Home Buying in 92129 : Advice

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James Loftis, Real Estate Pro in West Palm Beach, FL
James Loftis answered:
What are the disadvantages of buying a home that is old (say by 20 years)?
Recommend that you have a good general contractor do an inspection of the property ,during the inspection period. A lot of the older home in the area are well build and have gone thru n ... more
0 votes Share Flag Fri Aug 29, 2014 Home Buying in 92129
Scott Boyer, Real Estate Pro in 80210
Scott Boyer answered:
Buying now or waiting?
There is very little inventory, but it would still be a great time to buy if you can find a place because you can likely rent out your condo for positive cash flow.
0 votes Share Flag Wed Aug 27, 2014 Home Buying in 92129
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Hello I am a single Mom looking for a 2 bed 2 bath condo or townhome in the 92129 area for my two boys and I, I have terrible credit.
I would be happy to take a look at your credit for you and counsel you for free. I have reviewed thousands of credit reports over my career and I may have some surprising suggestions.
0 votes Share Flag Wed Aug 27, 2014 Home Buying in 92129
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Where in San Diego can I buy a house that can rent out easily?
For that price point on a single family house you probably won't be in a prime rental area. But you could do OK in South County and East County.
0 votes Share Flag Wed Aug 27, 2014 Home Buying in 92129
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
How does one start their search for a real estate agents and what questions to ask to distinguish a good agent from a great agents?
Try to find out how many closings they have had this year. Talk to they a little bit and test their knowledge. Try to find a agent that REALLY knows thee neighborhood you want to buy ... more
0 votes Share Flag Wed Aug 27, 2014 Home Buying in 92129
Susan and Do…, Real Estate Pro in 92129
Susan and Dolores created a review:
Loving Rancho Penasquitos! The location is great-- with 2 major freeways close by the whole city is within 30 minutes- from d From Penasquitos its about 12 minutes to Del Mar beach with no traffic! The schools are top notch- PUSD. And of course the PQ Preserve is a treasure with its open…
0 votes Share Flag Fri Aug 9, 2013 Home Buying
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
Any advice on buying a home in Torrey highlands? We are unsure as monthly fees is high and there are no recreation facilities, parks or swimming pools
Hi Subha

First off, Torrey Highlands is ideally located just a few miles from the coast and 25 miles from Downtown San Diego. This area is home to a broad range of real estate oppor ... more
1 vote Share Flag Mon Aug 5, 2013 Home Buying in 92129
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Thank you to all you who posted answers to my questions, you guys are amazing!!!. Here's another:
You must speak with your loan officer as to what to do. You don't want to move anything around while in the process unless advised by your loan officer. Do you have a loan officer yet? ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in 92129
Randy Roberts, Real Estate Pro in Beverly Hills, CA
Randy Roberts answered:
What are ways to increase credit scores? We are >680 but believe that's not competitive enough to get a great interest rate.
Your rate with a 680 will be the same as someone with a 720, you will just have higher closing costs due to the fact it costs more points to get you the same rate.
4 votes Share Flag Tue Apr 2, 2013 Home Buying in 92129
Janet McCart…, Real Estate Pro in 92129
Janet McCarthy answered:
our loan will not be ready before the closing date. We're willing to cover the cost of utilities and melow rees, hoa. should we cover their?
Your Realtor should have submitted a request for extension of time contract to allow for the additional time it takes to get the loan.
It's becoming more common for loan to close lat ... more
0 votes Share Flag Thu Aug 16, 2012 Home Buying in 92129
Janet McCart…, Real Estate Pro in 92129
Janet McCarthy answered:
If I decide to bid on an acution, do I have to be represented by any of your agent? What is the minimum down payment and deposit to bid? Thanks.
No, you don't need an agent. However, it will help you to have an agent who can research the auction homes and give you the history and comps information. At the auction they work har ... more
0 votes Share Flag Thu Aug 16, 2012 Home Buying in 92129
Irina Karan, Real Estate Pro in 33160
Irina Karan answered:
Lender requests me to refine. my current condo where I am living in into a non-owner occupied mortgage, do I need to do that??
No one can make you do anything. However, if you are buying a new property and that one will be owner occupied, then you have to choose the property where you'll be residing as your pri ... more
1 vote Share Flag Tue May 8, 2012 Home Buying in 92129
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
I have a 2002 VA loan in WA where has been rented. Can I use VA again to purchase in San diego?
I forgot to add a question you may have after you check your COE...

Q: "What happens if I don't have enough remaining entitlement for 100% financing on a home I am buying?& ... more
0 votes Share Flag Thu Jun 23, 2011 Home Buying in 92129
Koni Scavella, Real Estate Pro in San Diego, CA
Koni Scavella answered:
How can I get the contact information for the foreclouse house I am interesed in?
Hx,

To answer your questions, I will wear my three different hats of experience. Having started 17 years ago as a foreclosure investor, I recommend starting by knocking on the door. ... more
0 votes Share Flag Thu Sep 16, 2010 Home Buying in 92129
Jeffrey Doug…, Real Estate Pro in San Diego, CA
Jeffrey Douglass answered:
I entered escrow on a condo, and then the bank turned around and sold the condo to someone else!
Dear Wings,

All good advice from the agents below. One thought, if this was a short sale many agents will open up an escrow to get a HUD-1 Statement to present to the Bank. This is ... more
0 votes Share Flag Thu Jun 24, 2010 Home Buying in 92129
Tony Francoe…, Real Estate Pro in La Jolla, CA
Tony Francoeur answered:
can you tell me if all homes in Via Pereza,San Diego, CA 92129 are sold? I am talking about home# 9555
Susan,
The last market sale for 9555 Via Pereza was in 1980, it has not been on the market since and there are currently no other properties listed on Via Pereza. 9549 Via Pereza Sol ... more
0 votes Share Flag Wed Jan 13, 2010 Home Buying in 92129
Marcie Sands, Real Estate Pro in San Diego, CA
Marcie Sands answered:
If there are two bids on a short sale home - within 5% of each other, but one has a large down payment
Matt,

Your agent should be working with you on writing the most competitive offer you can. There are terms and other items that may tip the scales in your favor, closeability being ... more
0 votes Share Flag Thu Jul 23, 2009 Home Buying in 92129
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