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Todd Shissler, Real Estate Pro in Chicago, IL
Todd Shissler answered:
Regarding home buyer new question, If underwriting requires a pay stub after closing how does that work?
This is not unusual. You probably signed something that requires you to comply with such a request.
0 votes Share Flag Thu Feb 26, 2015 Financing in Chicago
Todd Shissler, Real Estate Pro in Chicago, IL
Todd Shissler answered:
If have a residential house and I have one of my rooms rented in the basement. will it affect my appraisal value of my house? thank you for your
You should consult with a mortgage broker right away. Are you selling your house? It might affect the value then.
0 votes Share Flag Thu Feb 26, 2015 Financing in 60639
Bill Cook, Real Estate Pro in Lake Forest, CA
Bill Cook answered:
How long after a short sale?
Typically it is 2-3 years with most lenders and a 700+ FICO score.
Havign said that , we have a portfolio loan that lets you purchase a home only one day after a short sale or foreclo ... more
0 votes Share Flag Thu Feb 26, 2015 Home Buying in Chicago
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
capital gains taxation
I would always discuss directly with an accountant on these issues. I think it is very personal and can lead to the best advice.
0 votes Share Flag Thu Feb 26, 2015 Home Buying in 60617
Mike Opyd, Real Estate Pro in Near North Side, Chi...
Mike Opyd answered:
How many years of taxes do i have to show for income?
2 years usually. But you may be able to use 1 depending on what your job is. Speak to a lender and see what they say.
0 votes Share Flag Thu Feb 26, 2015 Home Buying in 60804
Mike Opyd, Real Estate Pro in Near North Side, Chi...
Mike Opyd answered:
How soon can you purchase a new home after filing chapter 7 bankruptcy?
Everyone below pretty much answered this. I would also speak to a lender if a few years have passed already.
0 votes Share Flag Thu Feb 26, 2015 Home Buying in Lincoln Square
James Simon, Home Buyer in New York, NY
James Simon answered:
Looking for a reliable general contractor for a multifamily rehab project. Any suggestions?
I've met plenty of good contractors around here. It sounds like you're needing one for something very special. I would look for one with high reviews who will be willing to hear any req ... more
0 votes Share Flag Wed Feb 25, 2015 Investment Properties in Chicago
Noah Seidenb…, Real Estate Pro in 60202
Noah Seidenberg answered:
I am interesting in purchasing a home within a year. Is there someone that can guide me in the right path so my finances and credit will be in good?
A good lender can guide you in credit repair or raising your FICA score. There are many lenders and mortgage brokers interested in helping their clients.
0 votes Share Flag Wed Feb 25, 2015 Home Buying in 60804
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
I will be a 1st time home buyer, but I will like to get my finances in order . Can pass credit problems be bad even though I paid it off?
That all depends on what your credit report has in it....
Best to contact a good mortgage loan officer. I can refer one to you if you would like.


Mark Zatz
630-669-9532
0 votes Share Flag Wed Feb 25, 2015 Home Buying in 60804
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
Here is my situation. I just started a new job a week ago. Can I qualify for a loan?
Best to contact a good mortgage loan officer. I can refer one to you if you would like.
But usually being in the same line of work or profession is all that is required.

Mark Zatz
... more
0 votes Share Flag Wed Feb 25, 2015 Home Buying in 60804
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
Who owns 1856 N Howe st?
Best place to check that is through the cook county recorders office.. Online is www.ccrd.info.
If you are thinking of writing an offer or looking for similar properties, I would love ... more
0 votes Share Flag Wed Feb 25, 2015 Home Buying in Lincoln Park
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
Do you think the fact that 1/3 of a condo buildings units are owned by CHA and rented out for low income housing,affect resale value of other units?
All factors become an issue when trying to determine market value of a home. It would be best to due as much due diligence as possible before buying or selling. Consulting with a knowle ... more
0 votes Share Flag Wed Feb 25, 2015 Home Buying in Lincoln Park
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
My daughter put a contract on a gut rehab in Lincoln Square with the stipulation of an inspection. Some major
I would refer this to an attorney. I can refer one to you if you would like.

Mark Zatz
630-669-9532
0 votes Share Flag Wed Feb 25, 2015 Home Buying in Lincoln Square
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
How much below asking should an initial offer be on a new construction condo? Taking into consideration
There is no specific rule of thumb. Many builder when starting a project will be more aggressive to get units sold.
Best of luck.
0 votes Share Flag Wed Feb 25, 2015 Home Buying in Lincoln Square
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
Are there any homes in lincoln square or north center for sale for under 700k? Most of what I have seen is not that great..if anything at all.
There are many on the market. If you can provide some more criteria, I would be happy to help.

Mark Zatz
630-669-9532
0 votes Share Flag Wed Feb 25, 2015 Home Buying in Lincoln Square
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
We are looking at buying a place on Western Ave in Lincoln Square. We really like the place, but are
Future plans definitely need to be considered. It may be OK if you have an infant, but at toddler age and above, Maybe a western ave address is not the best idea. My opinion only..

B ... more
0 votes Share Flag Wed Feb 25, 2015 Home Buying in Lincoln Square
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
looking for multi unit to buy in Lincoln Square area.
I would love to help out. I grew up in that neighborhood and am still actively brokering for clients there as well.
Mark Zatz
630-669-9532
0 votes Share Flag Wed Feb 25, 2015 Home Buying in Lincoln Square
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
Have frame three-flats appreciated since summer 2005 in Mayfair.
I believe they have. I would be happy to provide you market statistics over the last few years.
Contact me via phone or email.

Mark Zatz
630-669-9532
0 votes Share Flag Wed Feb 25, 2015 Market Conditions in Albany Park
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
My 90 year old mom wants to sell a Kedzie 2 flat with storefront 1 1/2 blocks from the BRN line. Family building for over 100 years. Live/work opp.
It could be. Talk to an attorney or I can refer one to you. You may be able to put a restriction on the deed upon transfer that the property "must stay in its existing use" or something ... more
0 votes Share Flag Wed Feb 25, 2015 Market Conditions in Albany Park
Lucid Realty, Real Estate Pro in Chicago, IL
Lucid Realty answered:
I need an contact number to make an appointment to see 1613 south 61st Court, Cicero IL
Hi Amy, If you haven't yet, I recommend enlisting the help of an agent. You can interview several different people and agencies before you decide who fits best with you. There are diffe ... more
0 votes Share Flag Wed Feb 25, 2015 Home Buying in 60804
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