Foreclosure in Carl Fisher : Advice

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Santiago Vit…,  in 33134
Santiago Vitagliano answered:
What happens if you put your underwater rental property into an LLC or corporation and then stop paying the mortgage and declare bankruptcy?
You will get foreclosed upon as the transfer of title will not change the fact that the property remains encumbered by a first lien position. In many cases the transfer of ownership wil ... more
0 votes Share Flag Sun Jun 10, 2012 Foreclosure in 33139
Lila V Lopez, Real Estate Pro in Miami, FL
Lila V Lopez answered:
waiting for a short sale to be approved and I received a foreclosure letter, what can I do? i have offers for my house...
Carlos,

Based on what you have just described, what you have received from the bank is the initial contact from the bank that they will start the official foreclosure proceedings. Wh ... more
0 votes Share Flag Tue Nov 23, 2010 Foreclosure in 33139
Alma Kee, Real Estate Pro in Tampa, FL
Alma Kee answered:
Do i need to pay my rent to association after the apt im renting is being forclosed and bank is the owner now?
Dear XOXO,

Call the attorney's office that did the foreclosure if you're not sure who owns your property. You should have been served notice when the foreclosure auction w ... more
0 votes Share Flag Mon Sep 6, 2010 Foreclosure in 33139
Nadine Mauro, Real Estate Pro in ,
Nadine Mauro answered:
In the process of purchasing a condo. The developer is in the process of filing bankruptcy. should I continue with the purchase?
Hi,

I would definitely recommend seeking the acvice of a real estate attorney. If the developer is filing bankruptcy you could be setting yourself up for a lot of problems down ... more
0 votes Share Flag Fri Dec 11, 2009 Foreclosure in 33139
Wenceslao Fe…,  in 33130
Wenceslao Fernandez Jr answered:
When do you think the market will trun around?
Click the link to my blog to see my new answer...
0 votes Share Flag Fri Jul 24, 2009 Foreclosure in 33139
Ryan Branden…, Real Estate Pro in Boca Raton, FL
Ryan Brandenburger answered:
been in home 1 year, done streamline in december, sould i do another to bring payment down?
Sheila,

I would have to look at your current rate, loan amount and long term goals to answert this question. There is a cost to refinance and a savings but sometimes the break even ... more
0 votes Share Flag Thu Jul 16, 2009 Foreclosure in 33139
MaryLynn Ols…, Real Estate Pro in Mesa, AZ
MaryLynn Olson answered:
I live in and own a property free and clear worth about $140,000 in Phoenix, AZ. I understand the Homestead
Yes, It is protected under the Homestead Act. Try googling The Homestead Act to see the actual verbage,
1 vote Share Flag Thu Jun 25, 2009 Foreclosure in 33139
Wenceslao Fe…,  in 33130
Wenceslao Fernandez Jr answered:
If i tell my bank that i can no longer keep up with my condo and i would like a deed in lieu of foreclosure,
Hello, Mr./Ms. Davis. Have you spoken to your lender yet? What have they said?

You know, depending on where you are in the foreclosure process (haven't missed a payment vs. facing ... more
0 votes Share Flag Wed Jun 3, 2009 Foreclosure in 33139
Wenceslao Fe…,  in 33140
Wenceslao Fernandez Jr answered:
Does Homestead protect me in any way when i am going in foreclosure?
Hey, Sunny. Among other things you stated above "...don't want to do a deed in lieu of foreclosure because they don't pay for my taxes i owe and my past due hoa's".

When you are i ... more
0 votes Share Flag Wed May 13, 2009 Foreclosure in 33139
Wenceslao Fe…,  in 33140
Wenceslao Fernandez Jr answered:
What happens if a condominium building goes bankrupt? What happens?
Mr. Davis, typically buildings may go in resevership and the office of the Ombudsman in Tallahassee may provide additional information.

By all means, seek the advise of a competent ... more
0 votes Share Flag Wed May 13, 2009 Foreclosure in 33139
Wenceslao Fe…,  in 33140
Wenceslao Fernandez Jr answered:
I live in my primary residence and cannot catch up with hoa's and mortgage.
Matt is correct, Sunny. Besides the lender pursuing foreclosure, your HOA can also do the same although typically, the lender will have priority.

Many have lost their home with or w ... more
0 votes Share Flag Wed May 13, 2009 Foreclosure in 33139
Wenceslao Fe…,  in 33140
Wenceslao Fernandez Jr answered:
Deed in Lieu or shortsale? I lived in my condo a few years and have homestead. Lost my job, was denied
Sunny, I see your situation all the time. Unfortunately, many are going through what you are going through and it is sad it has come to this.

Consult with your lender but typically ... more
0 votes Share Flag Wed May 13, 2009 Foreclosure in 33139
Wenceslao Fe…,  in 33140
Wenceslao Fernandez Jr answered:
What happens to the condo owners if the whole complex shuts down and files bankruptcy?
"...what do the individual owners have to do?" my answer, Sunny is to find a competent attorney. There is an office affiliated with a title company I often use who are located right h ... more
0 votes Share Flag Wed May 13, 2009 Foreclosure in 33139
Dp2, Other/Just Looking in Virginia
Dp2 answered:
I would like to know why everybody is telling me that i should file bankruptcy?
Besides short selling your condo, you could also arrange to sell your property with seller financing (since you did put 45% down on it). If you opt for the latter, you'll need to facto ... more
0 votes Share Flag Sun Apr 19, 2009 Foreclosure in 33139
The Hagley G…, Real Estate Pro in Pleasanton, CA
The Hagley Group answered:
I got laid off and i am going in foreclosure. Can they take my car and my money that's?
They canot touch your car or your bank accounts. Consider consulting a short sale specialist in your area and see if this may be an option. It will be better fpor your credit than a for ... more
0 votes Share Flag Sat Apr 18, 2009 Foreclosure in 33139
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