Home Buying in North Carolina : Advice

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Hopeful to be…, Home Buyer in Greensboro, NC
Hopeful to be a Home Buyer asked:
My husband and I want to buy our first home (coincidentally we are leasing it currently). Together we make north of 100k (W's), have about 1k in mont My husband and I want to buy our first home for $194,500 (coincidentally we are leasing it currently and have been for 2 years). Together we make north of 100k (W's) and have 11 and 3 years…
0 votes Share Flag Mon Jun 22, 2015 Home Buying in Greensboro
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
How does today's Tax Value compare with today's Market Value?
Never use the assessed value, which I assume you are referring to when you say tax value, for the purpose of property taxes, as a measure of market value. The assessments are only done ... more
0 votes Share Flag Sun Jun 21, 2015 Home Buying in Asheville
Kevin Richey, Real Estate Pro in Saint George, UT
Kevin Richey answered:
Is it possible to get a home loan after a recent bankruptcy discharge? We were forced to file bankruptcy when my husband was hurt at work and our
There might some hard money lenders willing to help. These type of lenders would probably want a substantial down. Be careful to research any non traditional lender. It would probably b ... more
0 votes Share Flag Sat Jun 20, 2015 Home Buying in Greensboro
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Can I get a 3% down payment loan on a $255000 home?
Hi Kelly,

Tony made a couple of great points.

Your options are going to be determined by your unique qualifications. There are multiple programs available so we just need to figu ... more
0 votes Share Flag Wed Jun 17, 2015 Home Buying in Greenville
daisy.sullen, Real Estate Pro in Jacksonville, NC
daisy.sullen answered:
Can I use my Va school benefits since I received them monthly to count toward my income??
The only way to know for sure if you would get approved is to get prequalified with lender, there is no cost and it takes about 20 minutes to find out. If you are interested in purchasi ... more
0 votes Share Flag Wed Jun 17, 2015 Home Buying in 28546
Tepsh11, Home Buyer in Candor, NC
Tepsh11 asked:
Looking for 20 to 40 acres with old 2 story house in Biscoe, Candor area Need 3 to 4 bedroom with 2 or 21/2 bath.
0 votes Share Flag Tue Jun 16, 2015 Home Buying in 27325
Tward79, Home Owner in Dunn, NC
Tward79 answered:
I am looking at buying a house on N. McKay Ave. It seems nice, but I can't tell. The crime map makes it seem like a sketchy place. Any thoughts?
yea just read the dunn daily record and you'll see all kinds of crime around the dunn area on the front page every day. It seems to be getting worse in the five years we have lived here ... more
0 votes Share Flag Mon Jun 15, 2015 Home Buying in Dunn
Pattie Macdo…, Real Estate Pro in New Rochelle, NY
Pattie Macdonald Memoli answered:
whats it called when theres a sign on on agents for sale sign that tells you to make an offer? do you know?
It is a Rider...usually, says under contract if there is a buyer.
0 votes Share Flag Sun Jun 14, 2015 Home Buying in Greenville
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
do you need to be pre-qualified to Look at homes in NC??????
No..you don't, but most Realtors won't take you out looking unless you are. This is for the simple fact that unless you are pre-qualified, we don't even know what price range we should ... more
0 votes Share Flag Fri Jun 12, 2015 Home Buying in Morganton
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
Trying to obtain home loan with 5% down with 560 credit score in NC
I believe most mortgages are now requiring a minimum score of 630. I would try to work hard and get that score back up. Most good lenders can look at your credit reports and make reco ... more
0 votes Share Flag Fri Jun 12, 2015 Home Buying in Morganton
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
How much should one have as a down payment on a primary residence in order to get the best rate and avoid PMI cost?
Dan hit the nail on the head...What you need to weigh in before you plop down 20% of your hard earned cash is what other expenses you will have when purchasing your home. There are alw ... more
0 votes Share Flag Fri Jun 12, 2015 Home Buying in Morganton
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
Hi, I'm a 33 year old insurance claims rep. and I want to move from New Bedford Ma to Raleigh NC. My budget is 125,000 or below. with 3brs 2 baths
It is possible depending upon where you want to live... That price range may be more difficult with a "Raleigh" address but certainly is possible if you want to remain within Wake Count ... more
0 votes Share Flag Fri Jun 12, 2015 Home Buying in Raleigh
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
Are We Driving Our Buyer's Agent Crazy?
I can see your agents point as you must realize, most agents have multiple clients going on...however in a hot market, I can fully understand the need to see a home as soon as it goes o ... more
0 votes Share Flag Fri Jun 12, 2015 Home Buying in Raleigh
Lisa L Brown, Real Estate Pro in Camden, NC
Lisa L Brown answered:
512 w. colonial ave. ??
RiverCity CDC is a GREAT place to start! There is a grant program for our area, and they can help you get your credit to where it needs to be, in many cases. If you qualify, there are ... more
0 votes Share Flag Wed Jun 10, 2015 Home Buying in 27909
Lisa L Brown, Real Estate Pro in Camden, NC
Lisa L Brown answered:
i have a credit score of 737 interested in townhouse north court st elizabeth city excellent pymt history what r chances
Your credit score is great! If you are not already working with a Lender, we have a couple that we like to use that are very familiar with this area. Depending on your personal situa ... more
0 votes Share Flag Wed Jun 10, 2015 Home Buying in 27909
Christopher…, Real Estate Pro in 23456
Christopher S. Fritts answered:
how do i get my home listed on trulia?
HI Kasandra. Trulia does not accept For Sale by Owner listings. If you list your home with an agent, ask, him/her to put your home on Trulia. Good luck in selling your home!! :)
0 votes Share Flag Mon Jun 8, 2015 Home Buying in Fayetteville
Judy, Both Buyer and Seller in 28036
Judy answered:
Moving to the area. Looking for an agent/broker.
I am an investor that takes ugly houses and makes them move in ready according to your needs. If you have enough time, I can work with you to find a house that needs help and rehab it ... more
0 votes Share Flag Sat Jun 6, 2015 Home Buying in Salisbury
Judy, Both Buyer and Seller in 28036
Judy answered:
Where can I buy Rent/Lease to own homes??
I have a house so affordable you can purchase less than rent. Mortgage between $300 - 400 per month. I can also help you get into a position to purchase a property if you are not able ... more
0 votes Share Flag Sat Jun 6, 2015 Home Buying in Salisbury
Judy, Both Buyer and Seller in 28036
Judy answered:
There's a trailer for 7,000 I'm not sure if I have to get it inspected and all that like a regular home or would all that come later on?
Yes you can get it inspected. I am a licensed home inspector. An inspection shows you defects that may influence your decision to buy. Email me with the address and I will quote you ... more
0 votes Share Flag Sat Jun 6, 2015 Home Buying in Salisbury
Judy, Both Buyer and Seller in 28036
Judy answered:
Are there still programs out there for single parents to purchase a home?
Yes
I can find help for you. email me at abernathyenterprises@gmail.com and I will do my best to help you with no cost to you.
0 votes Share Flag Sat Jun 6, 2015 Home Buying in Salisbury
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