Home Buying in Cleveland : Advice

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Kaye Burleson, Home Buyer in Blue Ridge, GA
Kaye Burleson asked:
Interested in the house at 3181 Lead Mine Rd. Cleveland Tn. What does it mean " waiting on confirmation of septic permit for 4th bedroom " ? Would a bigger septic tank have to be put in? Would it delay the buying process?
0 votes Share Flag Sat May 10, 2014 Home Buying in Cleveland
Unspecified, Renter in Bethesda, MD
Unspecified answered:
We are currently in washington dc and considering moving to Cleveland TN.
I will change everything including my id to TN. We currently renting in DC that means i wont have any housing expenses. My family will occupied the house in TN. And while im working i w ... more
0 votes Share Flag Mon Mar 10, 2014 Home Buying in Cleveland
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
wanting a home with walk out basement and space between neighbors.Is anything like this available? build after the 80's
When buying a home, the best place to start is to hire an Exclusive Buyer Agent. EBAs only work with homebuyers and there is never a conflict of interest that will jeopardize your negot ... more
0 votes Share Flag Tue Jan 21, 2014 Home Buying in 37312
Kim Cranfield, Real Estate Pro in Cleveland, TN
Kim Cranfield answered:
I was looking at house n 1009 beech Circle NW. like the location and price and last i checked my credit score is a 648. Would I qualify?
Mike, I work with several local lenders who would be glad to call you and do a "prequalification" evaluation over the phone. Give me a call or send me an email and I can refer you to ... more
0 votes Share Flag Thu Sep 5, 2013 Home Buying in Cleveland
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
where do i get a list of homes that owe back taxes i can purchase?
Lefawn,
You have stumbled upon an excellant, exceptional, nearly secret way to invest small amounts of money and receive high yields. Occaisionally, you even get a house. Each tax aut ... more
0 votes Share Flag Thu Sep 5, 2013 Home Buying in 37311
Bill Casper, Real Estate Pro in Cleveland, TN
Bill Casper answered:
How firm is list price? I like a house that is listed as $425K (reduced from $450K, appraised at $386K). What is a reasonable price for the home?
Usually the appraised price is reasonable. You can make an offer it is up to the sell to decide if they would like to counter offer.
0 votes Share Flag Thu Sep 5, 2013 Home Buying in Cleveland
Kevin Sipe, Real Estate Pro in Chattanooga, TN
Kevin Sipe answered:
i have a guarteed income but terrible credit can i still get financed on a home?
Dear Tddemp;
Planning for the purchase of a home is a process. The approach for all borrowers should be the same regardless of credit history. What do I mean? The question is why is th ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Cleveland
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
What are the options of buying a new home if you currently own a home with an FHA loan?
Hi Ranna,
Feel free to give me a call and I can walk you through the process and your options. Unless you're considering hanging onto the current home and renting it out it's very unl ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Cleveland
Kevin Sipe, Real Estate Pro in Chattanooga, TN
Kevin Sipe answered:
I have a 770 credit score and a great job. I'm 26 and I want to buy a home. What could I expect to pay per month for financing 200k?
Dear Tbone;
If you will e-mail me I will provide you with a side by side total-cost-analysis of various loan programs available in the area for a home financing of $200k. Included will ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Cleveland
Kevin Sipe, Real Estate Pro in Chattanooga, TN
Kevin Sipe answered:
I have a 640 credit score, and want to buy a house and like to see what I can be approved for?
Dear Mike;
I believe proper mortgage planning is the foundation for successful home ownership. Guided by the principals of Dave Ramsey and Financial Peace University I often ask quest ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Cleveland
Rhee Epperson, Real Estate Pro in Cleveland, TN
Rhee Epperson answered:
Looking for a house in the new community of Peachtree Estates and wish to know about if it is in the city limits or country,because of taxes.
Peachtree Estates is located in the county, but is only 10 minutes to downtown Cleveland.
0 votes Share Flag Wed Apr 18, 2012 Home Buying in Cleveland
Hannah, Real Estate Pro in Corte Madera, CA
Hannah answered:
If you have 50% as a down payment, but poor credit will you have any chance of a home purchase.
Hi Galoreed,

Perhaps the seller is willing to carry some of the financing for you in exchange for your large down payment. You might consider credit repair services for your credit ... more
0 votes Share Flag Sat Jun 12, 2010 Home Buying in Cleveland
Phyllis Agent, Real Estate Pro in 11218
Phyllis Agent answered:
I was looking in the cleveland area to purchase my first home,but became a bit disappointed to see that their
I would suggest Denise to take "time out before making any immediate decisions". We may very likely see a "second fallout" which will effect us all and our economy o ... more
0 votes Share Flag Wed Apr 14, 2010 Home Buying in Cleveland
Phoebe Stepp, Real Estate Pro in Cleveland, TN
Phoebe Stepp answered:
alot of your homes you e-mail have expired or sold
Hello Glenda,
The listings are probably showing active when they are being e-mailed to you, and are in the process of being changed in the mls system. The only way to know for sur ... more
0 votes Share Flag Thu Mar 26, 2009 Home Buying in Cleveland
Deborah Madey, Real Estate Pro in Red Bank, NJ
Deborah Madey answered:
my son has plumbing problems with a warranty on home but does not cover what can he do?
Hi,

Did your son review and sign a sellers’ disclosure prior to purchasing?
Did your son hire a private inspector?

Review the paperwork from the above if available.

C ... more
1 vote Share Flag Thu Oct 9, 2008 Home Buying in 37323
Marie Varnell, Real Estate Pro in Crofton, MD
Marie Varnell answered:
Looking for a buyers agent to work with me in the cleveland tn area. Some one who knows the area well.
What is the monthly cost to be on Brian's recommended list?
0 votes Share Flag Sat Mar 1, 2008 Home Buying in Cleveland
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