Home Buying in 94086 : Advice

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Robert Lei, Real Estate Pro in 95070
Robert Lei answered:
Buyer's agreement for 6 months?
Just tell him that you find it hard to sign an exclusivity contract with him before having worked with him. He should be ok with the two of you figuring out after a couple home tours/m ... more
0 votes Share Flag Fri Apr 25, 2014 Home Buying in 94086
Alex Greer, Real Estate Pro in California
Alex Greer answered:
Is it possible to convert a Quadplex into 4 condos?
You need to talk to the city about this. Just send me an email if you have any further questions.

Alex Greer
Loan Officer
NMLS #1056079

http://www.TheMortgageOutlet.com
408-352 ... more
0 votes Share Flag Mon Mar 31, 2014 Home Buying in 94086
Robert Lei, Real Estate Pro in 95070
Robert Lei answered:
Anyone know what will happen to the two areas that are fenced off on Evelyn going west, before you hit downtown? On the left was the old Sunnyvale
Hi Cathy,
The others are correct. Empty land is scarce here, so new communities will almost certainly be densely packed. Even if they did build single-family, most likely they will b ... more
0 votes Share Flag Fri Nov 1, 2013 Home Buying in 94086
Thekbhomedan, Home Buyer in Bradenton, FL
Thekbhomedan answered:
Evelyn Glen (KB Homes), Sunnyvale, CA. 3Bed/4Bath town home (5 years old) priced at $700K. Is it worth buying? Appreciate your response!
KB Homes is having a lot of problems in Florida. Are they having the same issues in California? Take a look at some of the pictures and videos are problems these homeowners are experien ... more
0 votes Share Flag Tue Apr 30, 2013 Home Buying in 94086
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
How are home values in the Ellis elementary school district? Would they increase or be stable over a period of time?
Real estate values are up in our area and all indicators state this trend should continue. Most analysts are stating for at least a year and then perhaps stable 3-6% increases per yea ... more
0 votes Share Flag Sat Mar 23, 2013 Home Buying in 94086
Alliance Hom…, Real Estate Pro in Sunnyvale, CA
Alliance Homes answered:
Want to purchase custom built manufactured home. I'm looking to go in on this purchase with my mom.
Unfortunately, there are not any 0% down payment loans available on manufactured homes. Financing starts at 5% down, but you cannot finance in any fees or closing costs so a 10% down lo ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in 94086
Robert Lei, Real Estate Pro in 95070
Robert Lei answered:
Looking for an independent home appraiser for Sunnyvale/Santa Clara
For what reason are you looking for an independent appraiser? Are you not happy with the appraisal value obtained by the bank's appraiser?
0 votes Share Flag Sun Nov 25, 2012 Home Buying in 94086
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
For FHA loans is it mandatory to pay PMI for 5 years even if the equity is over 20 percent of the loan value?
Good morning Ronline,

The FHA program calls it MIP: the Annual Mortgage Insurance Premium is collected in monthly installments. Borrowers must pay this premium for a minimum of 5 yea ... more
0 votes Share Flag Thu Sep 27, 2012 Home Buying in 94086
Kevin, Home Buyer in Sunnyvale, CA
Kevin created a review:
I am interested in buying a 1 bed room condo in Sunnyvale Can anyone tell me if there is any deal for 1 bed room condo in Sunnyvale right now?
0 votes Share Flag Sat Aug 18, 2012 Home Buying
Terry Bell, Real Estate Pro in Santa Rosa, CA
Terry Bell answered:
I am interested in purchasing a 2-3 bedroom townhouse in the Sunnyvale area as an investment. Can I get a positive cash flow with a 20%?
You might consider SFR homes up in the wine country north of the Bay Area, and avoid HOA dues! lots of good deals up here in Santa Rosa!
0 votes Share Flag Wed Dec 28, 2011 Home Buying in 94086
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Which location preownd evlyn glen by KB Homes in sunnyvale and boulevard by shea homes santa clara is better ? I am planning to put a offer on both.
Hi Anu:

Happy holidays.

I would go with Evelyn Glen also check other listings out

http://ruthandperry.com/Listings?operation=search&ls=REIL&predefined=1422311239

Hav ... more
0 votes Share Flag Wed Dec 28, 2011 Home Buying in 94086
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
my lender said that if I purchase a home while deployed it is considered INCOME PROPERTY since I wont occupy it until I return in 3 months.
Like that answer Ruth and Perry. Sounds like you've been there and done that.w
0 votes Share Flag Sat Oct 15, 2011 Home Buying in 94086
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
I am deployed,in contract to purchase a condo in California. However the lender is telling me this is considered "income property"
Hi Soldier Nurse

Regret to hear you are having issues while serving the country.
A, VA Loan would likely have been a better choice, however you will have to convince the lender
by ... more
0 votes Share Flag Wed Oct 12, 2011 Home Buying in 94086
Robert Lei, Real Estate Pro in 95070
Robert Lei answered:
I have a question about home appraisal. Lenders are not giving correct information.
Hi Ronline,
Just thought I'd give a little update. Recently, appraisals seem to be more apt to come in right at purchase price.
0 votes Share Flag Mon Jun 20, 2011 Home Buying in 94086
Robert Lei, Real Estate Pro in 95070
Robert Lei answered:
My parents are interested in buying a house close to Sunnyvale Downtown redevelopment because of the walk-ability to stores and bus stops
Hi Shopper,
The Caltrain runs across the northern border of downtown. If your parents are sensitive to noise you should take that into account. On the other hand, the Caltrain is a v ... more
0 votes Share Flag Mon Mar 28, 2011 Home Buying in 94086
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Can you negotiate on the list price for the KB Home Townhomes? How to go about negotiating ? How does one?
Hi Jack420

Its very important that you go to these new development community with a Realtor the first time.

Yes absolutely, the prices can be negotiated down significantly as well ... more
0 votes Share Flag Sat Oct 16, 2010 Home Buying in 94086
Murali, Home Buyer in Fremont, CA
Murali answered:
Can I cancel the 5 year MIP on a 30 year FHA loan by selling or re-financing?
On the same note, I am planning on doing the same. I just bought home 5 months back and I paid 4 payments already. Now I am planning to move to Conventional loan.
Loan amount was: $745 ... more
0 votes Share Flag Wed Oct 13, 2010 Home Buying in 94086
Kamal Randha…, Real Estate Pro in California
Kamal Randhawa answered:
Question about CA first time homebuyer credit
Hello Ron,

The program is set to expire Aug. 15th, and you need to submit your application soon as possible as the money is running out. Remember this credit only applies if you are ... more
0 votes Share Flag Sun Aug 15, 2010 Home Buying in 94086
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
is escrow paymt to be paid monthly for the life of the loan? But HOA also covers insurance so why pay insurance twice
If you are buying a condo, lenders do now require an HO6, or "walls in" policy. You do not, however, escrow for that policy, as of now. You pay that separately. Even if your c ... more
0 votes Share Flag Sat Jul 17, 2010 Home Buying in 94086
Rebekah Owen,…, Real Estate Pro in Campbell, CA
Rebekah Owen, Broker answered:
What would the impact be on the value of my home in a townhouse community if one homeowner replaced all his?
Katherine,

Unless they installed flourescent pink windows that flashed into your windows at night, I can't see how a variation in window style on someone else's townhome wo ... more
0 votes Share Flag Tue Feb 16, 2010 Home Buying in 94086
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