I would be happy to help you with that. I have a few questions for you so I don't tell you about something that is not even what you want. Would you mind giving me a call at 816-564-4299 or email me directly at firstname.lastname@example.org.
FHA financing requires 3 years from the short sale date when there were late payments, certain exceptions can be made but they would all be for extenuating circumstances. However with conforming financing then 2 years after a short sale you can obtain financing with a 20% down payment (regardless if mortgage payments were late or not), and at 4 years with 10% down. Just 10% down at the 2 year mark is possible if the short sale was due to extenuating circumstances.... more