Home Buying in Brooklyn : Advice

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Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
What is the difference between private mortgage insurance and homeowners insurance?
The difference is in what is being insured. Mortgage insurance will cover the investment that is made and the money you are putting into it. Homeowners insurance will actually cover you ... more
0 votes Share Flag Fri Nov 7, 2014 Home Buying in Sheepshead Bay
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
I make about $112,000 a year, how much of a mortgage can I qualify for?
Tina,
It depends on your other debt, credit scores, down payment just to name a few things. Rate and loan programs are others. With a good income, meet with a local lender and discu ... more
0 votes Share Flag Fri Nov 7, 2014 Home Buying in Brooklyn
Sky Derival, Real Estate Pro in New York, NY
Sky Derival answered:
I am an investor looking to purchase short sales within Brooklyn, Queens or the Bronx. I can show POF. Please get in touch.
Call me, I have done 500 short sales this year, and worked on 1500 in the last 3 years. I can get you more business, and help you expedite your current business. We negotiate in 45-60d ... more
0 votes Share Flag Mon Nov 3, 2014 Home Buying in Brooklyn
Emily Lam, Other/Just Looking in Brooklyn, NY
Emily Lam asked:
What can i do if the seller and the broker breached the sale contract ? The sale contract said no lease on the 2nd unit and will be vacancy at closing but my mortgage take a little long time so they claimed they need income while waiting. On the closing date,…
0 votes Share Flag Sat Oct 25, 2014 Home Buying in Brooklyn
Sally Grenier, Real Estate Pro in Lafayette, CO
Sally Grenier answered:
What can i do if the seller and the broker breached the sale contract ?.?
This question is pretty unclear as to what is going on. Plus nobody here knows the details of the contract or the situation. Are you the buyer? If so, do you have a Realtor working for ... more
0 votes Share Flag Sat Oct 25, 2014 Home Buying in Brooklyn
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is the buyer responsible for paying a percentage of the brokers real estate fee in a short sale?
Since commissions are paid by check/not cash and made out to the broker not the agent, why not simply discuss the issue with your attorney.
0 votes Share Flag Sat Oct 25, 2014 Home Buying in Brooklyn
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Is it still a buyers market? My husband want to use his VA lone to buy a house in BK. We have 10,000 for down payment but its hard finding a house
The 'buyers market' boat left the dock several years ago.
It is possible to find some deals on certain types of foreclosures.

Based on your choice of financing, you will need to use ... more
0 votes Share Flag Fri Oct 24, 2014 Home Buying in 11210
Daniel Gersh…, Real Estate Pro in New York, NY
I get this question all the time and I answer it in the same way:  Who cares? “That’s insane”.  Maybe, but I don’t think so. When the market absolutely tanked in 2008 and we were all going… Read more
Blogged Wed Oct 22, 2014 by Daniel Gershburg, Esq. Home Buying Foreclosure Investment Properties
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Annamaria Di…, Real Estate Pro in Brooklyn, NY
Check out this interesting article about landscaping and home value from Realtor.com:"The value of landscaping differed greatly from state to state. "The most preferred landscape included a sophisticated… Read more
Blogged Sat Oct 18, 2014 by Annamaria Diangelo Home Buying In My Neighborhood Property Q&A
Melissa Teran, Real Estate Pro in Virginia
Melissa Teran answered:
which banks accept va loans
What area are you looking for?
0 votes Share Flag Fri Oct 17, 2014 Home Buying in 11225
pascallii411, Home Buyer in Brooklyn, NY
pascallii411 answered:
Are there any legitimate rent to own homes in Brooklyn, NY?
Hello I am interested in finding a rent to own home in Brooklyn, NY. Is there anyone that has an inventory of such homes. Or could possibly toss up the idea to a seller who's hous ... more
0 votes Share Flag Mon Oct 13, 2014 Home Buying in 11221
JOSEPH RUNFO…, Real Estate Pro in Staten Island, NY
JOSEPH RUNFOLA JR, BROKER, GRI answered:
Closing cost...
Your loan officer and or, attorney should provide you with a good faith estimate. Below is a rough estimate of some of the costs; Buyer’s Attorney: Consult your attorney

Bank Fees: ... more
0 votes Share Flag Sun Oct 12, 2014 Home Buying in Brooklyn
Bev West, Real Estate Pro in 80634
Bev West answered:
Had a mortgage question
Call another lender and get their advice. They might have a different loan program available that they use. Good luck.
0 votes Share Flag Wed Oct 8, 2014 Home Buying in Brooklyn
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
I am retired with $60,000 as down payment on a two fam home
Hi Luba

Its great that you have a down payment $60K.

Work with the many fine agents who are responding to you in your local area.

Perry
0 votes Share Flag Thu Oct 2, 2014 Home Buying in Brooklyn
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
How do I find an affordable studio or one bedroom apartment?
check

www.realtor.com

www.trulia.com
0 votes Share Flag Thu Oct 2, 2014 Home Buying in Brooklyn
Kwesi Samuels, Real Estate Pro in Brooklyn, NY
Kwesi Samuels answered:
Hi - I'm looking for recommendations for contractors for a FHA 203K renovation in East Flatbush.
Go to home depot at 6am. You will bump into great contractors there. The contractors that are up early in the morning are usually the ones that do the best jobs. Many are also approved ... more
0 votes Share Flag Thu Oct 2, 2014 Home Buying in 11218
rr33856@yaho…, Home Buyer in 39520
rr33856@yahoo.com asked:
what banks accept v.a lones in hancock co miss
0 votes Share Flag Wed Oct 1, 2014 Home Buying in 11225
Paul F.Marzo…, Real Estate Pro in Hackensack, NJ
Paul F.Marzolla (201) 957-6768 answered:
I'm looking for a FHA condo in either Brooklyn (Anywhere along the G train) or Queens (astoria/rego park).
In order to obtain a FHA Loan for a condo purchase it's imperative to understand that the condo MUST be on FHA's Approved list. This can be found by visiting HUD's condo search: https:/ ... more
0 votes Share Flag Wed Oct 1, 2014 Home Buying in Clinton Hill
Alvin King G…, Real Estate Pro in Las Vegas, NV
Alvin King GRI,BA,REO answered:
Can a retired veteran with business be approved for a VA Loan without down payment?
Most definitely! There are other requirements that must be met, but your Mortgage specialist will be happy to go over all of the details. Good Luck!
0 votes Share Flag Wed Oct 1, 2014 Home Buying in Brooklyn
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