..."she accidentally let her insurance expire and renewed it after noticing the mistake, but the gap in coverage apparently violated..." see more ..$15,000 Buyer Rebate, or $22,500 Seller Discount, on
Now is a great time to secure a home loan refinance in San Mateo or any other California area. Today's low interest rates make a San Mateo home loan refinance a good financial decision. More importantly
If you are getting ready to buy a home now is the time to check your San Mateo home loan options. At AMortgageAdvisor.com you can start checking your home loan options in a matter of a few short minutes.
Building a brand new home is a great experience for most buyers. Picking your own colors, options, home style and neighborhood are among some of the biggest benefits. Reduced utility, repair and maintenance
Starting a business and operating a business take a great deal of effort and energy. Most business owners struggle to succeed. Making it even harder is the home loan process for self-employed borrowers
If you have been recently looking for a home loan in San Mateo you may have experienced some challenges with the approval process. Having bad credit is a burden but it shouldn't keep you from owning a
FHA home loans and mortgages are a great solution for home buyers in San Mateo and other California areas. If you have damaged credit or unestablished credit FHA home loans are an excellent home mortgage
Worried about the minimum credit score needed for home loan programs in San Mateo and other California areas? There are many different home loan and refinance programs available for different credit situations.
There are many first time home buyers that do not have very strong credit scores, due to not having enough traditional credit lines such as credit cards, car loans, etc… Many have rented for years and
Hello Awong3769, credit reports can be ran within 30 days of home loan shopping without dinging your scores. I can go off of any report you may have to advise and raise scores within 3-4 days. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. You may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities.
You may qualify FHA from a minimum 580 fico score with 3.5% down or as low as .5% half percent down payment program. You may qualify for 5% down conventional with NO Mortgage insurance (Lender paid MI) from a minimum 620 fico score. You may qualify FHA with fico scores between 500-579 with 10% down but credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
I can go by any credit report you may have currently and be able to advise and get corrections done at all three bureaus at no charge within 3-4 days. It only takes a few dozen questions to qualify and go over your options. If any corrections are done then a credit report will have to be run again later on anyways and maybe when you get an offer accepted to depending on how long it is. Credit reports are good for 90 days and DU approvals are also good for 90 days also so working without running reports is the best advice unless you are in need of an pre-approval and have no credit report to work with. Here are some blogs to read such as Who has credit issues, Which loan is right for me, Down payment and closing costs hurdles and Pre-approval in minutes.
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
9am till 7pm Monday thru Saturday, Sundays by appt.
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
If my response was helpful, consider clicking thumbs up or Best Answer!... more
â€œI have heard that making an offer with â€˜no contingenciesâ€™ is more attractive to a seller, and that I have to do that in order to be competitive.â€When a seller is reviewing a contract
You can get an FHA loan with 5-10% with some lending institutions but not many. I would recommend finding a broker or service to help you locate a reputable lender that can approve your loan at a decent rate. I have client's who have got approved and received a good rate at The Lenders Network.... more
According to a study by Trulia economist, Jed Kolko, nationally, at todayâ€™s prices and rents, buying would be cheaper than renting until the 30-year fixed rate reaches 10.5% in some areas. At the
You want to get theÂ best fixed mortgage ratesÂ when you apply for a loan, don't you? Of course you do! How, you may ask, do I make sure I get theÂ best ratesÂ I possibly can?Â It's simple, really.
How can you increase your chances of winning against competing home buyers? The winner is usually the most qualified home buyer with the best price and the fewest strings attached; the winning purchase
Foreclosure ManagementWith an enduring commitment to accuracy, efficiency, and net financial returns the REO and Foreclosure Management division works directly with banks, mortgage lenders, and asset management