Financing in Charlotte : Advice

change location

cancel or


Jeff Hensel, Real Estate Pro in Oceanside, CA
Jeff Hensel answered:
Where can I get an Investment property loan in NC or SC with a low down payment?
In general, the smaller the down the payment the more difficulty you will have getting financing for your investment property. ... more
0 votes Share Flag Tue Jan 19, 2016 Financing in Charlotte
Kathy Lewis,  in Valdosta, GA
Kathy Lewis answered:
How can I found a 100% finance morgage?
USDA still offers 100% in approved locations outside of Charlotte. Contact us below to discuss approved locations.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 ... more
0 votes Share Flag Tue Nov 10, 2015 Financing in Charlotte
McGary & Ass…, Real Estate Pro in Charlotte, NC
McGary & Associates REALTORS® asked:
Does anybody know a good commercial lender they would like to recommend? Looking for a commercial lender for the purchase of a day care property. Any recommendations would be appreciated.
0 votes Share Flag Mon Aug 31, 2015 Financing in Charlotte
Qulia Bryant, Real Estate Pro in Charlotte, NC
Qulia Bryant answered:
Are there any loan programs out there that offer 100% financing other than the USDA and VA loans?
There are other government grant programs in the Charlotte area that can get you to 100% financing. Try NACA (could be a lengthy process) or House Charlotte (will require a House Charlo ... more
1 vote Share Flag Fri Jul 3, 2015 Financing in Charlotte
Kenji Inui,  in Irvine, CA
Kenji Inui answered:
Question about a home renovation and how best to fund the work refinance post project
If you owe $530k and want to borrow $200k, but your home is only worth $620k... (530+200=730) then you are asking to borrow $110k more than your home is worth. There is no loan for thi ... more
0 votes Share Flag Wed Jun 17, 2015 Financing in 28277
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
Is there still a special mortgage for healthcare workers - not doctors?
I am not aware of any particular mortgage...but with that said, have seen short term specials run by mortgage companies from time to time that offer reduced closing cost fees to people ... more
0 votes Share Flag Mon Apr 27, 2015 Financing in Charlotte
Melvin List, Real Estate Pro in Tampa, FL
Melvin List answered:
Can I get a mortgage for an investment property and use the rental income to help qualify me? I don't mind having to put 25% down.
Yes you can use the rent payments to help you qualify for the investment property purchase. You can also the market rent even if the property is not currently rented. The appraiser wi ... more
0 votes Share Flag Thu Mar 26, 2015 Financing in Charlotte
USMortgageRa…, Other/Just Looking in Plano, TX
USMortgageRanger answered:
had a chpt 7 bankruptcy that will be discharged for 2yrs in april.can I qualify for a mortgage with little to no money down?
Yes you can qualify under the current FHA guidelines with a 3.5% down pay payment and re-establish credit. Now is the time to sure up your credit if your are looking to move forward in ... more
0 votes Share Flag Sat Jan 24, 2015 Financing in Charlotte
Bryan Horn, Other/Just Looking in 92101
Bryan Horn answered:
FHA Loans from a distance
Alpha - FHA doesn't lend on second (2nd) homes so you'll have to have a job within a drive of an hour or two of the house you are buying. Why not buy in the sticks of New Jersey or ups ... more
0 votes Share Flag Fri Dec 26, 2014 Financing in Charlotte
Trent Corbin, Real Estate Pro in Charlotte, NC
Trent Corbin answered:
Mortgage for recent 1099 status?

In my experience, 1099s do require additional proof of income which may be what is generating the feedback you're receiving in regard to waiting another year. I have had c ... more
0 votes Share Flag Sun Jun 29, 2014 Financing in Charlotte
Tony Garcia, Real Estate Pro in Charlotte, NC
Tony Garcia answered:
My middle score is 700. I have a federal lien of $11,000 due to student loans. I have been on a pymt plan for 9mths. Can I qualify for a mortgage?
The short answer is yes. The lien holder would have to agree to subordinate to the first trust. Email me at or call at 571.246.4373 to discuss. I am in ... more
0 votes Share Flag Fri May 30, 2014 Financing in Charlotte
John Hester, Real Estate Pro in Wilmington, NC
John Hester answered:
How much downpayment do I need for a Jumbo loan in Charlotte, NC?
This post is a little old but I would like to let others that are searching for a low down payment jumbo loan know they are available with as little as 5% down with no mortgage insuranc ... more
0 votes Share Flag Sat Feb 8, 2014 Financing in Charlotte
Marc D'Angelo…, Other/Just Looking in Roswell, GA
Marc D'Angelo - Lender answered:
1stx homebuyers. Fico 652. Can we get a mortgage? we're moving to the area. He has been at his job in FL for 5 years & has a new job in NC. same trade
Yes You may even qualify for Federal Down Payment Assistance. Give me a call I am available 7 days a week.

Marc D’Angelo
Mortgage Banker
678.442.3405 Office
678.985.68 ... more
0 votes Share Flag Wed Jan 15, 2014 Financing in 28270
Jeansiuna, Other/Just Looking in Pico Rivera, CA
Jeansiuna answered:
What is the Condo ID for FHA approval loans for Le Bonhomme Condominiums?
what is Dunlap crossing condo ID
0 votes Share Flag Wed Oct 23, 2013 Financing in 28277
Mirna Pineda, Real Estate Pro in Matthews, NC
Mirna Pineda answered:
How do we get the most closing costs paid by seller?
Somewhere over the rainbow!
First of all, love the name. It may be difficult to get your builder to pay ALL closing costs and pre-paids as it is hard to calculate these to the penny. M ... more
0 votes Share Flag Thu Jul 25, 2013 Financing in 28227
Daniel Fisher, Real Estate Pro in Charlotte, NC
Daniel Fisher answered:
How long before usda notifies lender?
Good evening, Anthony:
We usually expect to hear back from underwriting on USDA in 2 to 3 weeks. If you appreciate an answer, please give thumbs up. For the most helpful answer, pleas ... more
0 votes Share Flag Tue Jul 16, 2013 Financing in Charlotte
rob,  in Charlotte, NC
rob answered:
I am putting my house on the market and expect to break even.....meaning walk away with no money. Can I buy another house with no money down?
NC Housing offers a great down payment program for all buyers - not just first time anymore.
0 votes Share Flag Mon Jun 3, 2013 Financing in Charlotte
Wes Hallman, Other/Just Looking in Charlotte, NC
Wes Hallman answered:
Are there still 80/20 mortgage loans out there in this day and time? If so, where can I find current rates for the 20?
80/20's are hard or impossible to find unless you have substantial assets and you're a medical doctor. However, there are several down payment assistance programs that will work but th ... more
0 votes Share Flag Mon May 13, 2013 Financing in Charlotte
Sherry S., Home Owner in Union County, NC
Sherry S. answered:
When is it better to shop around than to stick with your bank?
I called around bank to bank to bank when I bought my first house, but with my current house, I actually used Fairway Independent Mortgage in Monroe, NC. Basically they do the legwork ... more
0 votes Share Flag Wed May 8, 2013 Financing in Charlotte
1 2 3 4
Search Advice


Email me when…

Learn more

Home > North Carolina > Mecklenburg County > Charlotte > Financing in Charlotte
Copyright © 2016 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer