Home Buying in 22201 : Advice

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Kelly Putz, Real Estate Pro in 22207
Kelly Putz answered:
My boyfriend want to be on the deed even though I am getting the loan and paying the majority of the closing cost
Hi Liz,

It looks like you probably have already closed on this, but for anyone else considering doing this - DON'T. If the loan is in your name only, there is no reason for anyone el ... more
0 votes Share Flag Sat Apr 11, 2015 Home Buying in 22201
Zac Dennehy, Real Estate Pro in Fairfax, VA
Zac Dennehy answered:
I have a bad credit but I do have a job and I'm making between 2,500 to 3,000 a month. My question is can qualify to purchase a house
Hello Paul,

I am a Senior Loan Officer for a local lender in Fairfax, VA. There are many factors that go into a pre-approval, but I would be happy to take a look for you. At this poi ... more
0 votes Share Flag Mon Aug 18, 2014 Home Buying in 22201
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
spouse and I are purchasing property we are listed as tenants by entirety with right to survivorship not tenants in common but we have 3 kid.
This is absolutely a legal question. If you won property and have children you need a will. Sit down with an attorney and start discussing it.
0 votes Share Flag Fri Jul 25, 2014 Home Buying in 22201
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If anything happens to me I want my kids to get my portion what should I do? The title deed has us listed as tenants by entirety with right to
Why are you here, you really should be consulting with an attorney and not relying on online information....
0 votes Share Flag Fri Jul 25, 2014 Home Buying in 22201
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
If anything happens to me I want my kids to get my portion what should I do? The title deed has us listed as tenants by entirety with right to
this legal question is best answered by an attorney.........no need to finish the question
0 votes Share Flag Thu Jul 24, 2014 Home Buying in 22201
Matt Leighton, Real Estate Pro in Arlington, VA
Matt Leighton answered:
im looking apartments
Be sure to look at condos too. Sometimes you get a better deal by working directly with the landlord as opposed to a large management company.
0 votes Share Flag Fri Jul 18, 2014 Home Buying in 22201
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Bank wants my name off the deed
Cheri,
There are safe, legal ways to address this, but you need to get an attorney or Escrow to help you. One consideration would be a prenuptial agreement specifying this issue only ... more
0 votes Share Flag Sat Jun 14, 2014 Home Buying in 22201
George Ecker…, Real Estate Pro in District of Columbia
George Eckerle answered:
My fiancé and I are going to purchase a home and he wants to put the home in his business name only. How would that affect me?
I agree with the fine answers provided below about needing to check with an attorney. Above and beyond the question of what would happen to your interests if you divorced, or never mar ... more
0 votes Share Flag Thu Mar 6, 2014 Home Buying in 22201
pepperjust, Home Owner in Ward, AR
pepperjust answered:
Name on Mortgage and Title - can I add my wifes name later? Can we use middle names on the tile?
my house is paid for. my question is can i transfer my title to my chrilden?
0 votes Share Flag Mon Jan 20, 2014 Home Buying in 22201
Chris Ognek…, Real Estate Pro in 22025
Chris Ognek Best of Trulia answered:
if a refinance is approved only on one spouse's credit worithness can the other spouse be added to the new morgage name on the deed.
If for some reason the lender you are working with does not allow the spouse to be on the deed because they are not on the mortgage, you can do a quit claim deed after closing. You can ... more
0 votes Share Flag Mon Aug 26, 2013 Home Buying in 22201
Title Agent…, Real Estate Pro in Kansas City, MO
Title Agent 64055 answered:
how to remove a home equity lien against a home when the bank is no longer in business and no documentation is available that shows the loan was paid?
I work for a title company and ths happens quite often. The trick is to find the successor of the bank. Try the governments website for old banks. Called the FDIC Bank Find.
http://www ... more
0 votes Share Flag Wed Aug 14, 2013 Home Buying in 22201
Title Agent…, Real Estate Pro in Kansas City, MO
Title Agent 64055 answered:
If we buying a house with cash...I mean paying off the house, can both of us on the deed without being married?
Sure you can. You can take title together as tenants in common or joint tenants. Joint Tenancy ensures that the full interest of the property passes to the survivor of the two, while Te ... more
0 votes Share Flag Wed Aug 14, 2013 Home Buying in 22201
Gary Hughes, Real Estate Pro in Arlington County, VA
Gary Hughes answered:
How do I make sure my mom doesn't lose her house when my father passes away?
My suggestion: See an elder law / estate planning attorney. Make sure the attorney is a member of NAELA (National Association of Elder Law Attorneys) Based on what you have said the ... more
0 votes Share Flag Tue Aug 6, 2013 Home Buying in 22201
Thomas Moser, Real Estate Pro in East Northport, NY
Thomas Moser answered:
how can i add my spouse to the deed on my house and all of my properties?
What you need to do is see a lawyer. This is not something that you should try to do yourself.
0 votes Share Flag Thu Jul 4, 2013 Home Buying in 22201
Christina Ha…, Real Estate Pro in Morristown, TN
Christina Hayes answered:
My boyfriend & I are going to refi his home together . Im putting $ down at refi. What must I put in our agreement to make sure I will be?
Is the loan in both your names? Are you both going on the title of the home or deed? Then you will be an owner.. Talk to the title company doing the closing, and the lender doing the lo ... more
0 votes Share Flag Sat Jun 22, 2013 Home Buying in 22201
Sara Rubida, Real Estate Pro in 22207
Sara Rubida answered:
If you are named on a joint mortgage document are you legally bound to pay half of the mortgage?
Lenders don't accept half a mortgage payment. If you are on the mortgage, as I understand it (being a real estate agent rather than a loan officer), you are liable for the full mortgage ... more
0 votes Share Flag Tue Feb 5, 2013 Home Buying in 22201
Mandy nickso…, Real Estate Pro in Vienna, VA
Mandy nicksolat answered:
I'm buying a house FSBO from a friend, but we've had a bit of sticky questions arising out of what conveys. Does the porch swing normally convey?
some swing sets are attached to the ceiling and or screwed to the floor. so long as they are attached to something else they must stay- if they are loose and not attached , hooked to a ... more
0 votes Share Flag Tue Nov 13, 2012 Home Buying in 22201
Jeffrey Lube…, Real Estate Pro in 20176
Jeffrey Lubell answered:
i would like to move and sell my house to another i was wondering if i added there name to the mortage too.
There is a process called Contract for Deed. This may be something that can help you with your request. You really want to speak with someone who understands all the details. A Real Est ... more
0 votes Share Flag Fri Oct 19, 2012 Home Buying in 22201
Violetj, Renter in Oakland Ave/Harrison...
Violetj answered:
My boyfriend and i are buying a home. Can my name go on the house deed if it isnt on the mortgage?
i would like to move in with my partner who already has a mortgage but we would like to refinance- can we use my income and her credit to refinance with both of us on the loan?
0 votes Share Flag Sun Jul 29, 2012 Home Buying in 22201
Rita, Home Buyer in Fancy Gap, VA
Rita answered:
Our first lender was country wide and bank of america took over our loan and we make payments to bank of america. Now our house is underwater and we g
Loans were bought and sold as part of the credit default swaps so your original loan was probably resold. If you have received a letter of default then you need to contact a lawyer as l ... more
0 votes Share Flag Tue Jul 3, 2012 Home Buying in 22201
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