Home Buying in Sacramento : Advice

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Rebeccatrulia, Renter in United Amigos, Mesa,...
Rebeccatrulia answered:
My husband and I went through Pro City Mortgage in Sacramento because they are supposed to be one of the best
I think a reverse mortgage is a financial security. I have a reverse mortgage. One company help me to get reverse mortgage.

http://www.reversemortgagelendersdirect.com/california-re ... more
0 votes Share Flag Wed Sep 25, 2013 Home Buying in Sacramento
Chris Butcher,  in 95816
Chris Butcher answered:
Can a lender's technical issue related to wiring money reasonably and in good faith take a week or more to resolve?
I finally received a call from Nationstar. I've been told they implemented new software and that an issue with the software has caused a portion of their wires not to go through. The ... more
0 votes Share Flag Tue Sep 24, 2013 Home Buying in Sacramento
Renee Spainh…, Real Estate Pro in Sacramento, CA
Renee Spainhower answered:
I would liked to be contacted ASAP about the 5321 Brook Park Lane, 95841
Hello Barbara. Did you ever locate the address of the property you were inquiring about? I checked the address and that is not a MLS listing. I also checked the tax roll but that confir ... more
0 votes Share Flag Mon Sep 23, 2013 Home Buying in Sacramento
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
As a 100% USAF service connected Veteran, I only qualify for $190k. I need to be within 40 miles of Travis AFB for health ins. reasons. I need to find
If you have selected the location based on being near the VA hospital you might also try near Mather. They have a great VA hospital facility and I suspect there's more housing options w ... more
0 votes Share Flag Sat Sep 21, 2013 Home Buying in Sacramento
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
First time home buyer w/good credit score w /Income of approx 65k. can you get a home loan with dp of 3.5 - 5%?
Yes, 3.5%-5% is definitely doable! I am a lender based out of California and I have done loans all over the state. With that down payment of 3.5%-5% I can get you an FHA loan or possibl ... more
0 votes Share Flag Thu Sep 12, 2013 Home Buying in 95822
Dennis Evans, Real Estate Pro in Niskayuna, NY
Dennis Evans answered:
What is the best advice you can give you buyers right now?
The best advice in this market is to get the best Realtor you can find... It may make the difference of actually getting the home of your dreams or losing it.
Ask friends, family, adv ... more
0 votes Share Flag Sat Sep 7, 2013 Home Buying in Sacramento
Call now 951…, Real Estate Pro in Corona, CA
Call now 951-212-7479 answered:
Our agent is going to sell his house, he has offered to sell it to us. He is planning to represent himself as the seller and us as buyers. Bad idea?
If you're working with a reputable, honest agent, it shouldn't be a problem. As an agent, he has a fiduciary duty to his clients. If he represents you as the buyer, this duty exists.
... more
0 votes Share Flag Thu Aug 29, 2013 Home Buying in Sacramento
JCL Mortgage, Real Estate Pro in Sacramento, CA
JCL Mortgage answered:
how do i get a listof hone that are to be sold?
I agree with Teri Tax sales are found on the County websites under Tax Assessor or Tax Collector, they are also published in the paper

Trustee sales are usually published in the pape ... more
0 votes Share Flag Mon Aug 26, 2013 Home Buying in Sacramento
Michelle Tho…, Real Estate Pro in 95762
Michelle Thompson answered:
what website provides true sq footage of a property in Kansas?
Your agent can share what is on the tax records, but you wont know until you get your appraisal done.
0 votes Share Flag Fri Aug 23, 2013 Home Buying in Land Park
Kara Blader, Home Owner in Salt Lake City, UT
Kara Blader answered:
How do City of Sacramento utilities(water, sewer,garbage) get put in our name after a home purchase?
When I moved I thought it would be taken care of by itself so when we didn't receive bills for a while I realized my mistake. We had a big nasty issue with the sewer services in Las Veg ... more
0 votes Share Flag Fri Aug 23, 2013 Home Buying in Sacramento
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
im looking to buy a house and i was wondering is there a way to buy one with just an itin number?:
When it comes to a loan it may be hard to find a lender that's willing to give you a mortgage without a social security number. Luckily, there are some lenders, like myself, that are ab ... more
0 votes Share Flag Wed Aug 21, 2013 Home Buying in Sacramento
Jaime Becker, Real Estate Pro in Sacramento, CA
Jaime Becker answered:
How do I get pre-approved for these homes in sacramento?
Hello Petrina

You will need a minimum FICO score of 580. I do have a lender that works with buyers at the 580 range. He will be able to pull your credit and advise you what to do t ... more
0 votes Share Flag Wed Aug 21, 2013 Home Buying in Sacramento
James Tan, Real Estate Pro in Elk Grove, CA
James Tan answered:
Can F1 student with stipend get mortgage?
Hi

It may be possible, provided you have a social, good credit and a large down payment (like 40%+).

There are some niche lenders which offer stated income programs.

Hope th ... more
1 vote Share Flag Thu Aug 15, 2013 Home Buying in Sacramento
Jub Trang, Home Buyer in Westminster, CA
Jub Trang answered:
Hi everyone. I am frrom Vietnam. Not quite sure if I can buy a home in US, California. Can I apply for bank loan in US?
i have questions for you.
1) Buyer has to make an offer to the Seller for the home ( property). This offer is usually accompanied with an " earnest money deposit" check, a pre-approval ... more
0 votes Share Flag Tue Aug 13, 2013 Home Buying in Airport
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
is river gardens a likely flood area? how many feet above water is northfield drive?
Click on the link below to take you to the FEMA Flood Map Service Center, where you can find flood map information by address, or by community.
2 votes Share Flag Mon Aug 12, 2013 Home Buying in River Gardens
Teri Andrews…, Real Estate Pro in Auburn, CA
Teri Andrews-Murch answered:
I AM LOOKING FOR TAX SALE THAT SELL FOR BELOW COST AT THE COURT HOUSE STEPS THANKS JOSEPH
Tax sales are posted on each counties website, usually under County Assessor tab. Do your homework, many times there are other liens or issues with the properties.

Trustee sales are ... more
0 votes Share Flag Thu Aug 8, 2013 Home Buying in Sacramento
Bob Willett,  in Sacramento, CA
Bob Willett answered:
cal vet home loans and bankruptcy
What others has answered is correct. The guidelines state you must wait a minimum of two years from the sale of a chapter 7 bankruptcy’s discharge (different for a chapter 13.) ... more
0 votes Share Flag Tue Aug 6, 2013 Home Buying in 95831
Jeff Marr, Real Estate Pro in Folsom, CA
Jeff Marr answered:
unemployed for years new job perfect credit tryong to apply for a home loan
Ramon - Jim and Ashley provided very detailed answers!

The bottom line is your income needs to be considered stable....if you JUST started working again, you won't get approved just ... more
0 votes Share Flag Sun Aug 4, 2013 Home Buying in Sacramento
Elizabeth We…, Real Estate Pro in Sacramento, CA
Elizabeth Weintraub Team answered:
I live in New Jersey and trying to buy a house going through the FHA route with a
Your interest rate will be affected by a 605 FICO score, that much I can tell you. The preferred FICO score is 620 to 640 for the best rates, with 640 being even better, and many lender ... more
0 votes Share Flag Fri Aug 2, 2013 Home Buying in 95834
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
need a used manufactured home to move to sonoma county.double or triple wide 2or3 bdrm
If you are planning to move a used MH onto a private lot or parcel and are planning to finance it you had better get pre approved by a lender before you purchase it. An FHA lender would ... more
0 votes Share Flag Mon Jul 29, 2013 Home Buying in Sacramento
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