Foreclosure in La Mirada : Advice

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Bob Movin-On,  in Hartford, CT
Bob Movin-On answered:
In a short sale on the 1099s is the reported value the difference of proceeds from the amount owed or is the amount on the 1099 or just the sale price
You have started in the right direction, but the lender can add any costs they may have incurred since the default.
I am sure you were behind on payments, those plus all late fees can ... more
0 votes Share Flag Tue Dec 28, 2010 Foreclosure in 90638
Joanna Jensen, Real Estate Pro in ,
Joanna Jensen answered:
On a short sale where the bank requests the seller to sign an unsecured promissory note as a condition for approval and the seller refuses to sign.
Depending on the value of the home and the the equity in the 2nd loan..
for example, lets say the home is worth $400,000 with a first loan of $425,000. It doesnt make sense to sign a ... more
0 votes Share Flag Sun Mar 14, 2010 Foreclosure in 90638
Chris Jensen,  in Pleasanton, CA
Chris Jensen answered:
My house is foreclosed and the second mortgage turn the loan over to the collection agency. Should I respond back to the collection agency? Both
Hi Worry,
You have a few different options. When did you receive the letter? Recently?
Procedure for COLLECTION accounts is that you should send them a Validation Verification re ... more
0 votes Share Flag Sun Mar 14, 2010 Foreclosure in La Mirada
The Hagley G…, Real Estate Pro in Pleasanton, CA
The Hagley Group answered:
I have found a foreclosed property. It is owned by Federal Home Loan Mort Corp. what is my next step?
Find a local Realtor to represent you and make an offer on the home. Good luck!
0 votes Share Flag Thu Apr 9, 2009 Foreclosure in 90638
Jeremy Lehman, Real Estate Pro in Corona del Mar, CA
Jeremy Lehman answered:
Is their such thing as govenment assistance for people who are about to face forclosure on their home?
Hi Nancy,

I second Cindi's advice. As Keith said, there are legitimate companies out there, but you should always try to deal with your bank first. It is in your bank's best interest ... more
0 votes Share Flag Mon Sep 8, 2008 Foreclosure in 90638
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