Foreclosure in 33141 : Advice

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Stephanie Le…, Real Estate Pro in Miami Lakes, FL
Stephanie Leon PA 786-574-3928 answered:
What if I've changed my mind for now about signing paperwork for deed and lieu can I resign later?
If you are facing foreclosure a deed in lieu option to avoid foreclosure. Some lenders offer a deed in lieu with a lease hold back (deed for Lease). Meaning you surrender your home but ... more
0 votes Share Flag Wed Dec 10, 2014 Foreclosure in 33141
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Some owners including me are to believe that our building is not going to survive.
This question was posted in 2009.
Those were uncertain times.
Now it is 2014.
Roger may still be living in his building.
1 vote Share Flag Tue Mar 18, 2014 Foreclosure in 33141
Mott Kornicki, Real Estate Pro in 33154
Mott Kornicki answered:
Hi I am looking for Realtors that have listed and non-listed short sale deals. I am a cash buyer and Realtors working with me make 6-9%..If you need
Our office has 30 short-sale and pre-foreclosures in house today!

We are getting multiple offers on each and everyone of these properties. Our inventory ranges in price from 150K to ... more
0 votes Share Flag Mon Mar 17, 2014 Foreclosure in 33141
Mott Kornicki, Real Estate Pro in 33154
Mott Kornicki answered:
how long does it tke a lender to approve a loan modification?
Lenders are not very motivated or anxious to expedite a loan modification that contradicts the original terms and conditions of a loan. Makes sense, right?

When borrowers initially m ... more
0 votes Share Flag Mon Mar 17, 2014 Foreclosure in 33141
Alex Bolanos, Real Estate Pro in Miami, FL
Alex Bolanos answered:
When is the right time to ask for deed in lieu of foreclosure! This is my primary residence!
What ended up happening with this? Share you experience if you can as it will help others that are in similar situations!
0 votes Share Flag Fri Aug 9, 2013 Foreclosure in 33141
Jack Bakal, Home Buyer in New York, NY
Jack Bakal answered:
how do I bid on this property from out of state?
Mason was a wonderful broker interested in my needs and very honest. With my busy business,he worked to make everything easy. I would recommennd him to any one. When it came to the clos ... more
0 votes Share Flag Sun Feb 12, 2012 Foreclosure in 33141
Iris I. Rome…, Real Estate Pro in 33155
Iris I. Romero answered:
I have received an act 91 notice in july we pay pmi fees and have moved out my lawyer says to rent out the house to profit ubtil the house forecloses.
If the advice that your attorney gave you was to not pay the mortgage and "abandon" your home by renting the property, then I will suggest that you get a second opinion from a ... more
1 vote Share Flag Fri Nov 4, 2011 Foreclosure in 33141
Christine B, Other/Just Looking in Texas
Christine B answered:
What happens if nobody continues to buy condos in our building? We have 60% foreclosures including
Hi Luna,

I am a cash Buyer and am currently looking in Miami Beach. What I find interesting is that many buildings have strict rules on short-term leases and yet there is a dearth of ... more
0 votes Share Flag Thu Apr 7, 2011 Foreclosure in 33141
Javier Olmedo, Real Estate Pro in Coral Gables, FL
Javier Olmedo answered:
I was wondering if this is how Miami (or any) REO purchases go?
Max,

Wow - that is what cam to mind and I'm sorry for that. That is not typical nor should it be allowed. I can tell you that being on the other side is no fun either. I hav ... more
0 votes Share Flag Mon Jan 25, 2010 Foreclosure in 33141
Sandra Cotes, Real Estate Pro in Miami, FL
Sandra Cotes answered:
This question may be stupid and i may know the answer myself, but i need opinions. I live in my condo and i owe 3500 late payments to Chase. The loan
The Best that I recomend you is to contact an attorney , who handles Loans Modifications , They have the expertise to negotiate with the Bank for you , Try with a Professional, Because ... more
0 votes Share Flag Fri Nov 27, 2009 Foreclosure in 33141
Patrick Casey, Real Estate Pro in Miami Beach, FL
Patrick Casey answered:
Ok one more time: My condo payments are 3-4 month behind. I lost my job and only work 1-2 days a week.
Hi Sarah,

Perhaps my website http://www.PeaceofMindinParadise.com can provide some information and answers.

Patrick Casey
MW & Associates
305-968-7557
0 votes Share Flag Fri Nov 13, 2009 Foreclosure in 33141
Sonia Barrera, Real Estate Pro in 33183
Sonia Barrera answered:
Can i list my condo as a short sale price even though i received foreclosure mail from my lender?
Sure you can!! you must first notify your Lender about your idea of lisiting the property and notify them about the agent taking care of the transaction. Most of the Lenders they dont h ... more
0 votes Share Flag Thu Oct 29, 2009 Foreclosure in 33141
Miami FL sho…, Real Estate Pro in Pembroke Pines, FL
Miami FL short sale realtor specialist answered:
Will the banks that got bailouts ever help the property owners by reducing the total?
Hi this is understandably a very tough situation and there are a lot of banks not granting loan mods. If all else fails ,we buy pre forclosure property and maybe able to help you avoid ... more
0 votes Share Flag Wed Oct 28, 2009 Foreclosure in 33141
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
our condo bldg is going into foreclosure. the developer owns 51 units in a115 unit bldg. we are waiting for a
Assuming this is a foreclosure (bank has seized the unsold units because the builder has not paid their construction loan). The lender will assign a Realtor to sell the unsold units. Wh ... more
0 votes Share Flag Tue Jul 7, 2009 Foreclosure in 33141
Fred Griffin, Real Estate Pro in Tallahassee, FL
Fred Griffin answered:
How can i take my bank serious? I have a loan with a popular bank. When i got laid off from work i made my?
Hi, Sarah

The following is said with compassion and respect, and understanding of your frustration:

1. Find out who the Mortgage Holder is today.
As said below, the Mortgage ... more
0 votes Share Flag Mon Jun 29, 2009 Foreclosure in 33141
Keith Manson-…, Real Estate Pro in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
I am 4 month late on my mortgage because i got laid off many month ago. I just sent a half payment to
To address how the banks handle funds. Typically if you do not send in the full payment they can not apply the funds to your loan. They only why they can keep the funds is to park the ... more
0 votes Share Flag Tue Jun 23, 2009 Foreclosure in 33141
Lisa Jones,…, Real Estate Pro in 32726
Lisa Jones, CDPE, GRI, SFR answered:
How does PMI (mortgage insurance) affect short sale of foreclosure? will the bank still try for a judgement?
In a recent transaction that I am handling, the lender approved the short sale, but they made it conditioned upon a payment to the MI company. The seller had to either had to agree to r ... more
0 votes Share Flag Fri Jun 5, 2009 Foreclosure in 33141
Goat,  in Denmark, IA
Goat answered:
are the proptaxes going to be reduced for 2009? Just because the values of homes are so much lower now?
Expect property and every other kind of tax to go thru the roof.

Make certain that you reduce your offer price substantially so as to account for excessive taxation.

You are a cas ... more
0 votes Share Flag Sun May 31, 2009 Foreclosure in 33141
Jerel Washin…, Real Estate Pro in Princeton, NJ
Jerel Washington answered:
I am 4 month behind with all bills involved with my condo. I am trying to find a tenant so i can slowly pay
Everything Don says is TRUE!!!! Good work Don.

Banks will only work with you when you are behind it seems. Therefore, advertise on all the free sites i.e. Craigslist, BackPages, Ya ... more
0 votes Share Flag Sat May 30, 2009 Foreclosure in 33141
., Real Estate Pro in Jupiter, FL
. answered:
If the lender approves my modification and my loan amount is less, what happens if i find a renter after
You should check out the terms of your loan modification but I can't imagine if you get a renter that the lender will even notice. All the lender wants to be assured of is that they wil ... more
0 votes Share Flag Sun May 24, 2009 Foreclosure in 33141
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