95129 : Advice

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Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
Is the Strawberry Park neighborhood in the West San Jose inside the flood zone?
Here is where you can verify this yourself online: http://quake.abag.ca.gov/floods.

Learn more about FEMA, flood maps, etc. here at
https://msc.fema.gov/webapp/wcs/stores/servlet/ ... more
0 votes Share Flag Fri Aug 23, 2013 Home Buying in 95129
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
When purchasing a HomeSteps property and your in the 15 days, 2 biders, what can I do to get the property?
For this situation, it is definitely a "highest and best net offer" for the short answer. However if you're competing with an investor and you plan to owner-occupy, you could win.

Ha ... more
0 votes Share Flag Fri Aug 23, 2013 Home Buying in 95129
SteveMunGroup, Real Estate Pro in Cupertino, CA
SteveMunGroup answered:
How do I decide if I should remodel or buy a new house with a better kitchen, bathroooms, etc.?
Kimmoy,

I think Vickie made an excellent point. Everything is about location.

If you are currently in 95129 , you already know that you are in one of the premier zip codes in S ... more
0 votes Share Flag Mon Jul 15, 2013 Remodel & Renovate in 95129
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz answered:
I am considering a 4 unit complex. Our real estate agent is using a gross rent multiplier in order to value the property that we are considering.
Dear Jason,

The formula's for evaluation of a commercial investment, is what you actually need. A Commercial Broker will have access to this and it's actually called, IRR. This is th ... more
0 votes Share Flag Mon Jul 1, 2013 Home Buying in 95129
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Is Strawberry Park neighborhood in West San Jose area considered a safe place to live?
Hi Someone200

Yes Strawberry Park is a great neighborhood, but prudent for you to check two basic web sites.

https://www.crimereports.com/

and

http://www.meganslaw.ca.gov/
... more
0 votes Share Flag Thu Feb 7, 2013 In My Neighborhood in 95129
Linda Lorenzo…, Real Estate Pro in 75070
Linda Lorenzo - (214) 578-3131 answered:
I have 5/1 ARM 6.5% 5 years ago and now got rate change to 2.7%. Does this mean my loan change from non-recourse loan to recourse loan?
You need to check the original terms of your note and/or your original lender.
0 votes Share Flag Tue Jan 8, 2013 Financing in 95129
Donald Steve…, Real Estate Pro in Riverside County, CA
Donald Stevens 909-428-0503 answered:
53 yr old home - West San Jose CA, current home ins deductible- 1000, premium- $365. If deductible is increased to 1500,premium is $320.
If the savings remained the same over many years it would take over 10 years of not having a claim for the lower premuim to bring you a savings. A claim in under 10 years will cost you ... more
0 votes Share Flag Fri May 25, 2012 Home Insurance in 95129
Monica Goyal…, Real Estate Pro in Cupertino, CA
Monica Goyal DRE # 01781926 answered:
I'm a signal mom that wants to find a home that I can rent to own a home in the 95129 area code or near by.
Hello,

One more thing I would like to add is to explore your options, if you are capable of purchasing a home in this area, you can get a renter who pays you rent, thus help with the ... more
0 votes Share Flag Sat Mar 17, 2012 Home Buying in 95129
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
West San Jose in flood zone?
Hi

Regarding your question on flooding do go to http://quake.abag.ca.gov/floods/

Also keep in mind that any home in a True Flood zone is required to have Flood Insurance.
This w ... more
0 votes Share Flag Sat Mar 17, 2012 Home Buying in 95129
Hassan Sabba…, Real Estate Pro in 95008
Hassan Sabbagh answered:
what is the history of address 805 railway avenue campbell, California?
Please check house number again.
0 votes Share Flag Tue Feb 21, 2012 In My Neighborhood in 95129
Hassan Sabba…, Real Estate Pro in 95008
Hassan Sabbagh answered:
does anyone know about Ordinance 28284 - secondly how much does it cost to get a permit?
See city of San Jose web site:

http://www.sanjoseca.gov/planning/zoning/secondunit.asp
0 votes Share Flag Tue Feb 21, 2012 In My Neighborhood in 95129
Gerard J. Ca…, Real Estate Pro in Spring Hill, FL
Gerard J. Carney answered:
5/1 ARM rate 2.75% vs 30 yr fixed 4.375% loan program
Take the Fixed and pay off what you can as extra toward the premium down the road, you are better off
0 votes Share Flag Thu Jul 7, 2011 Financing in 95129
John Dutra, Real Estate Pro in Fremont, CA
John Dutra answered:
Buying townhomes is fremont- Mission
Orange,

Most of the new development in Mission has been luxury home units in the $1.5m range. There are however, some nice townhouse units the Valle De La Paz complex for sale ... more
1 vote Share Flag Wed Apr 6, 2011 Home Buying in 95129
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
Hello, I am a first time buyer. Townhouse/SFH?
It all depends on your actual goals as a homeowner, Brad. If appreciation is your primary consideration, SFH generally do better than TH/Condos. If containing your monthly & repair ... more
0 votes Share Flag Wed Mar 16, 2011 Home Buying in 95129
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Backout after removing contingency and a day before COE?
Hi Setsquid

Regret to hear your problem. Clearly there is a disconnect between the County records on permitted area and Stated square footage on the MLS. Generally a listing agent ... more
0 votes Share Flag Thu Nov 18, 2010 Home Buying in 95129
Lang Lequang, Real Estate Pro in San Jose, CA
Lang Lequang answered:
Hello I have a question. Does a cash sale under Homesteps get first consideration?
It all comes down to the net amount the lender will get back after all costs, expenses, losses! Any offers that will net the lender more more more is in their favor!
0 votes Share Flag Mon Nov 15, 2010 Home Buying in 95129
RAVI, Home Buyer in Pittsburg, CA
RAVI answered:
My agent wants to remove loan contigency without loan has been approved. The tital company has taken my deposit. How come I get my money back?
I AM BUYER AND HAVE PRE APROVAL FOR LOAN HOUSE INSPECTION IS DONE APPRAISAL IS DONE WAITING FOR FINAL APROVAL FROM BANK SELLER AGENT PUSHING FOR REMOVAL OF COTIGENCY WHAT IS THAT ME HOW ... more
0 votes Share Flag Tue Oct 12, 2010 Financing in 95129
Barbara A. R…, Real Estate Pro in 23233
Barbara A. Reagan answered:
Realtors - when analyzing market trends, which is more useful to you: sales data, listings data, or a combination of the two?
Hi Matt,
I think that when you are looking at the trends you have to not only look at the sales data & listings data, but you also want to see the expired data! The active listing ... more
0 votes Share Flag Thu Sep 30, 2010 Market Conditions in 95129
James Wehner, Real Estate Pro in South Scottsdale, Sc...
James Wehner answered:
I am interested to buy a 4plex in the range 200-250k. Where in the west could I get the best bang for the buck as rents, with the understanding that?
In Arizona! There are great ROI here with multi-family homes. There is even pretty good returns on single family homes as well.

There are currently 96 four plexes in the Phoenix met ... more
0 votes Share Flag Wed Sep 29, 2010 Home Buying in 95129
Larry Goodrow, Real Estate Pro in Lincoln, CA
Larry Goodrow answered:
How does Siena@Saratoga townhomes compare with Rivermark or Whisman station townhomes?
does anyone know if the Siena of Sratoga is an approved condo complex? I am trying to do an FHA refinance and ned this one approved but thought it was a tojnwhouse not a condo, can anyo ... more
0 votes Share Flag Wed Jul 28, 2010 Home Buying in 95129
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