http://www.trulia.com/voices/Home_Buying/I_just_tried_to_get_a_pre_approval_for_a_house_loa-135854score of 660 with a very low debt/income ratio. Where do I go from here?en-ushttp://www.trulia.com/voices/profile/Home_Buyer-Peoria_IL-959217/http://www.trulia.com/voices/profile/Home_Buyer-Peoria_IL-959217/We just went through Jeannie at Herget Bank in Pekin and she's awesome! I had previously tried going FHA through a CEFCU recommended agent, but it was taking a long time, and he wasn't very helpful. Jeannie had a preapproval for me within 15 minutes! My credit wasn't great, and I didn't have much for a down payment. I looked up her information on Herget's website.Tue, 08 Dec 2009 11:39:51 -0800http://www.trulia.com/voices/profile/Real_Estate_Pro-Palatine_IL-603614/http://www.trulia.com/voices/profile/Real_Estate_Pro-Palatine_IL-603614/What were your ratios? Your best bet would be to use a broker to sift through lenders and find one that can meet your needs. If you would like any help I would be happy to provide it and get you the pre-approval you need. You can reach me in the evenings and weekends as well as during the day. David Cruickshank Ardain Mortgage Corp 847-354-5455 davidc@ardain.comFri, 12 Jun 2009 14:27:01 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-Pekin_IL-262325/http://www.trulia.com/voices/profile/Real_Estate_Pro-Pekin_IL-262325/Star; I know of a couple local lenders who I think might be able to help you. Call or text me at 309-208-7748 and I will see what I can do to help you. TonyThu, 11 Jun 2009 19:10:01 -0700http://www.trulia.com/voices/profile/Real_Estate_Pro-Beverly_Chicago_IL-785343/http://www.trulia.com/voices/profile/Real_Estate_Pro-Beverly_Chicago_IL-785343/Hi Star, Please contact me and I can get you an FHA loan with 3.5% downpayment, no MI worries because the Mortgage Insurance would be through HUD. You definitely pass - the minimum score we look for is 620. Please look me up at www.marvelmortgage.com. BTW I host a radio show on mortgages every Sunday from 2.30pm to 3.00pm on 106.3FM. Please listen and I will address your situation on the show too, while keeping your information private. You really should not be having this problem, I assure you. I look forward to hearing from you soonThu, 11 Jun 2009 17:46:43 -0700