Your first step should be to locate and hire a REALTOR, not just a real estate agent on an exclusive basis. Be sure your REALTOR has a minimum of five years’ experience and 100+ transactions. This
Click the video player image above to start the videoFHA is raising mortgage insurance again in April, but the biggest change is coming on June. Watch this video to find out more on why FHA loans might
The problem with the argument of renting vs. owning is that people cannot get beyond the initial numbers. Rent a 3 BR, 2 BA home for $2,000 a month or buy it and pay a mortgage of $2,400 a month? Hmmm?
Somebody named "James Millar" is using my listing at 2473 Stokes and pretending it is for rent. 2473 Stokes is for SALE not for rent. If you get any email correspondence from "James Millar" then let
As a loan officer I am always aware of what rates are doing. This isn't the norm for all loan officers and quite honestly, I wish I wasn't so sensitive to rate fluctuations. Maybe it's the analytical
Typically mortgage companies offer traditional 30 year fixed or 15 year fixed mortgages, but what if you could customize your loan option for the term that you want. Suppose you refinanced 7 years ago
Deciding to buy a retirement home while you are still working is a decision that is based on a long term projection of your future income and plans. Here are some of the reasons to buy your final retirement
Click the image above to watch the video version of this blog post.High Balance conforming loan limits are going down soon in California. September 30, 2011 is the day that the current High Balance conforming
If they truly can buy, some of the reasons are fear, short term plans to relocate, comfort with their current location, just to name a few. Right now, with the past 4 years or so of declining market in much if not all of the country, I've been advising clients to hold off if they aren't committed to owning for at least 3 years and possibly 5.
I do believe the market will return and that many current buyers will be thrilled with their choice to buy now while rates & prices are low, but buying is a decision people have to be committed to and comfortable with to move forward.... more
In my previous blogs, I talked about that San Jose rental market is getting tight and rents are expected to increase. Apparently, the folks at Harvard agree with me too. Harvard’s Joint Center for Housing
CLICK THE VIDEO ABOVE TO WATCHHave you ever wondered how to speak with a live person quickly at any business?Are you one of the millions of people suffering from IVRS? It was right after I moved out of
If you're looking to hit a home run on any investment, the best time to buy or sell is when nobody else wants to do it. That's usually when valuations are most distorted from long-term averages---the
Are you preparing to buy a home in San Jose, The Silicon Valley this year 2011? Now is the time to buy a home according to the respectable Forbes financial publication. San Jose is ranked the Number
Despite the continuing challenges facing the U.S., nearly eight out of 10 respondents believe buying a home is a good financial decision, according to NAR's eighth annual Housing Opportunity Pulse Survey.The
I think it is. The sellers can not sell easily and need to rent it out. What you need is to negotiate with your landlord and put it in the rental contract. Try to be specific such as 20-30% of rent can be applied toward down payment.
If you pay your rent on time and keep the house tidy, the landlord will consider you first before others.
Get on my website and there is a calculator allowing you to compare both cases to arrive at a long term cash flow. Assume 4-5% annual appreciation after we get out this recession. In Newer neighborhood such as Silver Creek Valley they will appreciate faster than Monterey/Ford Rd side of 95138.... more
Depending on the price you are trying to sell your home for, there are many buyers in the Cambrian area. Folks are price sensitive, but good properties are selling!
The decision to sell or rent is based on your needs. If you have owned the property for a long time, you will still be making money!
I am very active in your neighborhood. Please let me know if I can answer any other questions for you. I can definitely give you good insight into the Cambrian market.
Alain Pinel Realtors
Yes you can buy any house for cahs and yes you can rent any house to Section 8 but be aware Section 8 has a mximum rent based on number of bedrooms and market area. For example, in East Palo Alto maximum rent for a 3 bedroom Section 8 tenant is $1800.... more