Home Buying in Sacramento : Advice

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Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
I need to do an application for one of your properties. How do I do the application?
Hi Rachel,

The purchase of a home is serious business - really! While many new Buyers believe the first step is to find "the house", the reality is quite different.

Here’ ... more
0 votes Share Flag Mon Jul 1, 2013 Home Buying in Sacramento
Mike Garozzo, Real Estate Pro in Sacramento, CA
Mike Garozzo answered:
I'm looking to make a home purchase in August of this year. I would like to keep my payments around 1,200 a
Hello. At that amount you wish to pay, you should look at about $185,000 to low 190s. Rates have gone up recently. Some parts of Citrus Heights have pretty nice neighborhoods. Carmichae ... more
0 votes Share Flag Fri Jun 28, 2013 Home Buying in 95825
Maria Gilda…, Real Estate Pro in 06040
Maria Gilda Racelis answered:
how to remove a pmi from loan?
The LTV will play an important factor in your intention to have the MI removed.
In my understanding, you need 20 percent at least before you can request for removal.

However, not s ... more
0 votes Share Flag Sat Jun 22, 2013 Home Buying in 95828
Geoff Pretty…, Real Estate Pro in Sacramento County, CA
Geoff Prettyman answered:
Property vALUE AT 7308 Del Coronado Way Sacramento Ca 95828
Hello,
If you have any mortgage financing questions feel free to contact me!
Geoff Prettyman
916-341-7799
geoffprettyman@princetoncap.com
NMLS: 459613
0 votes Share Flag Wed Jun 19, 2013 Home Buying in 95828
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
How do I get a loan with excellent credit, large down payment, co-signer yet only have had job for 10 months?
Making a plan is the first step and a lender would know best how fast you can qualify and for what amount.

I might also suggest that you work with Heather at Blue Water Credit to h ... more
0 votes Share Flag Tue Jun 11, 2013 Home Buying in 95834
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
hi i am new in US what would u suggest would be the best place for me to settle with wife n kid
Sacramento is a great place to raise a family. Let me know if you have any questions about the different neighborhoods in Sacramento.
0 votes Share Flag Mon Jun 10, 2013 Home Buying in Sacramento
Eddie Martini, Real Estate Pro in Auburn, CA
Eddie Martini answered:
Better to have mortgage in Sacramento or Wisconsin?
Any update on your situation?
0 votes Share Flag Mon Jun 10, 2013 Home Buying in 95834
Mike Fowler, Real Estate Pro in Roseville, CA
Mike Fowler answered:
Can I use the deposits on my loft to fund the 3 1/2% down on an FHA loan?
As a lender, we need to verify and track where your funds to close are coming from. In order to use the deposit towards your down payment requirement we will need a signed copy of the ... more
1 vote Share Flag Fri Jun 7, 2013 Home Buying in Sacramento
Jaime Becker, Real Estate Pro in Sacramento, CA
Jaime Becker answered:
I am considering looking for rental property in Sacramento. Are there better and worse neighborhoods? Income stream is important.
Hi Joanie

How much you can afford will determine what areas you can buy in. As an investment you will have to put at least 20% down. The numbers are easy to figure out once you det ... more
0 votes Share Flag Mon Jun 3, 2013 Home Buying in Sacramento
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Do lender's fees vary?
All service providers have to compete for business. This puts some pressure against being a lot higher in price than competing providers.
When it comes to getting a loan, the borrower ... more
0 votes Share Flag Sat Jun 1, 2013 Home Buying in Sacramento
Patrick Will…, Home Buyer in Sacramento, CA
Patrick Williams answered:
how much does it cost to buy a trailer and stay in a trailer court?
The answer to that since I have been scouring Sacramento at least for all options is TOO MUCH...
But that is my opinion... 400 to 800. monthly space rental , ptoperty tax for the "home ... more
0 votes Share Flag Thu May 30, 2013 Home Buying in Sacramento
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
Down payment and closing costs paid by seller?
Sellers can pay up to 6% of your closing costs and prepaids for the purchase price amount, but you will still need 3.5% down payment invested into the deal.

--
Joel Lobb (NMLS#579 ... more
0 votes Share Flag Tue May 28, 2013 Home Buying in Sacramento
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
im seperated and file my tax rtns 'married filing sep'. I want to sell my house which i inherited will i owe him anything? live in calif
Okay I'll be the contrary one....sorry to say, I've heard more inaccurate advice from attorneys than I care to. They charge money for an often invalid response to your question.

Marr ... more
0 votes Share Flag Mon May 20, 2013 Home Buying in Village 12
TERRY MCCARL…, Real Estate Pro in Cape Coral, FL
TERRY MCCARLEY answered:
Real estate agent in florida
If you are a licensed real estate agent in the state of Florida you can purchase properties in the name of your company and receive a commission but you will need to disclose that you a ... more
0 votes Share Flag Wed May 15, 2013 Home Buying in 95829
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
I'm looking for a mortgage loan for between 60-90,000.
I can put you in contact with a mortgage broker. Contact me if you still want assistance.
0 votes Share Flag Tue May 14, 2013 Home Buying in 95841
Eddie Martini, Real Estate Pro in Auburn, CA
Eddie Martini answered:
I am trying to close on a house and the sellers agent refuses to return calls to my loan officer, agent or title company.
What where you in need of from the sellers agent that your agent could not provide? Just curious how the Sellers Agent (Listing Agent) was able to hold up your transaction. I assume th ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in Village 12
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
My husband, a physician, recently (12/12) changed from W-2 to 1099 and it is creating problems looking for a mortgage for a local move
You may be able to solve the issue with a letter of explanation. Contact me if you would like to discuss further. 916-529-3707
0 votes Share Flag Sun May 5, 2013 Home Buying in Sacramento
Jaime Becker, Real Estate Pro in Sacramento, CA
Jaime Becker answered:
What would you say are the most typical wishlist items for a Sacramento home buyer?
Well there is always a wishlist. Whether or not they will be able to get those items depends on how much they qualify for, how much money they have and the area they are looking.
On ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in Sacramento
Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
Rental Investment homes in Sacaremento ?
As a Property Manager and Realtor, I suggest you try to find something in the $150k-$200K. However, the inventory on those properties are tight. I suggest you look in 95820, 95821,95864 ... more
0 votes Share Flag Thu May 2, 2013 Home Buying in Sacramento
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
I am a veteran. I wanted to use VA loan but my credit is currently in the high 500s. Can I qualify for a VA loan of 300k if I make 80k per year?
My best advice is to contact and experienced loan officer to review your credit to see if you can make some changes to quickly raise your score. There are many things you can do. I do ... more
0 votes Share Flag Mon Apr 29, 2013 Home Buying in 95816
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