Financing in Sacramento : Advice

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Bud Zeller, Real Estate Pro in Placerville, CA
Though the housing recovery is trucking along, that doesn't mean real estate scams have gone away. Home owners have been duped out of an average of $4,000 to $5,000 from scams, but even five-figure losses… Read more
Blogged Thu Jul 18, 2013 by Bud Zeller General Area Financing Home Ownership
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Roy Bush, Both Buyer and Seller in Phoenix, AZ
Roy Bush answered:
For Us Banks American Dream home loan program, how is the median area income determined? also, do they use last years w-2 to determine if you qualify?
I had a buyer that wanted to buy a home in Arizona, but he had a Chapter 7 bankruptcy 7 months ago. I introduced a loan program at http://www.cfsflex.com, they allow a mortgage after a ... more
0 votes Share Flag Sun Jul 14, 2013 Financing in Sacramento
Taylor Greer, Real Estate Pro in Sacramento, CA
Taylor Greer answered:
Can someone refer me to a good refinance lender/broker for HARP2.0 refinance (As invstment property)
I just completed a HARP 2.0 on an investment property 2 weeks ago. If you're still looking, don't hesitate to give me a call!

Taylor Greer - Broker/Owner
Carlile Properties
1009 22 ... more
0 votes Share Flag Wed Jul 10, 2013 Financing in Sacramento
Doug & Bud Z…, Real Estate Pro in Placerville, CA
Jumbo loans are reportedly becoming easier to obtain, which may be welcome news for high-end home buyers. Jumbo loans are mortgages larger than $417,000 in most parts of the nation and $625,000 in high-cost… Read more
Blogged Tue Jun 25, 2013 by Doug & Bud Zeller Market Conditions Home Buying Financing
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Superbhomelo…, Real Estate Pro in Sacramento, CA
The Federal Housing Administration (FHA) runs several programs to promote home ownership. These programs are popular because they allow borrowers to buy a home with a smaller down payment than is required… Read more
Blogged Sun Jun 16, 2013 by Superbhomeloans Financing
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Thomas Young, Home Buyer in Phoenix, AZ
Thomas Young answered:
Please advise on FHA streamline refi!
Purchase new home or renovate your old one with 203k loan.
From my experience with 203k loans, the best advice is to use a lender that offers assistance via third party with 203k proce ... more
0 votes Share Flag Sun Jun 16, 2013 Financing in Sacramento
Superbhomelo…, Real Estate Pro in Sacramento, CA
Lately thinking about that dream home you saw last week and still hung up about? Go ahead. There are many people waiting outside to help you realise the dream. Loans are the best bet though to buy a new… Read more
Blogged Tue Jun 4, 2013 by Superbhomeloans Financing
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
An infographic from Loans.org shows just how big a difference mortgage rates can make to lowering home buyers’ and home owners’ monthly payments over the years.For example, the infographic… Read more
Blogged Wed May 22, 2013 by Douglas Zeller Market Conditions Home Buying Financing
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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Had a short sale 26 months ago. Looking into buying a condo in the Natomas area with 20% down. Is there any local lenders that will give a loan?
Not all banks want 3 years now. I have banks that will do 20% down 2 years from a short sale...

http://www.under640ficoscoreloans.com/Pages/Conventional.aspx

http://www.under640f ... more
0 votes Share Flag Sun May 19, 2013 Financing in 95835
Patti Kane, Home Buyer in Boulder, CO
Patti Kane answered:
How long does it take to be approved for a loan?
I had a short sale last year and my Realtor recommend http://www.cfs-mortgage.com/flex for a home loan. I am very happy to be able to purchase again.
0 votes Share Flag Sat May 18, 2013 Financing in Sacramento
Douglas Zell…, Real Estate Pro in El Dorado County, CA
Low mortgage rates and stabilizing incomes are keeping home affordability high and giving home buyers “ample buying power,” according to the National Association of REALTORS®. The Wall… Read more
Blogged Mon May 13, 2013 by Douglas Zeller Market Conditions Home Buying Financing
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Buyers preparing to make an offer on an apartment in New York may find that the seller has a mortgage lender already picked out for them.Some sellers are finding lenders willing to provide financing for… Read more
Blogged Sat May 4, 2013 by Doug & Bud Zeller Home Selling Financing Property Q&A
Doug & Bud Z…, Real Estate Pro in Placerville, CA
A Riverside, Calif. real estate broker has debuted a Short Sale Lease Back program. Other organizations are coming up with similar programs to help home owners get back on their feet again after a short… Read more
Blogged Mon Apr 29, 2013 by Doug & Bud Zeller Home Selling Financing Home Ownership
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Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
FHA no credit Refinance
Why don;t you want your credit checked? What is your score? I can do a streamline with a score as low as 560 if that helps.
0 votes Share Flag Sun Apr 28, 2013 Financing in Sacramento
Christopher…, Real Estate Pro in Sacramento, CA
Here are a few facts about most homes in Sacramento...Heating and cooling accounts for 60% of the energy used in the average home. In the US nearly 60% homes are not properly insulated. Updating your home’s… Read more
Blogged Mon Apr 22, 2013 by Christopher McMichael Home Buying Financing Home Ownership
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Chris &…, Real Estate Pro in Natomas Park, Sacram...
How to Get Your PMI DeductionDeducting PMI premiums can save you hundreds of dollars. Here’s what you need to know to get the deduction. Read Visit houselogic.com for more articles like this.Copyright… Read more
Blogged Mon Apr 22, 2013 by Chris & Julie Hubner- Home Buying Financing Home Ownership
Douglas Zell…, Real Estate Pro in El Dorado County, CA
Calif. median home price: March 2013: $378,960 (Source: C.A.R.)Calif. highest median home price by region/county March 2013: Marin, $888,890 (Source: C.A.R.)Calif. lowest median home… Read more
Blogged Sat Apr 20, 2013 by Douglas Zeller Market Conditions Home Selling Financing
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Chris &…, Real Estate Pro in Natomas Park, Sacram...
What would  you do if your client insists on waiving? Waiving Appraisal Contingency Causes ConcernsDaily Real Estate News | Tuesday, April 16, 2013 http://realtormag.realtor.org/daily-news/2013/04/… Read more
Blogged Wed Apr 17, 2013 by Chris & Julie Hubner- Home Buying Financing Agent2Agent
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Christopher…, Real Estate Pro in Sacramento, CA
For a first time home buyer, saving for the down payment and closing costs can be a daunting task.  The "California Home Buyer Down Payment Assistance Program" combines a 30-year fixed rate mortgage,… Read more
Blogged Tue Apr 16, 2013 by Christopher McMichael Home Buying Financing Home Ownership
Doug & Bud Z…, Real Estate Pro in Placerville, CA
Prices are on the rise in many areas, but housing we find appraisals don’t always  catch up to these sudden increases. As such, in some parts of the country sellers are reportedly insisting that… Read more
Blogged Tue Apr 16, 2013 by Doug & Bud Zeller Home Buying Home Selling Financing
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