Home Buying in Oklahoma City : Advice

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Teri Reed, Real Estate Pro in Norman, OK
Teri Reed answered:
In OKC, is there a timeline I should follow to help me decide when to get serious about the steps towards purchasing my first home?
I generally tell people that they should start at least six months in advance. The first step is to order a copy of your credit report and obtain your credit score. In some cases, you m ... more
0 votes Share Flag Thu Sep 19, 2013 Home Buying in Oklahoma City
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
FHA loan with a 620 credit score??
I would say that it is possible to get an FHA loan with a score of 620. You just have to shop around to find someone that can do that. The average minimum for an FHA loan should be arou ... more
0 votes Share Flag Tue Sep 3, 2013 Home Buying in Oklahoma City
Randall James…, Real Estate Pro in Dallas, TX
Randall James Yates answered:
i need financing with 603 credit score, make hella good money oilfield in nd, but not so good credit, any suggestions
I know of a few lenders that can approve a loan with a 580 credit score. If you make great money that is a great compensating factor for underwriting. If you want some help finding the ... more
1 vote Share Flag Sun Sep 1, 2013 Home Buying in Oklahoma City
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Are buyer's agents willing to represent someone looking for an inexpensive house?
RAchel,
Everyone has provided you very responsive and cordial invitations. And to be honest. I DO BELIEVE EACH AND EVERY ONE OF THEM!
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The reality is. we, all of us who call ourselv ... more
0 votes Share Flag Tue Jul 30, 2013 Home Buying in Oklahoma City
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Is it possible to get a FHA loan with a 587 credit score? My fiancée scores a 683, but doesn't make much money.
It seems that your scores in your range should work. Lenders like myself can go as low as 580 when it comes to credit scores. Of course, your other finances will need to be in place as ... more
0 votes Share Flag Mon Jul 22, 2013 Home Buying in Oklahoma City
brandoncthom…, Home Seller in Oklahoma City, OK
brandoncthomason answered:
I need to move back to Oklahoma City Metro area. Looking for a fixer-upper with good bones, in the price range of $5000.00 to 30,000.00.
Or try a manufactured home that will be a lot more house for the price especially in your price range. We have one available you could check out with the attached link. It really help ... more
0 votes Share Flag Thu Jun 27, 2013 Home Buying in 73159
Judy Hughes, Real Estate Pro in 73139
Judy Hughes answered:
Are there floods in this neighborhood??? And is there a storm shelter?
Janine, as far as I know it doesn't flood and there isn't a storm shelter. If you would like to take a tour of the property or if you have any questions please feel free to contact me ... more
0 votes Share Flag Sun Jun 23, 2013 Home Buying in Bush Hills
Anita Gill, Real Estate Pro in Oklahoma City, OK
Anita Gill answered:
590 mid credit score. 615 mid fico. Need a mortgage in OKC, oklahoma
Give me a call and I will see if I can help you. Anita Gill 405-215-1174
0 votes Share Flag Wed Jun 19, 2013 Home Buying in Oklahoma City
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
I'm looking at buying a condo, but I can't find what the HOA dues are each month. Does anyone know?
I recently sold a 3 bed, 2 bath in that area. The HOA fees were 311 which included water, gas, trash and sewer, basic cable and outside maintenance.
0 votes Share Flag Mon Jun 17, 2013 Home Buying in Oklahoma City
Tracy Marche…, Real Estate Pro in Oklahoma City, OK
Tracy Marchese answered:
Is there any chance of getting approved for a USDA Guarantee loan in Oklahoma after having a short sale?
Contact Tom Rosser at Gateway Mortgage 751-3800. Gateway funds and services their own loans and he is an expert in USDA loans!
0 votes Share Flag Sun Jun 2, 2013 Home Buying in Oklahoma City
Michelle Foy…, Real Estate Pro in Oklahoma City, OK
Michelle Foy Belknap answered:
Do we have a chance to get an FHA loan and OKHA Advantage grant?
Hi Bill,

It sounds like you are on the right track! You definitely need to touch base with a lender to help you through the process. They are the "experts" on this particular topic a ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in Oklahoma City
John Phillips, Real Estate Pro in Oklahoma City, OK
John Phillips answered:
Will this qualify as a VA loan? If not, what suggestions do you have for loan types?
Good Morning Tisha morgan:

To answer your question there might be, I do have a lender that has actually done this same thing in the past for my clients:

Contact me and I will sen ... more
0 votes Share Flag Tue May 7, 2013 Home Buying in Oklahoma City
Russell Bens…, Real Estate Pro in 73170
Russell Benson answered:
i need to break a 6 month lease and get my deposit back because im not satisfied with the neighborhood
Your best option would be to speak with the owners/landlord/management company about your concerns but in the end, they have the option to let you out of your lease, unless you have oth ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in Oklahoma City
Russell Bens…, Real Estate Pro in 73170
Russell Benson answered:
Does everyone understand that if you are looking at a house listed through the MLS service, then you can use any agent you want?
Maybe but that doesn't stop some from being pushy about it. It amazes me how long the MLS has been around but there are many that don't understand how it works but it is getting better ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in 73101
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I am a first time buyer. Where should I begin??
Good afternoon rbtaffe,

First steps:

Meet with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request ... more
0 votes Share Flag Wed May 1, 2013 Home Buying in Oklahoma City
Michelle Foy…, Real Estate Pro in Oklahoma City, OK
Michelle Foy Belknap answered:
down payment assistance
Wbbeasley1,

OHFA offers down payment assistance in a percentage - 3.5%. They will cover your FHA required down payment only. If you qualify for the Community Action Program (caaofokc ... more
0 votes Share Flag Tue Apr 23, 2013 Home Buying in 73119
Michelle Foy…, Real Estate Pro in Oklahoma City, OK
Michelle Foy Belknap answered:
No money down morgage programs,are there any in oklahoma? Yukon, mustang, moore area.
Hi Tabitha,

First off, I am sorry for the circumstances in which have led you to this point but it sounds like you are headed back in the right direction so congrats to you. I have a ... more
1 vote Share Flag Mon Apr 22, 2013 Home Buying in Oklahoma City
Sandra Cooper, Real Estate Pro in Oklahoma City, OK
Sandra Cooper answered:
Relocating to OKC - prospective first-time home buyer
Exciting News!! I am sure you will love Oklahoma. we have a low cost of living hereand it is lots to do. I am from Germany and it was a big adjustment at first but other than the heat a ... more
0 votes Share Flag Mon Apr 22, 2013 Home Buying in Oklahoma City
Russell Bens…, Real Estate Pro in 73170
Russell Benson answered:
Can I get my earnest money back from a builder if the final home layout is not as functional as the builder said it would be?
I just wanted to add that if your contract was on the State approved forms, then you can request the broker file an Interpleader which is a court action where a judge will determine who ... more
0 votes Share Flag Sat Apr 20, 2013 Home Buying in 73101
Osumom2003, Home Buyer in Meeker, OK
Osumom2003 answered:
I have 2.5 acres with a modular home in norman that I want to sell.
my bad i was interested in buying what you described.....
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Oklahoma City
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