Financing in 95148 : Advice

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Bahia Fear, Real Estate Pro in San Jose, CA
Bahia Fear answered:
we are pre-approve and the bank is locking in the interest rate does this mean we will get the loan once it has gone this far
Hello Hahnjj,

Generally a rate lock is done in the preliminary stages of your loan application. There are still many steps that determine if the loan will go through. For example, o ... more
0 votes Share Flag Thu Nov 21, 2013 Financing in 95148
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
I want to refinance for only $200K with $680K value of the house to lower the interest rate,no other debt. Is there a way to avoid appraisal fee?
it depend
if is your loan is with fannie mae or harp it is possible .
i have done few deal like that


Omar Khamisa
Mortgage Loan Manager

quality-expertise-service-Mortgage l ... more
0 votes Share Flag Tue Aug 27, 2013 Financing in 95148
Bill Mccord, Real Estate Pro in San Jose, CA
Bill Mccord answered:
Question about Rental requirements for a Single 30 year Fixed Loan
Fannie mae requirements will be the same for all conforming loans no matter who the bank or Broker is.
You would be infinitely better going with an FHA loan in todays market. Check out ... more
0 votes Share Flag Thu Dec 6, 2012 Financing in 95148
unitedloanfi…, Home Seller in San Jose, CA
unitedloanfinance answered:
Refinancing a jumbo loan in Evergreen, San Jose. Need help.
We are certified loan and project financing company. We offer guaranteed loans or funds to individuals and companies with low interest rates. We offer long and short term loans. Our com ... more
0 votes Share Flag Fri Nov 16, 2012 Financing in 95148
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