NEW PAINT Throughout, New Carpet, New Dishwasher, New Landscaping. FRESH SPARKLING LIKE NEW! Traditional Sale! This One-Story Home on almost 1/4 acre is located in the Quiet, Established Clark Farms Community.
He can't close escrow unless you sign a deed releasing your rights to the new property since you are still legally married and we live in a community property state. Any title company will catch that unless he lies and says he is not married and somehow it slips through. Not likely to happen in today's real estate market.
If you like it can help provide you the information of loan team that I work with, just send me an email. They can provide a good reasonable rate.
RE/MAX Active Realty.
Short Sale And Foreclosure Resource
Phone: (510) 676-4770
Traditional Sale! This One-Story Home on almost 1/4 acre is located in the Quiet, Established Clark Farms Community. Features include RV access, Large Master Suite, Open floor-plan, High Ceilings,3 Car
I'm sorry you're having to go through this difficulty.
Your question doesn't state what issue you're trying to address, but assuming, since you're asking it to a bunch of realtors, that you want to know what can be done about your home, then there is plenty you can do- whether you want to keep your home or need to sell it during the divorce proceedings. Especially if you are not currently late on your payments, the government, and your lender are offering all kinds of loan modification assistance, or incentives to short sale your home. The worst alternative- for YOU, your neighborhood, and for all of us as taxpayers, is to walk away and allow your home to foreclose. I offer a free no-obligation consultation where we will prepare you with: questions your lender will ask, how the lender interprets those answers and what all of your alternatives are. At the end, we will call your lender and have them confirm the offerings that they have available to you so that you can determine a direction that makes the most sense to you. The paperwork is the same for both a loan modification or a short sale, it just needs to be complete, and that's where the breakdown has been for many homeowners. I make sure you have a complete package and we get responses quickly. Let me know if I can help.... more
Below are the waiting periods to get a loan after foreclosure:
-FHA 3 yrs
-conventional 7 years
So the earliest you could refinance would be 3 yrs after the deed transfered out of your name for the last property that foreclosed. If that last property foreclosed in 2011, you would be looking at 2014 before you could do a FHA refinance.... more
Calif. median home price: March 2013: $378,960 (Source: C.A.R.)Calif. highest median home price by region/county March 2013: Marin, $888,890 (Source: C.A.R.)Calif. lowest median home price by region/county
Call your mortgage company first and ask them. If it was an FHA 203K loan, they sometimes have a stream line refinance option. If that is not possible, then definitely look into a conventional refi with a different mortgage company. But try the streamline approach first.... more
The Federal Housing Finance Agency reported Dec 10, 2012 that year-to-date, Fannie Mae and Freddie Mac have refinanced more than 790,000 loans through the Home Affordable Refinance Program (HARP).Since
Sounds to good to be true, what is the rest of the story. Why would an owner carry with only 5% down and only ask for 1% interest rate? Are you paying a market price for the home? Is this an all inclusive deed of trust? Have you seen a title report and are you buying from the owner of record?... more
Since the news just came out yesterday, no one even understands not even Bank of America's employee knows the criteria for these program. I do not have an opinion yet but I do have some information to
A few years after the collapse of the housing market, a few banks now are starting to offer "stated income" loans again to qualified self employed borrowers with 700+ fico. This is great news for investors,
A newly built home will cost buyers more than buying a pre-owned home, but for buyers who can afford the premium price, experts say there are still benefits of buying new. “It’s appealing to people
I think the first question would be what do you mean by horrible credit? What's going on that caused your credit score to slip? The minimum score needed for any loan is 620 so if you can achieve this score, you may be in decent shape for an FHA loan.
Have you spoken to any credit repair companies to see what can be done to help? If you would like any referrals, I"m more than happy to help.
First Capital Mortgage
Direct: (310) 434-1718
It is a great time of the year the days are getting long we are getting closer to the Real Spring and then eventually my favorite time of year SUMMER. It also means taht more and more houses are going
Better Homes & Gardens Real Estate's Elk Grove office will be holding a Credit Repair Workshop for anyone interested. It's free and there is no obligation to anything. This is a great opportunity
Its cool, really really cool. I mean its so fantastic you have to tell everyone you know about it kind of cool!!!!!!Want to know what is so cool???Okay I'll tell you but lets keep this between us alright...well