Home Buying in 94587 : Advice

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Dalila Garci…, Home Buyer in Riverdale, GA
Dalila Garcia-Cabrera answered:
Who's responsibility to pay unpaid property tax for a short sale house?
How do I buy a property that has been posted in the delinquent property Tax Sale, in Union City, GA.
0 votes Share Flag Thu Jul 30, 2015 Home Buying in 94587
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
what is a process to buy a for-closure home?
Hello anhthuy101, you will need to be pre-approval by getting all the required documentation and figures to run credit, DU Approval and issue a pre-approval letter to get you out shoppi ... more
0 votes Share Flag Sun May 31, 2015 Home Buying in 94587
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Spouse on Title on VA loan
More than happy to help a Vet, thanks for your service.

It seems like there is some kind of a quirky thing with VA loans like, if she is not on the loan she can not be on title. VA m ... more
0 votes Share Flag Mon May 18, 2015 Home Buying in 94587
Chris Bolts, Renter in Union City, CA
Chris Bolts answered:
I've been working for 8-9 months now. Is it true that I need to be working for 2 years before I can be approved for a mortgage loan?
I know this is 2 years later, but here's the thing that nobody mentioned above. What type of employment do you have? The lenders differentiate between employed in a salary position ve ... more
0 votes Share Flag Sun May 17, 2015 Home Buying in 94587
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
Can seller back out after all the contingencies are removed by the buyer.?
While in a contract seller legally cannot black out unless otherwise stated in the contract such as the verbage " contingent upon seller finding another house"
0 votes Share Flag Thu Jan 22, 2015 Home Buying in 94587
Randall Ortiz, Real Estate Pro in Elk Grove, CA
Randall Ortiz answered:
Loan requirements
663 isn't as bad as you think. You can definitely get a loan with that score. The lenders may charge you a little more for that score, but you should be able to get a loan. It would ... more
0 votes Share Flag Mon Jun 9, 2014 Home Buying in 94587
Jessica Aggs…, Real Estate Pro in Paso Robles, CA
Jessica Aggson answered:
what is a process to buy a for-closure home?
Hi Anthony,

There are couple different ways to buy a foreclosure. You can purchase the home at auction when the bank first takes the home back they auction the homes off in my area r ... more
0 votes Share Flag Mon Jun 9, 2014 Home Buying in 94587
Mike McLaren, Real Estate Pro in 94587
Mike McLaren answered:
What the price difference betwwen single family house with manufacture house in single family house lot?
Actually there is a small development of about 8 homes in Newark (near the center of town) that consists of manufactured homes. They blend in so well that most people are unaware of thi ... more
0 votes Share Flag Wed May 28, 2014 Home Buying in 94587
Dawn Rivera, Real Estate Pro in Fremont, CA
Dawn Rivera answered:
I get VA disability payment of 560 a month, can I take out a VA home loan for $70,000? I am making 25 percent downpayment on the original home price.
Hi Faisal, good advice below. If you want to contact me I have some good people to refer you to who do loans. Like stated below best thing id to be pre-approved by a local lender befo ... more
1 vote Share Flag Sun Jun 30, 2013 Home Buying in 94587
John Dutra, Real Estate Pro in Fremont, CA
John Dutra answered:
what are typical PMI numbers on a 10% conventional loan VS MIP numbers on an FHA loan?
Pdkat,

FHA raised their rates again this year and the MIP (mortgage insurance premium) now stands at 1.5% of the loan amount with 10% down, 1.55% with less than 10% down.

Fo ... more
0 votes Share Flag Tue Jun 25, 2013 Home Buying in 94587
Michael Koen…, Real Estate Pro in Pleasanton, CA
Michael Koenig answered:
what is the average closing cost all paid by buyer on a 360k loan in northern California? Thank you
it seems BofA is especially difficult to work with when you're dealing with their call center.

In my experience, working with a local loan officer; where you can walk into the branch ... more
1 vote Share Flag Mon Dec 17, 2012 Home Buying in 94587
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
My Uncle bought a house for me and my wife...Is there a way we can be added in the mortgage loan?
The short answer is no.

I would also be careful about messing with the financing or title since your uncle told the lender he was buying it for himself as an investment, unless he ... more
0 votes Share Flag Sat Oct 20, 2012 Home Buying in 94587
Barry Ripp, Real Estate Pro in 94536
Barry Ripp answered:
What is property taxes for area code 94587?
Hi Janna,
Yes, the property tax rate in Alameda County, and most northern Calif counties, is 1.25% of the assessed value. You can check the county website for more info: www.acgov.o ... more
0 votes Share Flag Fri Feb 24, 2012 Home Buying in 94587
Steven Fong, Real Estate Pro in Fremont, CA
Steven Fong answered:
can the buyer pays for county transfer tax?
The buyer can pay for the county transfer tax if it is agreed to in writing. Although it is customary for the seller to pay, it can be negotiated.

Steven Fong
REALTOR
Sunil Sethi ... more
0 votes Share Flag Mon Jun 27, 2011 Home Buying in 94587
Gregg, Home Buyer in California
Gregg answered:
If foreclosure procedure is initiated on a short sale transaction, do I have any legal rights or is the contract considered null and void...
Thanks for all the responses!

The property had originally been approved for short sale, but the previous potential buyer was declined due to DTI issues. Based on the previous apprais ... more
0 votes Share Flag Tue May 10, 2011 Home Buying in 94587
The Medford…, Real Estate Pro in Fremont, CA
The Medford Team answered:
I put an offer on the house that came on market on 2/25/11 and their agent is refusing to submit it to the bank. Is this legal? pls help, thank you
Mono:

At $360,000, the LIST price was right on target for the area comps. Contrary to some of the suggestions below, it is very possible to get credits from the seller when buying a ... more
0 votes Share Flag Sat Apr 9, 2011 Home Buying in 94587
Steven Fong, Real Estate Pro in Fremont, CA
Steven Fong answered:
Is there anything wrong?
From just the information provided the offers are all under asking. Sometimes sellers see offers significantly under asking as low ball offers and don't take them serious. (Some ... more
1 vote Share Flag Tue Apr 27, 2010 Home Buying in 94587
Steven Fong, Real Estate Pro in Fremont, CA
Steven Fong answered:
How is the area between Lowry and Dyer Street on Alvarado Blvd in Union City. I'm considering buying one here. Is it a safe neighborhood.?
If you are looking to the East of Alvarado Blvd between Lowry and Dyer, the residential portion is Fremont. The West side is Union City. Union City and Fremont police officers will be ... more
1 vote Share Flag Sun Apr 25, 2010 Home Buying in 94587
Keeping It R…, Home Owner in Union City, CA
Keeping It Real answered:
Union City bordering Mission Boulevard between Decoto and Whipple
Union City is Mexican gang central. If you don't mind shootings, stabbings, robberies or unsolved crime then this is your home. Decoto in particular is the East Palo Alto of the Ea ... more
0 votes Share Flag Sat Nov 21, 2009 Home Buying in 94587
Brian Ripp, Real Estate Pro in Fremont, CA
Brian Ripp answered:
Who is responsible to remove info and (interior) pictures on the web. The house I bought last year, still have pic. listed. How do i remove it?
Hi Megrdh,

You should contact your agent, and/or the listing agent of the home - and ask them to remove the photos from internet. Although there are so many websites that we put hom ... more
1 vote Share Flag Sun Oct 11, 2009 Home Buying in 94587
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