Home Buying in 60615 : Advice

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Lowell Sterl…, Real Estate Pro in Dallas, TX
Lowell Sterling answered:
Still Waiting on Wells Fargo.
I know from working with them that there is not a program for borrowers with scores below 620 in their portfolio. Its best to talk with a broker / Lender who has that loan in their port ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in 60615
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
I did all 3 credit score on 6/19/11. Equifax 610,TransUnion 604, Experian 596. What is the credit for buying a home?
Hi Mary:


Please let me know if you are still looking to get prequalified. We work with lenders that allow for scores as low as 580! Please visit our website www.smartmortgageinc. ... more
0 votes Share Flag Fri Mar 8, 2013 Home Buying in 60615
Terry  Perdue, Real Estate Pro in Chicago, IL
Terry Perdue answered:
Is buying a Condo in Hyde Park, IL a good idea?. I am a first time home buyer wanting to purchase a condo for
Any home purchase is a good idea, whether you are in Hyde Park or West of Hyde Park, it is a good idea. If that is the home for your, purchase it and enjoy. Hyde Park has a lot of featu ... more
0 votes Share Flag Fri Nov 9, 2012 Home Buying in 60615
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
Mortgage Loan Alternatives
Get yourself pre approved an let a profeesional tell you whatyour options are.
Contrary to popular belief, banks are lending. FHA loans can be obtained for as little as 3.5% down and ... more
0 votes Share Flag Fri Jun 8, 2012 Home Buying in 60615
Margaret Has…, Real Estate Pro in 33543
Margaret Hassani answered:
The second lien holder has accepted our offer on a short sale but...
Yes. This is a good sign and I would be optimistic.
0 votes Share Flag Sun Aug 7, 2011 Home Buying in 60615
Michael Cline, Real Estate Pro in Chicago, IL
Michael Cline answered:
What do underwriters look for in manual underwriting a a mortgage?
Levar,

All loans are manually underwritten. That simply means the underwriter will verify and double check EVERYTHING including your income, employment, credit, assets, appraisal, e ... more
0 votes Share Flag Sun Jan 16, 2011 Home Buying in 60615
Mike McCallum, Real Estate Pro in North Center, Chicago,...
Mike McCallum answered:
I am trying to by a condo.The contract was signed,earnest check delvered , inspection done, but the property is still being showed.What gives?!!!?
I wouldn't worry too much about it being shown. If you have a fully executed contract they can't sell it to someone else unless you can't get your financing in time. Fo ... more
0 votes Share Flag Mon Nov 16, 2009 Home Buying in 60615
Maria Clark, Real Estate Pro in Chicago, IL
Maria Clark answered:
Will I have trouble renting out and making a profit on a 2 bed condo in Hyde Park, IL near Univ of Chicago if I decide to buy?
Dear Kmhaley:

I am very familiar with Hyde Park. Yes, I do believe you can purchase a 2 bedroom condo as an investment property. It is important you find a unique and well maintaine ... more
0 votes Share Flag Sun Oct 25, 2009 Home Buying in 60615
Christopher.…, Real Estate Pro in Chicago, IL
Christopher.Thomas answered:
Which website should you trust when it has the price listed for a home I saw a property listed and there were
Dear Bob,

Most non-MLS sites do not update their listing information in real time. In the case of Realtor.com, they only guarantee that they will update their information within 72 ... more
0 votes Share Flag Wed Mar 11, 2009 Home Buying in 60615
Name, Home Buyer in Chicago, IL
Name asked:
Would someone please explain to me the HUGE markup of properties in Hyde Park and Kenwood by the local and I? mean local (those located professionally in Hyde Park and Kenwood) of the properties. For example( and there are many- not just an isolated few), homes listed for $1,200,000 actually sell…
0 votes Share Flag Sun Nov 9, 2008 Home Buying in 60615
Margie Smigel, Real Estate Pro in 60605
Margie Smigel answered:
What is the better buy in Hyde Park - a two storey SFH (duplex) that needs about $70K of work (list price?
The big question is where did you get the numbers for renovation? Have you carefully inspected both properties? You might have thought that you'd have to update the interiors, but you ... more
1 vote Share Flag Mon Oct 27, 2008 Home Buying in 60615
Margie Smigel, Real Estate Pro in 60605
Margie Smigel answered:
what is the average price per square foot for a single family house (free standing or semi attached home) in?
The interesting aspect of the Hyde Park / Kenwood neighborhood is that free standing houses DON'T sell by the square foot price. Before the 1990's, almost 80% of the housing stock in t ... more
0 votes Share Flag Mon Oct 27, 2008 Home Buying in 60615
Laurie Chris…, Real Estate Pro in Oak Park, IL
Laurie Christofano answered:
Can a board right to refuse a owner for 1st right of refusal harm the board in any way if it is ammended by?
In my market (Oak Park) we are seeing buildings whose bylaws have a "right of 1st refusal" clause actually decline in value because these units cannot be approved for FHA financing, a m ... more
0 votes Share Flag Mon Jun 30, 2008 Home Buying in 60615
RCWessel & A…, Real Estate Pro in 60525
RCWessel & Associates, Ltd. answered:
Has 5436 S. Indiana, Unit 1 has been sold.
This unit is back on market for $215000. PM me for rebate info
0 votes Share Flag Mon Mar 17, 2008 Home Buying in 60615
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