Financing in Pollock Pines : Advice

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Bud Zeller, Real Estate Pro in Placerville, CA
Fixed-rate mortgages are averaging near record lows, keeping home buyer affordability high, Freddie Mac reports in its weekly mortgage market survey. “Mortgage rates started the year near record… Read more
Blogged Fri Jan 4, 2013 by Bud Zeller Market Conditions Financing Home Ownership
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Bud Zeller, Real Estate Pro in Placerville, CA
Senior home equity levels continued to trend upward in the third quarter of 2012, based on statistics from the National Reverse Lenders Association and the RiskSpan Reverse Mortgage Market Index (RMMI).… Read more
Blogged Wed Dec 26, 2012 by Bud Zeller Market Conditions Financing Home Ownership
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Fixed-rate mortgages continue to hover near their record lows, keeping home buyer affordability high, Freddie Mac reports in its latest weekly mortgage market survey.  "Mortgage rates were little changed… Read more
Blogged Fri Dec 7, 2012 by Douglas Zeller General Area Market Conditions Financing
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Fixed-rate mortgages stayed near their record lows this week, serving as attractive incentives for potential home buyers and refinancers. “Mortgage rates were virtually unchanged this week amid growing… Read more
Blogged Fri Nov 30, 2012 by Doug & Bud Zeller Market Conditions Home Buying Financing
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Bud Zeller, Real Estate Pro in Placerville, CA
A year ago at this time, 30-year fixed-rate mortgages dropped below 4 percent for the first time since Freddie Mac started reporting national average mortgage rates in 1971. Thirty-year rates have fairly… Read more
Blogged Sun Nov 11, 2012 by Bud Zeller Market Conditions Home Buying Financing
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Under signs of a growing economy and low inflation, fixed-rate mortgages inched down this week and are hovering near their record lows, Freddie Mac reports in its weekly mortgage market survey.  Here’s… Read more
Blogged Sun Nov 4, 2012 by Doug & Bud Zeller Market Conditions Home Buying Financing
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Bud Zeller, Real Estate Pro in Placerville, CA
The Federal Housing Finance Agency (FHFA) and Consumer Financial Protection Bureau (CFPB) announced that they are partnering up to create a National Mortgage Database, which will be filled with detailed… Read more
Blogged Fri Nov 2, 2012 by Bud Zeller Market Conditions Financing Tech Tips
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Bud Zeller, Real Estate Pro in Placerville, CA
Home mortgage originations will shrink by up to 20 percent and the economy as a whole will be clipped 1.1 percent over the next three years if federal regulators proceed with their proposed qualified mortgage… Read more
Blogged Mon Oct 29, 2012 by Bud Zeller Market Conditions Financing Home Ownership
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Nationwide mortgage rate averages climbed slightly this week but remain near their record lows, Freddie Mac reports in its weekly mortgage market survey.  "Mortgage rates remained relatively unchanged… Read more
Blogged Sat Oct 27, 2012 by Doug & Bud Zeller Market Conditions Financing Home Ownership
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Recent media reports have suggested that the FHFA, Fannie Mae, and Freddie Mac will start to take severe legal action against strategic defaulters. But are mortgage cops really going to chase down these… Read more
Blogged Sat Oct 20, 2012 by Doug & Bud Zeller Market Conditions Financing Foreclosure
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
The rate lock might be the most complicated issue mortgage borrowers need to understand. A rate lock is a guarantee that the lender will offer the borrower a specific combination of interest rate and points. … Read more
Blogged Sun Oct 7, 2012 by Douglas Zeller Home Buying Financing How To...
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Mortgage applications for refinancings and home purchases posted strong gains this week following news of record low interest rates, the Mortgage Bankers Association reports in its weekly mortgage market… Read more
Blogged Thu Oct 4, 2012 by Doug & Bud Zeller Market Conditions Financing Home Ownership
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Bud Zeller, Real Estate Pro in Placerville, CA
The National Association of REALTORS® and other housing groups have been urging Congress for years to grandfather eligibility of some 900 rural communities into federal rural housing programs, including… Read more
Blogged Thu Sep 27, 2012 by Bud Zeller General Area Financing Home Ownership
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Bud Zeller, Real Estate Pro in Placerville, CA
Every month tens of thousands of people file for federal bankruptcy protection, mostly to wipe out debts and start anew. Many of these filers mistakenly think that it will be many years before they can… Read more
Blogged Sun Sep 23, 2012 by Bud Zeller Market Conditions Financing Property Q&A
Douglas Zell…, Real Estate Pro in El Dorado County, CA
High lending standards are preventing a full economic recovery, according to new survey findings and an analysis of historic credit scores and loan performance by the National Association of REALTORS®.… Read more
Blogged Mon Sep 17, 2012 by Douglas Zeller Home Buying Home Selling Financing
Douglas Zell…, Real Estate Pro in El Dorado County, CA
The House passed a measure this week that would preserve the solvency of the Federal Housing Administration (FHA).  The measure would establish a minimum annual premium rate paid for mortgage insurance,… Read more
Blogged Sat Sep 15, 2012 by Douglas Zeller Market Conditions Financing Home Ownership
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
The Federal Reserve announced Thursday that, in an effort to re-ignite economic recovery, it was taking aim at mortgage rates — a move that will likely take rates even lower from their current record… Read more
Blogged Fri Sep 14, 2012 by Doug & Bud Zeller Financing Property Q&A Home Ownership
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Bud Zeller, Real Estate Pro in Placerville, CA
The number of metro areas showing signs of real estate market improvement expand in September, rising from 80 to 99 metro areas, according to the National Association of Home Builders/First American Improving… Read more
Blogged Tue Sep 11, 2012 by Bud Zeller Market Conditions Financing Home Ownership
Bud Zeller, Real Estate Pro in Placerville, CA
The nation’s five largest banks are off to a good start on their promise to help ease the foreclosure crisis, providing nearly 140,000 struggling homeowners with a total of $10.6 billion in mortgage… Read more
Blogged Sun Sep 9, 2012 by Bud Zeller Financing Property Q&A Home Ownership
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
With short sales, home owners work with a bank on a solution to get out of a house they may no longer be able to afford or have to sell urgently for some reason. That’s why some argue short sales… Read more
Blogged Fri Sep 7, 2012 by Doug & Bud Zeller Financing Property Q&A Credit Score
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