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Voices Member,  in
Voices Member answered:
looking for first time home buyer grants
Are there any new grants for people from pa moving to de..or does one really exist..
0 votes Share Flag Sun Aug 12, 2012 Home Buying in 08081
Eric Axelson, Real Estate Pro in Philadelphia, PA
Eric Axelson answered:
I have a pretty unique situation.
Hi Jay, I have a guy who can help. In addition, with your wife's income, it sounds like my firm may be a good fit for you. While we do represent all price ranges, we specialize in luxur ... more
0 votes Share Flag Tue Jul 3, 2012 Home Buying in 08081
Larry Sarlo…, Real Estate Pro in Camden County, NJ
Larry Sarlo 609-868-1171 answered:
what does it mean when told the short sale has gone into review by the bank?
Again I would require some authentication of where you are in the process. If the bank accepted your counter get a copy of that in writing. This way you are not guessing and confusin ... more
0 votes Share Flag Thu Jun 28, 2012 Home Buying in 08081
Joseph Mulli…, Real Estate Pro in New Jersey
Joseph Mullica answered:
What parts of Sicklerville are a part of Gloucester Township? We DON'T want a house in Winslow Township
The post office system in South Jersey is a very confusing and overlapping.
The boundry for Gloucester Township is Berlin Cross Keys Rd from Kearsley Rd near the Camden County Technic ... more
0 votes Share Flag Wed Jun 13, 2012 Home Buying in 08081
Brettthe Mor…, Other/Just Looking in New Jersey
Brettthe Mortgageguru answered:
I am looking for a sub 620 first time homebuyer loan
Hi James. I work for Wells Fargo Home Mortgage. We go down to 600 scores with only 3.5% down. I also offer a program that is 2% down with NO MI. Ms. De La Cruz was incorrect to say ... more
0 votes Share Flag Fri May 18, 2012 Home Buying in 08081
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I want to buy a home in Sicklerville credit score really low so thinking about rent to own. want a nice home but a reasonable pymt. can any1 help me?
I strongly recommend you review your finances, especially your credit, and take your time to prepare for the homeownership experience. Buying a home and taking on a mortgage loan is a ... more
1 vote Share Flag Thu May 3, 2012 Home Buying in 08081
John Bancey…, Real Estate Pro in Kenilworth, NJ
John Bancey 908-577-8184 answered:
looking for a rent to own Realtor in the sicklerville nj area.
Rent to own also known as rental-purchase. Hope you get what you want....JB
0 votes Share Flag Wed Aug 10, 2011 Home Buying in 08081
Jeff Onofrio, Real Estate Pro in Mount Laurel, NJ
Jeff Onofrio answered:
I am interested in a wellsfargo 100% mortgage financing, or a mortgage provider that offer 100 percent fianincing
I can help using USDA or VA if you and the property qualify. There are additional ways we can get you to 100% using county and state programs.

Feel free to give me a call and I wi ... more
0 votes Share Flag Fri Aug 5, 2011 Home Buying in 08081
John Sacktig, Real Estate Pro in East Brunswick, NJ
John Sacktig answered:
Must there be an offer from a buyer to start the short sale process?
Fi -

The process begins when you list your home for sale as a short sale. Your Realtor should be working with you to discuss and help you arrange the paperwork necessary to preset t ... more
1 vote Share Flag Wed Aug 3, 2011 Home Buying in 08081
Lisa Reeves, Real Estate Pro in Tampa, FL
Lisa Reeves answered:
in a short sale situation, what does it mean when when told that papers have been filed?
Papers have been filed may mean a few things. The most likely is that the foreclosure action has been started with the court. These means the Lis Pendens has been filed or papers have b ... more
0 votes Share Flag Tue Jul 26, 2011 Home Buying in 08081
Robert Green…, Real Estate Pro in Cherry Hill, NJ
Robert Greenblatt, MBA answered:
Do anyone has a list of New Jersey first time homebuyer grants?
Hi James. There are a lot of different programs, depending on location and your needs. Some towns in this area also have a "work where you live" program. Call me, I can hel ... more
0 votes Share Flag Tue Jul 19, 2011 Home Buying in 08081
Joseph Mulli…, Real Estate Pro in New Jersey
Joseph Mullica answered:
why are alot of homes available in the spring valley development in sicklerville, nj?
It's great to see you are doing your homework. There are many resources available that will give you statistics from population and education to employment and the types of pickles ... more
0 votes Share Flag Tue Jun 14, 2011 Home Buying in 08081
Joseph Mulli…, Real Estate Pro in New Jersey
Joseph Mullica answered:
Sub 620 FICO Score FHA Lenders in new jersey
5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect you ... more
0 votes Share Flag Tue Jun 14, 2011 Home Buying in 08081
Mary Petti-A…, Real Estate Pro in 08820
Mary Petti-ABR,SFR, Relocation answered:
We are in the process of buying a short sale property and the bank is negiotiating the price with us, is it okay to counter offer the bank back?
Kelly,

I answered previously but my IPad did not send the entire reply. UGH

As others have said, you CAN try to negotiate, but this will also delay the process. Unless the house ... more
0 votes Share Flag Mon May 16, 2011 Home Buying in 08081
Premal P Par…, Real Estate Pro in 08053
Premal P Parekh answered:
which agent has sold most houses in sicklerville,nj?
Important point is you need an agent who is going to communicate with you on a regular basis and does his best to sell your house. Please let me know if I can be of help to you.
0 votes Share Flag Fri Apr 2, 2010 Home Selling in 08081
Jerry Barker, Real Estate Pro in Atlantic City, NJ
Jerry Barker answered:
any good lease to purchase single family 4 b/r in winslow,sicklerville or any in camden or gloucester counties?
None that I know of, but there some great deals out there in that area right now, and the 8000 tax credit is still up for grabs if you can get under contract before the end of this mont ... more
0 votes Share Flag Fri Apr 2, 2010 Home Buying in 08081
Elisa Dewees…, Real Estate Pro in Cherry Hill, NJ
Elisa Dewees/Realtor answered:
my landlord is selling, she wants to put a lock box on the door, can I request her not to
One more note added to the already great answers: there is a lockbox permission form that must be signed by you as the tenant to allow a box to be put on the property!
0 votes Share Flag Sun Mar 28, 2010 Home Buying in 08081
Voices Member,  in
Voices Member answered:
We are moving to Turnersville,Sicklersville and or Cross Keys area, and are trying to decide to buy, rent or
If you are planning on being in the home for just 2 years or a bit longer, you must consider the costs involved in buying a home. Weigh that against any advantages and see where you sta ... more
0 votes Share Flag Sat Nov 21, 2009 Home Buying in 08081
Voices Member,  in
Voices Member answered:
If I was pre-approved for $300,000 and the house was selling for $225,000, can I borrow $275,000 against the
Hello Shanise,

If you are thinking about just the basic FHA mortgage, the answer is "no."

Under current guidelines, FHA lenders will approve a maximum base mortgage lo ... more
0 votes Share Flag Sat Nov 21, 2009 Financing in 08081
Joe Montenig…, Real Estate Pro in Washington Township,...
Joe Montenigro answered:
i am married and my wife is buying the home and wants to add me on the title. Is my past depts gonna come bak and put alein on the house?
In short, yes your past debts could attach to the house. Even if your not on the deed/ title, as the marital residence you have an interest in the house and when your wife goes to se ... more
0 votes Share Flag Wed Nov 11, 2009 Home Buying in 08081
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