, 29 Jan 2009 15:59:55 -0800Answer by Dawnhttp://www.trulia.com/voices/profile/Both_Buyer_And_Seller-12567-385590/http://www.trulia.com/voices/profile/Both_Buyer_And_Seller-12567-385590/Margaret- Thank you for your prompt answer! I also have several listings saved for 'stick and stone' homes- the question here then is the same but I should have added that I want to close ASAP as I am under a crunch to get a home purchased in Texas before I return to NY and finish packing. Seeing how I have the cash and want a fast process on the sale, if a house is listed in the 80s, would it be unreasonable to see if the seller would be willing to part with it a tad cheaper? Also, a straight bank transfer of funds is doable, correct? Thank you kindly once again for your quick response and I hope you have a wonderful evening!Thu, 29 Jan 2009 15:34:50 -0800Answer by Margaret T Hatcherhttp://www.trulia.com/voices/profile/Real_Estate_Pro-Montgomery_County_TX-214769/http://www.trulia.com/voices/profile/Real_Estate_Pro-Montgomery_County_TX-214769/Dawn, Usually the only way to finance a Mobile or Manufactured home is FHA and there are certain restrictions. Therefore you may have an advantage as a cash buyer. If this were a bricks and sticks home it would only make a difference of inspection and days to close to the seller as your lender would pay them in cash or cashiers check anyway. But I would say here it is an advantage but get a good agent to protect you. MargaretThu, 29 Jan 2009 10:36:51 -0800