Financing in 92101 : Advice

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Charanjeet A…, Home Buyer in Fremont, CA
Charanjeet Ajmani answered:
Can I get a mortgage without ssn or itin?
Hi There,

Yes, you can. Here is the list of top mortgage bankers in California to work with. The down payment requirement is slightly higher and interest rates too. But it is doable ... more
0 votes Share Flag Thu Nov 13, 2014 Financing in 92101
RJ Leal, Real Estate Pro in Chula Vista, CA
RJ Leal answered:
I am looking for a portfolio loan which doesn't require a 7 year seasoning period after a foreclosure. Any ideas about a product that fits my needs?
You should be able to get an FHA loan after 3 years from a foreclosure.
0 votes Share Flag Wed Sep 24, 2014 Financing in 92101
Bryan Horn, Real Estate Pro in 92101
Bryan Horn answered:
Hi, I am interested in buying an SRO in NYC. There are tenants on the property, so my bank is not interested in lending. My credit score is over 800
this is a borderline scenario that we need more answers. feel free to contact me. thanks
0 votes Share Flag Thu May 22, 2014 Financing in 92101
Neal Akin, Real Estate Pro in San Diego, CA
Neal Akin answered:
Names of lenders that deal with unconventional lending or portfolio loans?

Try BBVA Compass Bank, my clients and I have had success with them and their portfolio products.

To gain insight as to who I am, how I conduct myself and how I take great c ... more
0 votes Share Flag Fri Apr 18, 2014 Financing in 92101
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
We are looking to refinance and take cash out. We have lots of equity and great credit but we will be first time 1099 filers Any California options?
The first time 1099 filing can be problematic. However, I often have options that will only require one year of 1099 filing to qualify you. (It would have to be after you filed your 201 ... more
1 vote Share Flag Mon Jan 20, 2014 Financing in 92101
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
what should i expect to pay in interest if the seller agrees to finace my purchase of their property?
Whatever you can negotiate. Probably a little higher than current conventional 30 year fixed rates. Seller financing is a GREAT way to go if you can do it. You reduce closing costs, ... more
1 vote Share Flag Wed Oct 19, 2011 Financing in 92101
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
2% origination fee question.
I'm a little late in the game with this answer but hopefully it will add to piece of mind. What you have been quoted is fair for a condo. A 2% origination on a 140K loan amount is ... more
0 votes Share Flag Sun Apr 10, 2011 Financing in 92101
Gene Mundt, Real Estate Pro in 60451
Gene Mundt answered:
What is the minimum requirement for down payment recently in order to get a loan?

Congratulations on your fantastic FICO credit scores. They are truly something to be proud of!

The answer regarding the FHA-insured loans is right on the mark. With only ... more
0 votes Share Flag Thu Apr 23, 2009 Financing in 92101
Luxury Mortg…, Real Estate Pro in 89109
Luxury Mortgage Group answered:
Is there one particular lender known to specialize in high rise condos?
Financing a luxury highrise condo is not the same as financing a single family home. You need a lender that is a *high rise mortgage specialist* on your side to deliver you all availabl ... more
0 votes Share Flag Mon Jul 16, 2007 Financing in 92101
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