Home Buying in Hamden : Advice

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Rob Ghent, Real Estate Pro in 06525
Rob Ghent answered:
I am an investor & have 2 clients looking for homes in Hamden / New Haven area. I am looking for a realtor who works with investors. 410-231-FUND
Please call me at 203-543-2847 so we can get to work on this.

Robert Ghent
Ghent Realty Advisors
42 McKinley Ave
New Haven Ct 06515
203-597-1077
203-753-9555
203-543-2847
0 votes Share Flag Sat Jul 19, 2014 Home Buying in Hamden
Jessica Tracy, Real Estate Pro in 06084
Jessica Tracy answered:
looking for a condo with basement and garage
Are you looking to rent or buy?

Jessica Tracy
Keller Williams
860-368-8383
0 votes Share Flag Fri Jun 27, 2014 Home Buying in Hamden
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
Can I get a mortgage w/ a 605 score?
Yes! You have to meet the other standard qualifications for obtaining an FHA mortgage, but that score will not disqualify you. Make sure you speak with an experienced lender to discuss ... more
1 vote Share Flag Wed Mar 12, 2014 Home Buying in 06514
Arthur J. Sa…, Other/Just Looking in Hamden, CT
Arthur J. Sapienza answered:
Will we qualify for a mortgage?
The numbers should still work for you. They will not count any rental income from the house that you currently own to qualify. To be sure know payments on current debt you have listed. ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 06514
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
I am an investor from Europe, and I want to know if it is possible to get a loan as a non US resident ?
Absolutely! I have some great programs for this. The details depend on whether you live and work here, or abroad, etc. Down payment can range from 20% to 50% depending. rates are very c ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 06518
Joe Scrocca…, Real Estate Pro in Wildwood Crest, NJ
Joe Scrocca Jr. answered:
Will my mortgage lender deny me because Im 2 months shy of being 2 years at one of my jobs?
as long as your lender has a processer that does a WRITTEN Verification of Employment or VOE and the employer for your second job states your continued employment is good you will be f ... more
0 votes Share Flag Sun Jun 9, 2013 Home Buying in 06514
Judith Starno, Real Estate Pro in Wallingford, CT
Judith Starno answered:
Is there a reduced property tax rate for seniors in Hamden?
Yes, there is. You can call the hamden Town Hall to find out the specifics.
0 votes Share Flag Mon Dec 3, 2012 Home Buying in Hamden
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I am very interested in seeing this property asap if possible.
There is no address or link to any property, please go back to the ad you saw, click on the profile for the listing agent and contact them direct. you can also get a buyer broker who c ... more
0 votes Share Flag Wed Jul 18, 2012 Home Buying in Hamden
Rebuildingin…, Home Buyer in Michigan
Rebuildinginmi answered:
More house? More yard? Better neighborhood? Whats your most important search criteria?
I'm looking for more house in a better neighborhood. I realize it comes with a higher price but it does make a difference. School district is high on my list.
0 votes Share Flag Fri Sep 2, 2011 Home Buying in Hamden
Krista Harri…, Real Estate Pro in Burlington, CT
Krista Harrington answered:
Can I get a mortgage w/ a 605 score?
As others have said, you need to contact a mortgage officer and see what they can do for you and if they can help you improve your credit. Generally speaking, you need a credit score of ... more
0 votes Share Flag Tue Aug 30, 2011 Home Buying in 06514
203k Contrac…, Real Estate Pro in Phoenix, AZ
203k Contractor Program answered:
FHA 203k contractors in Connecticut. Looking for one in the New Haven area. Any ideas would be appreciated?
There is a Certified 203k Contractor in your area in Connecticut. Go to the 203k Contractor Directory at http://203kContractors.com


Paul Welden, Director
203k Contractor Educati ... more
0 votes Share Flag Sun Jul 31, 2011 Home Buying in Hamden
John Proto, Real Estate Pro in 06517
John Proto answered:
I want to know if there is a way to purchase a multi family house with no money down.
David,

If you are planning on owner occupying please visit the CT Housing Finace Authority at http://www.chfa.org/default.aspx

Right now there are some federally funded options ... more
1 vote Share Flag Wed May 25, 2011 Home Buying in 06518
John Proto, Real Estate Pro in 06517
John Proto answered:
What are the real estate tax rates for Hamden, CT?
Hi Arlene,

Hope all is well in Glen Allen. The current mill rate for the 2010-2011 tax year in Hamden is 31.16 mills.

Please don't hesitate to contact me if you have any o ... more
0 votes Share Flag Wed May 25, 2011 Home Buying in Hamden
Joan DiVince…, Real Estate Pro in 06525
Joan DiVincenzo answered:
with any of the properties for sale or in foreclosure, would there ever be consideration for rent to own or
I would suggest saving enough for your down payment and some closing costs, then buying through the normal process. Lease options are very confusing and very uncommon in this area. If ... more
0 votes Share Flag Sat Apr 30, 2011 Home Buying in Hamden
Dan Ross, SFR, Real Estate Pro in Southington, CT
Dan Ross, SFR answered:
Prequalification if we won't get all the money for our downpayment until January?
Consider what your buying power is now with prices being down and mortgage rates at all time lows, vs. what it will be in 6 months. It is likely that prices won't change much in t ... more
0 votes Share Flag Fri Sep 3, 2010 Home Buying in 06517
Voices Member,  in
Voices Member answered:
Found house we love, great price --but 2 car detached garage takes up most of the backyard, We have 2 small kids, live in CT. Crazy to tear it down?
Think about your home as an investment. As an agent in CT I can tell you that a 2-car garage will add a tremendous resale value to a home. Not only will it add value to your home, bu ... more
0 votes Share Flag Thu Sep 2, 2010 Home Buying in 06517
Voices Member,  in
Voices Member answered:
if i have the estimated price to just by out the home, will i be able to?
Tashi,
More information will be needed. Are you trying to buy off the remainder of a loan on your own home? If so, you need to speak with your lender before you try to do this - m ... more
0 votes Share Flag Wed Mar 3, 2010 Home Buying in Hamden
Carl Guild, Real Estate Pro in 06424
Carl Guild answered:
This question is for the Hamden area real estate market. I currently own free and clear a two family house in Hamden. Bof A recently appraised it at
There sure is... The problem is finding them!! Of course the ones who are able to do it, may not have a house you like... It is a tricky situation to pull off, to find a house you like ... more
0 votes Share Flag Thu Oct 8, 2009 Home Buying in 06514
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