Home Buying in Albany : Advice

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Roger Grubb, Real Estate Pro in El Cerrito, CA
Roger Grubb answered:
construction cost per square foot in albany ca
No Realtors are touching this question? I'm a little surprised. Ask 3 General Contractors and get 3 radically different answers. The shame is that you're supposed to know the loopho ... more
0 votes Share Flag Wed Sep 10, 2014 Home Buying in 94706
Rae Claire, Home Buyer in Albany, CA
Rae Claire answered:
We are looking for a home in the San Francisco Bay area for around $500,000 and can pay cash. Any suggestions? We don't want a townhouse or condo.
For good public schools (including high school), Albany is pretty much it. For instance, Oakland has some pretty decent neighborhoods, with decent elementary schools, but forget about h ... more
0 votes Share Flag Mon Oct 7, 2013 Home Buying in 94706
Jamie Edson, Real Estate Pro in Albany, CA
Jamie Edson answered:
how safe is albany, ca?
As a native of Albany, I would love to tell you that Albany is safe. However, I was personally a victim of crime in Albany. The brother of a girl I was friends with at Albany High Sch ... more
0 votes Share Flag Tue Jun 25, 2013 Home Buying in Albany
Lisa Cartola…, Real Estate Pro in Oakland, CA
Lisa Cartolano & Ellen Diamond answered:
How different are Albany and Berkeley in prices and property taxes?

The differences are not particularly significant. Base property taxes are the same across Alameda and the difference in the tax basis comes from the cities and local ordinances t ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in Albany
Felix Hung, Real Estate Pro in Irvine, CA
Felix Hung answered:
Savings $30k and good credit rating. Am I able to get a pre-approval for $350k? I prefer not to have the FHA loans. Annual income about $140k gross.

I recommend you connect with a mortgage loan officer and go over FHA financing as well as a 5% down conventional - side by side, you'll be able to see the difference and w ... more
0 votes Share Flag Tue Oct 23, 2012 Home Buying in Albany
Mitch Lucio, Real Estate Pro in El Cerrito, CA
Mitch Lucio answered:
How do you find out the address of a property for auction?
You can contact a local Realtor and provide them with the information that you have. Some agents have accounts with services that can easily find the information you are looking for. ... more
0 votes Share Flag Wed Aug 24, 2011 Home Buying in 94710
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
How long to get the approval letter from the seller's bank (short sale)?
That's the 64k question. This is an ongoing dilemma. It varies from bank to bank and deal to deal. There's no rhyme or reason for the awkwardness of the banks handling or in m ... more
0 votes Share Flag Fri Jun 24, 2011 Home Buying in 94707
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I've made an offer on a short-sale. The listing agent says the lender won't respond to him or the home's owner
The problem is that if it is a short sale, the lender does not own the property, that would be a bank owned home or REO. In a short sale the home owner is still the owner of the home, t ... more
0 votes Share Flag Mon Jun 13, 2011 Home Buying in 94710
Kamal Randha…, Real Estate Pro in California
Kamal Randhawa answered:
Rec for starter home in the East Bay - Albany/ El Ceritto, Castro Vally/ Hayward. Great credit, $100K down payment; income 50-70K.
Congrats on your engagement....I believe with your income, it might be best to look in areas other then Albany unless you are comfortable with a condo or townhouse. Albany has the best ... more
0 votes Share Flag Mon Dec 20, 2010 Home Buying in Albany
Arthur G. Wh…, Real Estate Pro in Oakland, CA
Arthur G. White answered:
FHA loan Question - High Rise Condo
Tiger, there is a process called "spot certification" that will give an HOA a short cut path to getting certified. This is an option if the problem is simply that the HOA never applied ... more
0 votes Share Flag Wed Aug 12, 2009 Home Buying in Albany
Jefferson, Home Buyer in Bucks County, PA
Jefferson answered:
I inherited 50% of the family home in 2007 when my father passed. I have lived here since 1998. The
Hi Gayle,

Right now it may be marginal to do a Re-Fi - but ... you won't know until you look at all the numbers. Try Wells Fargo - they have consistenly beat rates from all mortgag ... more
0 votes Share Flag Thu Apr 9, 2009 Home Buying in Albany
Andy Kaufman, Real Estate Pro in Berkeley, CA
Andy Kaufman answered:
Why are all the homes and lots in Albany so small?
In our understanding, its because a lot of the houses were built as homes for shipyard workers before and during World War 2.
1 vote Share Flag Wed May 23, 2007 Home Buying in Albany
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