Credit Score in Sacramento : Advice

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Jaime Becker, Real Estate Pro in Sacramento, CA
Jaime Becker answered:
I am a young physician with a credit score of 587 - hoping to buy a condo in 3 months. Any thoughts on odds of getting a loan?
Hi Sonia

How are things coming along? Did you ever get your credit score up and purchase a condo?
0 votes Share Flag Sun Jan 26, 2014 Credit Score in 95816
Fullershayne…, Home Buyer in New York, NY
Fullershayne487 answered:
My credit score is currently 580, what are my chances for getting pre-approved for a home loan?
My credit score is 580 can I get a home mortgage loan? I have no credit cards or anything showing on my credit except for past due accounts
0 votes Share Flag Mon Dec 30, 2013 Credit Score in Sacramento
Alex Amaro, Real Estate Pro in Sacramento, CA
Until recently, it had been a while since I was asked about "No Doc" loans and although they are rare, they still exist. Kind of."No Doc", or No Documention, loans were hot loans during the real estate… Read more
Blogged Thu Jan 17, 2013 by Alex Amaro Financing Credit Score Investment Properties
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Some are calling it the revival of home equity lines of credit: Helocs rose 30 percent in 2012, reaching the highest level since the beginning of the financial crisis in 2008, according to research by… Read more
Blogged Sat Dec 1, 2012 by Douglas Zeller Home Buying Home Selling Credit Score
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David Yaffee, Real Estate Pro in Sacramento, CA
You may be having problems every year when it's tax paying time once again! Sometimes, you are just wondering whether you're doing everything right or it's time to hire a professional Certified Public… Read more
Blogged Tue Nov 20, 2012 by David Yaffee Financing Credit Score
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Bud Zeller, Real Estate Pro in Placerville, CA
In a Nov. 15 speech, Federal Reserve Chairman Ben Bernanke played down the budding housing rebound, warning that tight credit, underwater borrowers, and delinquent loans remain issues.  He did not address… Read more
Blogged Fri Nov 16, 2012 by Bud Zeller Home Buying Home Selling Credit Score
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Jackie, Other/Just Looking in Seattle, WA
Jackie answered:
How does a short sale affect a credit score?
This article goes into more details - http://practicallist.com/real-estate-short-sale with fico and fannie mae data and documents you can download to use as a check off list when doing ... more
2 votes Share Flag Tue Oct 9, 2012 Credit Score in Sacramento
Doug & B…, Real Estate Pro in Placerville, CA
Interesting news to share! When reviewing their credit reports, one in five consumers are likely to receive a different credit score from what a creditor will use to price a loan, according to the Consumer… Read more
Blogged Wed Sep 26, 2012 by Doug & Bud Zeller Financing Property Q&A Credit Score
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Sheena Reith…, Real Estate Pro in California
Hello,While there are plenty of buyers in the market right now it is still POSSIBLE to get the home of your dreams.Are you seeing mutliple properties, writing multiple offers and still feel like you are… Read more
Blogged Tue Jul 24, 2012 by Sheena Reithmeier Market Conditions Home Buying Credit Score
Doug & B…, Real Estate Pro in Placerville, CA
Some home buyers fall for common pitfalls when purchasing a home. We like to share information like this to make sure your clients don’t fall for one! Credit.com recently featured some of the… Read more
Blogged Sat Jun 23, 2012 by Doug & Bud Zeller General Area Home Buying Credit Score
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Gina Borges-…, Real Estate Pro in Sacramento, CA
Gina Borges-Valdez answered:
What is Sacramento's average credit score?
I would check with your lender. Since he/she works with scores everyday they might have that data. If you are wondering what score you need to qualify for a loan then I would again dire ... more
0 votes Share Flag Sat Jun 9, 2012 Credit Score in Sacramento
Scott Ellwood, Real Estate Pro in Solana Beach, CA
Scott Ellwood answered:
I am 18 and I am thinking about moving out of my house. I have no credit score. How long would it take to get a good credit score for me?
Hi Pueyoadrian,
You can buy a home after one year of good credit rating on at least 3 accounts. 4 or 5 would be better. But don't over extend yourself. You can open up a few credit ca ... more
0 votes Share Flag Tue Jun 5, 2012 Credit Score in Sacramento
Bud Zeller, Real Estate Pro in Placerville, CA
 According to the U.S. Census, California's population grew by 10 percent between 2000 and 2010. Historically, population growth is considered a good thing. However, the Census reports that the number… Read more
Blogged Sun Dec 18, 2011 by Bud Zeller Financing Property Q&A Credit Score
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Shirley Kist…, Real Estate Pro in Fair Oaks, CA
CoreLogic and Fair Isaac Corp known as FICO, recently announced a collaboration that will result in a separate score that will be available to mortgage lenders and incorporates information that will include… Read more
Blogged Tue Oct 18, 2011 by Shirley Kistler Home Buying Financing Credit Score
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Tom Gonsalves, Real Estate Pro in Sacramento, CA
Short Sale Q&A  What is a Short Sale? In the world of Real Estate, a short sale refers to the sale of real property for an amount less than the amount owed on the property. In the short sale… Read more
Blogged Mon Oct 3, 2011 by Tom Gonsalves Home Selling Credit Score
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Doug & B…, Real Estate Pro in Placerville, CA
Car insurance premiums rose on average 18 percent in 2010 if you had one moving violation on your record, according to a new report by insurance.com of 397,000 insurance quotes it generated last year.… Read more
Blogged Wed Jun 8, 2011 by Doug & Bud Zeller Property Q&A Credit Score
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Doug & B…, Real Estate Pro in Placerville, CA
Must watch video that gives very practical advice about short sales. Talking points:1) Short sales are much less damaging to credit vs. a foreclosure.2) Obtaining a mortgage after a foreclosure…7… Read more
Blogged Wed Mar 9, 2011 by Doug & Bud Zeller Financing Property Q&A Credit Score
Voices Member,  in
What is my score and why does it matter? The idea behind credit scoring is the desire to have a "simple" way to evaluate the possiblily of a borrower defaulting on their obligation.  Credit scores… Read more
Blogged Tue Feb 17, 2009 by Voices Member Credit Score
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