http://www.trulia.com/voices/Home_Buying/Can_we_qualify_for_MassAdvantage_mortgage_-101819My husband and I found a HUD home for sale in our neighborhood with an asking price of $56,000. We makearound $26,000 a year right now, as I just obtained my MA and I am getting my teaching certification. We have applied for a MassAdvantage loan, but he has little credit history, and my score is 550 because I have a lot of college loans. Do we have any chance getting this mortgage? Or should we be seeking a co-signer/borrower?en-ushttp://www.trulia.com/voices/profile/Real_Estate_Pro-02155-78085/http://www.trulia.com/voices/profile/Real_Estate_Pro-02155-78085/You should really sit down with a mortgage profesional familiar with those programs. Ask friends, family, colleagues for reccomendations of mortgage people they have used & been happy with. There are alot of very specific requirements for many mortgage programs out there & they're constantly evolving. You could go on the state website & contact the program administrator & ask for companies they work closely with. They should have a list of lenders participating. Hope that helps,Mon, 23 Mar 2009 19:14:29 -0700