Home Buying in Oklahoma City : Advice

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Teri Reed, Real Estate Pro in Norman, OK
Teri Reed answered:
Is it beneficial to use a realtor if I am considering purchasing a home through a bulider or will it suffice to stick with the builder's sales person?
An experienced Realtor will be beneficial in helping you throughout the buying process. An experienced Realtor can guide you in selecting your neighborhood and helping you find the righ ... more
0 votes Share Flag Sun Oct 20, 2013 Home Buying in Oklahoma City
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
is there any owner financing on the property?
Since the property in question is 'investment' property, the potential of portional owner financing is very real.
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The best path to success is having your agent write your proposal ... more
0 votes Share Flag Mon Oct 7, 2013 Home Buying in Oklahoma City
Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Jessica Bateman answered:
Can I get an FHA loan with a 633 credit score and 3.5% down?
Yes you can get an FHA loan with a 633 with 3.5% down, there are conventional loans requiring 3% down with a 620 score you may consider. Check out my friends website The Lenders Network ... more
3 votes Share Flag Sat Sep 28, 2013 Home Buying in Oklahoma City
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
How is the crime in Windsor Hills? I heard it was getting worse in this area.
Check out Trulia's "Local Info" tab above, great info on every community.
0 votes Share Flag Wed Sep 25, 2013 Home Buying in Windsor Hills
Joseph Runfo…, Real Estate Pro in Staten Island, NY
Joseph Runfola answered:
Can individuals list property on this site? We weren't able to put our own property on and thought it was open to public also.
If you are a home owner and wish to submit your listing to Trulia for sale, please note that Trulia does not accept FSBO listing submissions at this time. However if you are working wit ... more
0 votes Share Flag Tue Sep 24, 2013 Home Buying in Oklahoma City
LaDonna West, Real Estate Pro in Edmond, OK
LaDonna West answered:
What are some tips on getting on local seller/buyer lists?
you can email me at lilwest3@cox.net and I will put you on my list. You can also go to paradigmAdvantEdge website

LaDonna
0 votes Share Flag Tue Sep 24, 2013 Home Buying in Oklahoma City
Teri Reed, Real Estate Pro in Norman, OK
Teri Reed answered:
In OKC, is there a timeline I should follow to help me decide when to get serious about the steps towards purchasing my first home?
I generally tell people that they should start at least six months in advance. The first step is to order a copy of your credit report and obtain your credit score. In some cases, you m ... more
0 votes Share Flag Thu Sep 19, 2013 Home Buying in Oklahoma City
Brian Nguyen, Real Estate Pro in Tustin, CA
Brian Nguyen answered:
FHA loan with a 620 credit score??
I would say that it is possible to get an FHA loan with a score of 620. You just have to shop around to find someone that can do that. The average minimum for an FHA loan should be arou ... more
0 votes Share Flag Tue Sep 3, 2013 Home Buying in Oklahoma City
ryateslenders, Real Estate Pro in Plano, TX
ryateslenders answered:
i need financing with 603 credit score, make hella good money oilfield in nd, but not so good credit, any suggestions
I know of a few lenders that can approve a loan with a 580 credit score. If you make great money that is a great compensating factor for underwriting. If you want some help finding the ... more
1 vote Share Flag Sun Sep 1, 2013 Home Buying in Oklahoma City
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Are buyer's agents willing to represent someone looking for an inexpensive house?
RAchel,
Everyone has provided you very responsive and cordial invitations. And to be honest. I DO BELIEVE EACH AND EVERY ONE OF THEM!
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The reality is. we, all of us who call ourselv ... more
0 votes Share Flag Tue Jul 30, 2013 Home Buying in Oklahoma City
Brian Nguyen, Real Estate Pro in Tustin, CA
Brian Nguyen answered:
Is it possible to get a FHA loan with a 587 credit score? My fiancée scores a 683, but doesn't make much money.
It seems that your scores in your range should work. Lenders like myself can go as low as 580 when it comes to credit scores. Of course, your other finances will need to be in place as ... more
0 votes Share Flag Mon Jul 22, 2013 Home Buying in Oklahoma City
brandoncthom…, Home Seller in Oklahoma City, OK
brandoncthomason answered:
I need to move back to Oklahoma City Metro area. Looking for a fixer-upper with good bones, in the price range of $5000.00 to 30,000.00.
Or try a manufactured home that will be a lot more house for the price especially in your price range. We have one available you could check out with the attached link. It really help ... more
0 votes Share Flag Thu Jun 27, 2013 Home Buying in 73159
Judy Hughes, Real Estate Pro in Oklahoma City, OK
Judy Hughes answered:
Are there floods in this neighborhood??? And is there a storm shelter?
Janine, as far as I know it doesn't flood and there isn't a storm shelter. If you would like to take a tour of the property or if you have any questions please feel free to contact me ... more
0 votes Share Flag Sun Jun 23, 2013 Home Buying in Bush Hills
Anita Gill,  in Oklahoma City, OK
Anita Gill answered:
590 mid credit score. 615 mid fico. Need a mortgage in OKC, oklahoma
Give me a call and I will see if I can help you. Anita Gill 405-215-1174
0 votes Share Flag Wed Jun 19, 2013 Home Buying in Oklahoma City
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
I'm looking at buying a condo, but I can't find what the HOA dues are each month. Does anyone know?
I recently sold a 3 bed, 2 bath in that area. The HOA fees were 311 which included water, gas, trash and sewer, basic cable and outside maintenance.
0 votes Share Flag Mon Jun 17, 2013 Home Buying in Oklahoma City
Tracy Marche…, Real Estate Pro in Edmond, OK
Tracy Marchese answered:
Is there any chance of getting approved for a USDA Guarantee loan in Oklahoma after having a short sale?
Contact Tom Rosser at Gateway Mortgage 751-3800. Gateway funds and services their own loans and he is an expert in USDA loans!
0 votes Share Flag Sun Jun 2, 2013 Home Buying in Oklahoma City
The Belknap…, Real Estate Pro in Oklahoma City, OK
The Belknap Group at Verbode answered:
Do we have a chance to get an FHA loan and OKHA Advantage grant?
Hi Bill,

It sounds like you are on the right track! You definitely need to touch base with a lender to help you through the process. They are the "experts" on this particular topic a ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in Oklahoma City
John Phillips,  in Oklahoma City, OK
John Phillips answered:
Will this qualify as a VA loan? If not, what suggestions do you have for loan types?
Good Morning Tisha morgan:

To answer your question there might be, I do have a lender that has actually done this same thing in the past for my clients:

Contact me and I will sen ... more
0 votes Share Flag Tue May 7, 2013 Home Buying in Oklahoma City
Russell Bens…, Real Estate Pro in Oklahoma City, OK
Russell Benson answered:
i need to break a 6 month lease and get my deposit back because im not satisfied with the neighborhood
Your best option would be to speak with the owners/landlord/management company about your concerns but in the end, they have the option to let you out of your lease, unless you have oth ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in Oklahoma City
Russell Bens…, Real Estate Pro in Oklahoma City, OK
Russell Benson answered:
Does everyone understand that if you are looking at a house listed through the MLS service, then you can use any agent you want?
Maybe but that doesn't stop some from being pushy about it. It amazes me how long the MLS has been around but there are many that don't understand how it works but it is getting better ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in 73101
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