Home Buying in Union City : Advice

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pyee, Real Estate Pro in Fremont, CA
pyee answered:
I am looking for a buyer's agent in Fremont, CA area.
What kind of rebate are you looking?
0 votes Share Flag Thu Jul 17, 2014 Home Buying in Union City
Sam Shueh, Real Estate Pro in San Jose, CA
Sam Shueh answered:
what is a process to buy a for-closure home?
1 Often with cash buy as is at court house without inspection or knowledge of interior.
2 REO sale from MLS, with a mortgage.


There are few if any inventory right now. The REO sal ... more
0 votes Share Flag Fri Jun 13, 2014 Home Buying in 94587
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Loan requirements
Hello Lorena, did you close on a home purchase? You may qualify FHA from a minimum 580 fico score and 3.5% down or as low as .5% half percent down payment program. You may qualify for 5 ... more
0 votes Share Flag Mon Jun 9, 2014 Home Buying in 94587
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
what is a process to buy a for-closure home?
Hello anhthuy101, you will need to be pre-approved to be able to view and submit offers on homes of your choice. There are mostly standard sale homes on the market currently but there a ... more
0 votes Share Flag Mon Jun 9, 2014 Home Buying in 94587
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
After my wife passed I wanted to put my daughter on the house with a new loan. Her credit is in the mid sevens and mine is in the low eights. We were
Hello Bill, yes sure you may either qualify ONE DAY after a short sale, foreclosure or deed in lieu with a minimum 660 fico score and 20% down or gift of equity. She may also qualify FH ... more
0 votes Share Flag Sun Jun 1, 2014 Home Buying in Union City
Mike McLaren, Real Estate Pro in 94587
Mike McLaren answered:
What the price difference betwwen single family house with manufacture house in single family house lot?
Actually there is a small development of about 8 homes in Newark (near the center of town) that consists of manufactured homes. They blend in so well that most people are unaware of thi ... more
0 votes Share Flag Wed May 28, 2014 Home Buying in 94587
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
Why is this SFH so cheap?
Hi Steve, did you end up buying?
0 votes Share Flag Tue Apr 8, 2014 Home Buying in Union City
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
What about the 7 hills neighborhood? Houses look really cheap compared to other parts of Union City...
It is great area and many buyers are looking to buy there. The way the market is you will see the home prices of 7 hills appreciating at a fast pace over the next year.
0 votes Share Flag Tue Apr 8, 2014 Home Buying in Union City
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
Shouldn't buyers wait for home prices to fall back down? Home prices are acting like the stock market. So, why not wait? Examples are Earthquake.
Prices have gone up a lot but buyers are still buying. I think it is important to note that Interest rates are still low. If you can still capitalize on a lower interest rate and buy a ... more
0 votes Share Flag Sat Feb 8, 2014 Home Buying in Union City
Tom Sommers, Real Estate Pro in Lakeville, MN
Tom Sommers answered:
Who's responsibility to pay unpaid property tax for a short sale house?
It is my understand that it is the responsibility of the bank who is allowing the short sale. However in many cases especially with HUD homes they will not pay any assessments and the ... more
0 votes Share Flag Thu Dec 5, 2013 Home Buying in 94587
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
So many homes now selling by flippers. If any buyer these homes, flippers will be making over $100,000 to $300,000 in a very short time.
Hi Michael,

In any free market economy you have the potential for bubbles that can pop due to excess speculative demand - this isn't going away any time soon because it's driven by h ... more
0 votes Share Flag Mon Oct 21, 2013 Home Buying in Union City
shiu227, Home Buyer in Hayward, CA
shiu227 answered:
Can seller back out after all the contingencies are removed by the buyer.?
Maybe the seller found another buyer offering much higher price than the one you offered him. Or the seller might sense that he could sell much higher in the near future.
0 votes Share Flag Mon Sep 30, 2013 Home Buying in 94587
shiu227, Home Buyer in Hayward, CA
shiu227 answered:
Would you rather buy a home in Fremont with good schools at a premium or buy in Union City and send kids to private?
Home prices are close to peak 2007 levels and some sellers are actually listing their homes over peak levels. In 7 to 8 years, your home could be worth $200,000 less if there is a stock ... more
1 vote Share Flag Mon Sep 30, 2013 Home Buying in Union City
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
What would be the appreciation of a condo/town home near union city BART area 5-10 yrs down the line?
This is an impossible question to answer and it totally depends on who you listen to - there are some on this site who are predicting a drop in home values of 33% over the next year, an ... more
1 vote Share Flag Fri Sep 20, 2013 Home Buying in Union City
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
What is the home inspection contingency? Can anyone explain it?
If you find things in the disclosures that you are not comfortable with AND the seller will not deal with those issues, then you should have the right to cancel using the Inspection Con ... more
1 vote Share Flag Sat Sep 14, 2013 Home Buying in Union City
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
Is there a way to find out the winning bid price for pending sales rather than waiting for close of escrow?
Not with certainty. You can ask your buyer agent to ask the seller agent, but many times they don't want to release that info until all contingencies are removed, or it's closed.

The ... more
1 vote Share Flag Wed Aug 28, 2013 Home Buying in Union City
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
Can i still get back our deposit if we cancel the transaction since we cant put up the funds for the diff between the appraised value and purch price?
Joy, I understand after other failed offers, you finally have a counter offer from a seller.

Based on what you've shared, you have protections in place. It's a competitive market an ... more
0 votes Share Flag Wed Aug 28, 2013 Home Buying in Union City
Sealsings, Home Buyer in Union City, CA
Sealsings answered:
What is the average monthly maintenance cost for Condo & Town house.?
Silly little Robert Neson. Its 2013 you don't need the prices for 2011. I know you come from a long line of teachers and doctors so you should know this. You did grow up in a little hou ... more
0 votes Share Flag Sat Aug 10, 2013 Home Buying in Union City
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I get VA disability payment of 560 a month, can I take out a VA home loan for $70,000? I am making 25 percent downpayment on the original home price.
I would need to speak with you for a few minutes to pre-approve you. I am also a Veteran and can help to explain what income will be needed to obtain a loan. I offer VA no down payment ... more
0 votes Share Flag Sun Jun 30, 2013 Home Buying in 94587
John Dutra, Real Estate Pro in Fremont, CA
John Dutra answered:
what are typical PMI numbers on a 10% conventional loan VS MIP numbers on an FHA loan?
Pdkat,

FHA raised their rates again this year and the MIP (mortgage insurance premium) now stands at 1.5% of the loan amount with 10% down, 1.55% with less than 10% down.

Fo ... more
0 votes Share Flag Tue Jun 25, 2013 Home Buying in 94587
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