Home Buying in San Jose : Advice

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Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
We bought a home couple months back. It was a flip by investor. After a month we saw water leaks and found damage to sub floors. What are my options?
First, discuss this with your buyer's agent and with your home inspector. Was this found during the inspection? Do you have a home warranty?

You ultimately can sue the seller...If y ... more
0 votes Share Flag Yesterday at 4:19pm Home Buying in San Jose
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
Can I get a comparison GFE and TIL if I'm in escrow and I've already started a loan process with one lender?
Send the GFE and TIL to a few different lenders and see if they can beat the pricing. It's a smart thing to do. Just be sure that they can close on time.

Don't Let Them Make a Monkey ... more
0 votes Share Flag Yesterday at 3:59pm Home Buying in San Jose
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
As a cosigner to a relative does the agent have a right to disclose my credit report to my relative with out my permission?
I am not sure how the agent / lender could avoid sharing at least the credit rating, any collections or liens that could all come up.

But yes items on a credit report are considered ... more
0 votes Share Flag Sat Jun 27, 2015 Home Buying in 95121
Mike Wilson, Real Estate Pro in 75201
Mike Wilson answered:
What are some tips for first time home buyers to compete with the powerful investors in the San Jose market?
Go take a look at the blog at Home Loans For All. It's a plethora of useful info that would not only answer your question but probably any other related questions. I'll include a link.
0 votes Share Flag Thu Jun 25, 2015 Home Buying in Almaden
Nancy Koch, Real Estate Pro in 33573
Nancy Koch answered:
I filed bankruptcy, ch. 7, in mid November, 2014. It was discharged end of January this year. How long should I wait to apply for a home loan?
You have had some really good advise in the comments already so there is only one thing I would add. You will need to start building up and re-establishing your credit. I would contac ... more
0 votes Share Flag Sun Jun 21, 2015 Home Buying in San Jose
Sam Shueh, Real Estate Pro in San Jose, CA
Sam Shueh answered:
why do people not want to buy mobile homes?
high cost of fees and no appreciation ......
0 votes Share Flag Sun Jun 21, 2015 Home Buying in 95148
Sam Shueh, Real Estate Pro in San Jose, CA
Sam Shueh answered:
Hi I am looking into buying a place my credit score is only at 530 Will I have a lot of problems please any realtor that can help me please
If u can not get preappoval my suggestion is work with a credit repair person to get your credit at par with those making bids.....
0 votes Share Flag Sun Jun 21, 2015 Home Buying in San Jose
Sam Shueh, Real Estate Pro in San Jose, CA
Sam Shueh answered:
Can I buy property -New consturction, if builder refuse to pay to my agent?
Several things do not gyrate. You did not get the property has nothing to do with someone represent you.
0 votes Share Flag Sun Jun 21, 2015 Home Buying in 95141
Huey Nguyen, Real Estate Pro in San Jose, CA
Huey Nguyen answered:
Would a contingency that the property appraises for at least the sales amount be a contingency worth considering when purchasing a property?
Hello Sandsurfer83,

This sounds like a standard appraisal contingency, and many purchase offers contain an appraisal contingency. Some buyers do aggressively submit offers with no a ... more
0 votes Share Flag Thu Jun 18, 2015 Home Buying in San Jose
Lee Stone, Real Estate Pro in 30650
Lee Stone answered:
My wife was the executrix of her mothers estate. Her mother's home was sold and the buyer wants to send her a 1099. Why?
Interesting question. If there was an escrow agent involved with the transaction, they would have filed a 1099 with the IRS concerning the distribution of proceeds from the sale. If it ... more
0 votes Share Flag Thu Jun 11, 2015 Home Buying in 95141
Ritadawn, Home Buyer in Dallas, TX
Ritadawn answered:
Why does the length of time in escrow vary?
As to what is a reasonable length on escrow, under normal circumstances, assuming there aren't individual factors that provide special circumstances, a reasonable time for an escrow is ... more
0 votes Share Flag Thu Jun 11, 2015 Home Buying in San Jose
Mike Wilson, Real Estate Pro in 75201
Mike Wilson answered:
Jumbo loans with 5% down
Go talk to Home Loans For All. They do a ton of jumbo loans plus they'll give u multiple rates to choose from.
0 votes Share Flag Wed Jun 10, 2015 Home Buying in San Jose
Deenateen, Home Buyer in South Miami, FL
Deenateen answered:
I accepted a bank's counter offer on a REO a few days ago.How long does it take and why the delay?
Banks are overwhelmed with the volume of REO homes they are handling. The best way to expedite the process is to approach the listing agent. One West Bank properties can be accessed her ... more
0 votes Share Flag Wed Jun 10, 2015 Home Buying in 95128
Deenateen, Home Buyer in South Miami, FL
Deenateen answered:
How do I find Realtors who specialize in just REO foreclosures?
Look on the MLS for other REO homes that are already listed. Call up the agent representing the listed home.

Click Here for More Information: http://reohomes.org/directory/
0 votes Share Flag Wed Jun 10, 2015 Home Buying in 95118
Brandenw.wil…, Home Buyer in New York, NY
Brandenw.wilson answered:
Is it easy to evict occupied tenants once I buy bank-owned property?
Synthia Noble

Once you have certificate of title. You can approach. You are able to contact the resident during closing but can not provide a notice in writing until you "own&qu ... more
0 votes Share Flag Fri Jun 5, 2015 Home Buying in 95121
jaisimha27, Home Buyer in Milpitas, CA
jaisimha27 answered:
Pulte Sage vs. KB Homes in Berryessa. Which to choose?
Hi, which one did you finally choose?
Thanks
0 votes Share Flag Sun May 31, 2015 Home Buying in Berryessa
Andrew 2009, Home Buyer in Fremont, CA
Andrew 2009 answered:
How do I check for liens?
You can also do the lien search for free at www.searchq.com

All you need is the home address to start a search and download a free property report. If the lien is found (green indic ... more
5 votes Share Flag Fri May 29, 2015 Home Buying in San Jose
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