Home Buying in 30040 : Advice

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Mynewhome2003, Home Buyer in Cumming, GA
Mynewhome2003 answered:
I am intrested in the Whitfield community by Legendary homes in cumming ga, 30040.
I would say think many times before you buy from legendary... They will trick you from sale to warranty service. Horrible service. All sales agent , broken all are fooling customer.
0 votes Share Flag Tue Aug 19, 2014 Home Buying in 30040
Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
Looking for a home with no money down excellent credit
Hi!

There is 100% financing and several other options for very low down payments (maybe $1500 or so).

Give me a call to discuss & I can refer you to the lender that offers eac ... more
0 votes Share Flag Mon Jun 23, 2014 Home Buying in 30040
Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
interested to buy an owner financed home in 800K range with 20%down, have a good paying job but 1099. cant get conv loan
Hi Vichi,

I have lender that is doing stated income for 600k+. I believe he said 70% LTV, but I will need to double check. Give me a call if you're still looking for financing.
... more
0 votes Share Flag Thu Jun 5, 2014 Home Buying in 30040
Melanie Gurl…, Real Estate Pro in Cumming, GA
Melanie Gurley answered:
If 2 independent companies have declared mold remediation successful, is a home's resale value adversely affected?
To answer your question about future issues with selling your home, I would say the answer is no, it should not effect the resale of your home... If the following are true:

1. After ... more
0 votes Share Flag Thu Jan 2, 2014 Home Buying in 30040
Brian Brown, Real Estate Pro in Marietta, GA
Brian Brown answered:
any lenders out there able to get a 3% down, LPMI loan. credit score is 788. This will be a purchase for primary residence.
Unless you have a portfolio lender, you won't find 97% LTV - Fannie Mae did away with that last month. You can do Lender Paid MI but as Rodney stated below, it may not be best option - ... more
0 votes Share Flag Tue Dec 3, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
Can builder cancel my contract without reasons?
It depends on your contract. Do you have an agent representing you? Did you have an attorney review your contract? Let me know if I can help.

Al Casey
678-725-0849
0 votes Share Flag Thu Sep 19, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
what is the house value in cumming ga 30040 for 5 bed 4 bath with unfinished basement, bricks in front, hard wood floor at 1st leve?
Patel,
It depends on more factors than you have listed! It could be 200K+ or as much as 500K. I would be happy to help you find the home that fits your needs. That's what agents do at ... more
0 votes Share Flag Thu Sep 19, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
factors to consider before buying
Sandy,
First prequalification. Know what you can buy and then determine what payment you are comfortable with.
Second determine what conditions are most to least important. Type of ho ... more
0 votes Share Flag Thu Sep 19, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
Owner / builder financing > 500 k in Cumming
Denise,
I am unaware of anyone offering owner finance in this price range. You must be careful if you do find an owner finance opportunity. Be sure you will get clear title to the home ... more
0 votes Share Flag Thu Sep 19, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
Can I buy a home after I have a short sale?
The short answer is yes! The time limit would depend on the conditions of your short sale and when it was recorded. A loan professional is your best resource to research this with you a ... more
0 votes Share Flag Thu Sep 19, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
JEH builder: how do you comment on homes build by them?
JEH Homes is a local builder operating in the south forsyth north fulton area which allows them to keep operating costs lower than the big builders. They build quality homes comparable ... more
1 vote Share Flag Wed Sep 18, 2013 Home Buying in 30040
Larry Cude, Real Estate Pro in Cumming, GA
Larry Cude created a review:
Area Sales Summary Numbers are in for December 2012 and they are impressive. These are terrific numbers posted for just the detached homes in both Forsyth and North Fulton counties in Greater Atlanta. Attached housing including condos and…
0 votes Share Flag Thu Feb 7, 2013 Home Buying
Ken D'Ademo,…, Real Estate Pro in 06460
Ken D'Ademo, GRI,CDPE answered:
How do I search for lots on this website?
Why use trulia to find current market offerings. Contact a REALTOR to help you in your search. A buyers agent can help you locate the most up to date listings, and those who speciali ... more
0 votes Share Flag Thu Feb 16, 2012 Home Buying in 30040
Jeff Harper, Real Estate Pro in Flowery Branch, GA
Jeff Harper answered:
What will usually the builders do, in this current market, when the appraisal value comes in much lower than the actual sales price?
The first step in this situation is to get a copy of the appraisal and check it for errors. Sometimes the comparable properties used are not the most similar to the subject. Sometimes m ... more
0 votes Share Flag Mon Apr 19, 2010 Home Buying in 30040
Deryk Harper, Real Estate Pro in Alpharetta, GA
Deryk Harper answered:
Appraisal value is 16K less than the Sales price ....
Congratulations Sukanya,
That sounds like a win-win situation for both sides. Hope you and your family create many happy memories in your first new home.
Deryk
0 votes Share Flag Sat Jan 30, 2010 Home Buying in 30040
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
In today's market, will the builder refuse to close the house if the appraisal value is lower than market value?
Only terms of contract can govern what can take place. Ask your buyers agent resolve these issues.

Lender won't issue a loan if over valued so only two things can take place: ... more
0 votes Share Flag Wed Jan 27, 2010 Home Buying in 30040
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