Home Buying in San Diego : Advice

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Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
Can I get a mortgage without ssn or itin in california?
You need to obtain foreign national loan. I see there are a few responses so go ahead and contact them.

Good luck!
0 votes Share Flag Fri Dec 19, 2014 Home Buying in San Diego
USMortgageRa…, Real Estate Pro in Austin, TX
USMortgageRanger answered:
can I get 100% finaincing in florida for physicians?
While you can still get financing on a new loan as a Dr. the 100% financing is no longer available. What i do have however is a 97% loan to value loan that may suite your needs and i wo ... more
0 votes Share Flag Thu Dec 18, 2014 Home Buying in 92130
Matt Albert, Real Estate Pro in Greensboro, NC
Matt Albert answered:
Physician mortgage loan in California??
Hi, my name is Matt Albert (NMLS# 658999) and I am a Doctor/ Physician Loan Specialist with Citizens Charter One Home Loans. I have been specifically working with physicians for over 12 ... more
0 votes Share Flag Thu Dec 18, 2014 Home Buying in San Diego
Matt Albert, Real Estate Pro in Greensboro, NC
Matt Albert answered:
Are there still any physician loans out there with no PMI/100% financing for O.D.s? Looking in the state of MI
Hi, my name is Matt Albert (NMLS# 658999) and I am a Doctor/ Physician Loan Specialist with Citizens Charter One Home Loans. I have been specifically working with physicians for over 12 ... more
0 votes Share Flag Thu Dec 18, 2014 Home Buying in 92130
leachmark707, Home Buyer in Pine Bluff, AR
leachmark707 answered:
How will removal of pine trees affect value of condominium?
I think it all depends. I am sure that they pine tress look really beautiful there. As long as they replace the trees with something else that can ornament the property a little bit, an ... more
0 votes Share Flag Wed Dec 17, 2014 Home Buying in San Diego
Randy Tanner…, Real Estate Pro in Wellington, FL
Randy Tanner & Lindsey Racher answered:
Buying/selling without a realtor.
If this is something you are comfortable with then by all means. I would at least use an attorney though for legal purposes. You could also contact an agent just to help you with contra ... more
0 votes Share Flag Wed Dec 10, 2014 Home Buying in 92104
Maryanne Pis…, Real Estate Pro in 92020
Maryanne Pisano Jackson answered:
In Texas whos resposibility is to provide the propose buyer all HOA documents?
The seller needs to provide the buyer with all HOA docs, here in San Diego the docs are ordered during escrow by the escrow officer.
However, the charges are normally paid by the selle ... more
0 votes Share Flag Wed Nov 19, 2014 Home Buying in 92126
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
we are interested in renting this property at 8121 camino del sol #302, la jolla, ca. please call me at 808-344-5303
You need to reach out to a local agent, or the listing agent.

Make sure this is not a scam, as there are a lot of rental scams online......first red flag is - the rent seems too good ... more
0 votes Share Flag Sat Nov 15, 2014 Home Buying in La Jolla Shores
aclopez81, Real Estate Pro in San Diego, CA
aclopez81 answered:
allied gardens space rent and hoa fees
Are you looking to rent a condo in Allied Gardens? I own a 2 Bedroom/2 Bathroom that is going vacant next month
0 votes Share Flag Thu Nov 13, 2014 Home Buying in Allied Gardens
Bryan Horn, Real Estate Pro in 92101
Bryan Horn answered:
Selling, and then buying... without a W2 showing income for one spouse.
If you tax returns show income then that can be added to your Wife's income.. if your debt levels are low her 50k income should be able to support a loan of 200k...

Contact me to ge ... more
0 votes Share Flag Tue Nov 11, 2014 Home Buying in San Diego
nuklear, Other/Just Looking in Durango, CO
nuklear answered:
Can buyer give agent a monetary gift outside of escrow?
Buy gold or silver to give to your agent. The government doesn't recognize gold and silver as legal tender, so there you go.
0 votes Share Flag Sat Nov 8, 2014 Home Buying in 92101
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Is this house currently for sale?
2011 was a great year, did you find the home?
0 votes Share Flag Sat Oct 25, 2014 Home Buying in La Playa
Brian Jensen, Real Estate Pro in San Diego, CA
Brian Jensen answered:
Currently, what would be good areas in/around San Diego for future potential growth and buoyant rental values?
You may want to look at areas in San Diego county. Imperial Beach has housing around the 250k mark and there is speculation of growth in the future. If you would like I can supply you ... more
0 votes Share Flag Fri Oct 24, 2014 Home Buying in San Diego
Reynaldo Rosa…, Real Estate Pro in 92126
Reynaldo Rosa Broker answered:
rent to own in 92126
This is a question I hear quite often. Structuring a Rent to own deal can be a very valuable way for people to achieve home ownership, although, the devil is in the detail. There are ... more
0 votes Share Flag Wed Oct 22, 2014 Home Buying in 92126
Valli Lopez, Real Estate Pro in 92021
Valli Lopez answered:
Who offers mortgages to non-resident foreign nationals in San Diego?
Hello,
I do!

It's called a portfolio loan and we will use foreign tax returns to qualify you.

I only need 20% down. No prepayment either!

Call me or email me to go over the de ... more
0 votes Share Flag Mon Oct 20, 2014 Home Buying in San Diego
Shahla Salah, Real Estate Pro in La Jolla, CA
Shahla Salah answered:
A home with a swimming pool
It seems to me that you have purchased homes before. Writing an offer for a property with swimming for is not any different than buying one without. If you have a concern about the swi ... more
0 votes Share Flag Mon Oct 20, 2014 Home Buying in San Diego
Jim Supples, Real Estate Pro in San Diego, CA
Jim Supples answered:
Hello I am a single Mom looking for a 2 bed 2 bath condo or townhome in the 92129 area for my two boys and I, I have terrible credit.
Wish you luck Kim. Hopefully you've found a new place by now.
0 votes Share Flag Sun Oct 19, 2014 Home Buying in 92129
Martha Badea…, Home Owner in Dallas, TX
Martha Badeaux answered:
laywer submitting own offer - can a lawyer submit his/her own Offer to Purchase, without going thru a buyer's agent? What are the steps this?
Filling out the forms the number next to the information signifies the paragraph of the form in which the info goes, if no information for a paragraph it’s because it’s self explana ... more
0 votes Share Flag Sat Oct 18, 2014 Home Buying in San Diego
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Paying off debt through escrow
I don't believe so Lisa....but you can call local escrow companies and ask around.

Take care.
0 votes Share Flag Wed Oct 15, 2014 Home Buying in San Diego
Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
Any advice on buying a home in Torrey highlands? We are unsure as monthly fees is high and there are no recreation facilities, parks or swimming pools
Torrey Highlands is the newer part of Rancho Penasquitos. It is in Poway and its a bit cheaper than Carmel Valley. The homes are newer and its closer to the coast. Yes, there are HOAs a ... more
0 votes Share Flag Thu Oct 9, 2014 Home Buying in 92129
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