Home Buying in San Diego : Advice

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Brian Jensen, Real Estate Pro in San Diego, CA
Brian Jensen answered:
Currently, what would be good areas in/around San Diego for future potential growth and buoyant rental values?
You may want to look at areas in San Diego county. Imperial Beach has housing around the 250k mark and there is speculation of growth in the future. If you would like I can supply you ... more
0 votes Share Flag Fri Oct 24, 2014 Home Buying in San Diego
Reynaldo Rosa, Real Estate Pro in 92126
Reynaldo Rosa answered:
rent to own in 92126
This is a question I hear quite often. Structuring a Rent to own deal can be a very valuable way for people to achieve home ownership, although, the devil is in the detail. There are ... more
0 votes Share Flag Wed Oct 22, 2014 Home Buying in 92126
Valli Lopez, Real Estate Pro in 92021
Valli Lopez answered:
Who offers mortgages to non-resident foreign nationals in San Diego?
Hello,
I do!

It's called a portfolio loan and we will use foreign tax returns to qualify you.

I only need 20% down. No prepayment either!

Call me or email me to go over the de ... more
0 votes Share Flag Mon Oct 20, 2014 Home Buying in San Diego
Martha Badea…, Home Owner in Dallas, TX
Martha Badeaux answered:
laywer submitting own offer - can a lawyer submit his/her own Offer to Purchase, without going thru a buyer's agent? What are the steps this?
Filling out the forms the number next to the information signifies the paragraph of the form in which the info goes, if no information for a paragraph it’s because it’s self explana ... more
0 votes Share Flag Sat Oct 18, 2014 Home Buying in San Diego
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Paying off debt through escrow
I don't believe so Lisa....but you can call local escrow companies and ask around.

Take care.
0 votes Share Flag Wed Oct 15, 2014 Home Buying in San Diego
Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
Any advice on buying a home in Torrey highlands? We are unsure as monthly fees is high and there are no recreation facilities, parks or swimming pools
Torrey Highlands is the newer part of Rancho Penasquitos. It is in Poway and its a bit cheaper than Carmel Valley. The homes are newer and its closer to the coast. Yes, there are HOAs a ... more
0 votes Share Flag Thu Oct 9, 2014 Home Buying in 92129
Janet McCart…, Real Estate Pro in 92129
Janet McCarthy answered:
Buying now or waiting?
Right now is the right time to buy. The end of the year is always a good time to buy. Right now we are seeing big price reductions, longer sales times and motivated sellers.
Finding ... more
0 votes Share Flag Mon Oct 6, 2014 Home Buying in 92129
Maryanne Pis…, Real Estate Pro in 92040
Maryanne Pisano Jackson answered:
do owners pay or renters pay the trash and water fees?
It depends on the stipulation in the HOA request a copy of the condominiums by laws and Homeowners minutes as well.

Your realtor and or escrow company can provide these items to you ... more
0 votes Share Flag Fri Oct 3, 2014 Home Buying in 92130
Chad Basinger, Real Estate Pro in San Diego, CA
Chad Basinger answered:
What are the top 3 signs of a bad real estate agent?
1) Not being pro active
2) Not communicating with the client in a timely manner
3) Agent is not a full time agent (ie, keeping up to date with all the latest real estate rules and reg ... more
0 votes Share Flag Thu Oct 2, 2014 Home Buying in San Diego
Larry M Parra, Real Estate Pro in 92154
Larry M Parra answered:
Should i sell my home now before interest rate is 5%? I am concerned with pace of home prices in san diego area.
Hi Mr. Hardt,
Higher interest rates should technically affect home values, should incomes in your specific area and inventory remain the same. Although 5% is still historically low a ... more
0 votes Share Flag Wed Oct 1, 2014 Home Buying in San Diego
Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
Does Fannie Mae have rules against buying a home and demolishing it if they are owner occupant?
Are you currently living in the house now or are you looking to purchase a property that needs work?
There are FHA 203K loans that are for owner - occupied properties. There are also ... more
0 votes Share Flag Mon Sep 15, 2014 Home Buying in San Diego
Don Betts, Real Estate Pro in 92008
Don Betts answered:
Is an older home a better value than a new one?
Hello Stan,

Lot's of good answers here. But here are TWO additional things you need to consider.

1) Landscaping. Most new homes come with minimal landscaping. The cost to put i ... more
0 votes Share Flag Mon Sep 15, 2014 Home Buying in San Diego
Dukuv Bilgew…, Home Owner in Honolulu, HI
Dukuv Bilgewater answered:
Adams North is not a neighborhood Do you continue to separate it from the rest of Normal Heights to decrease the property value south of Adams?
Adams North comes from San Diego Police Department's map of neighborhoods, which probably came from the original subdivision plats.
0 votes Share Flag Sat Sep 13, 2014 Home Buying in Adams North
Brendan Brac…, Real Estate Pro in 92101
Brendan Bracken answered:
Does anyone know of any lenders lending to borrowers that had a recent foreclosure (2011)?
I wanted to introduce you to the "FRESH START" Portfolio Loan Program.

This is a Special Home Loan Program that WE FUND, where we can provide a mortgage loan for a borrower 1 day af ... more
0 votes Share Flag Sat Sep 13, 2014 Home Buying in San Diego
Brendan Brac…, Real Estate Pro in 92101
Brendan Bracken answered:
Does anyone know of any lenders offering loans not backed by fha fannie or freddie, i just had a short sale?
I wanted to introduce you to the "FRESH START" Portfolio Loan Program.

This is a Special Home Loan Program that WE FUND, where we can provide a mortgage loan for a borrower 1 day af ... more
0 votes Share Flag Sat Sep 13, 2014 Home Buying in San Diego
Brendan Brac…, Real Estate Pro in 92101
Brendan Bracken answered:
First time buyer question
Hi Shane,
If you were successful in purchasing your condo in 2009, it may be a good opportunity to review your current mortgage and determine if a refinance might make sense.

If you ... more
0 votes Share Flag Sat Sep 13, 2014 Home Buying in San Diego
Nicole Fedor…, Real Estate Pro in 92866
Nicole Fedorchek answered:
how do i use my va loan?
Hi, Floyd-
Thank you for your service to our country! The first step in utilizing a VA Loan is to speak to a mortgage professional that is qualified to handle VA Loans. Once you receiv ... more
0 votes Share Flag Wed Sep 10, 2014 Home Buying in San Diego
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
I am a 25 year old with two jobs. I have good income and i am ibterested in buying an appartment. Do i need to have a down payment to purchase an?
Unless you are a active military or veteran you will need a down payment. FHA has the lowest down payment of 3.5%. Conventional loans 5% down.
0 votes Share Flag Tue Sep 9, 2014 Home Buying in San Diego
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
How does one start their search for a real estate agents and what questions to ask to distinguish a good agent from a great agents?
Check out the link I've attached below for a detailed answer to this question including what questions you should be asking when you interview agents.
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 92129
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