The best way to learn the answers to the questions is to ask for a Seller's Disclosure on the property. Just because that information is stated, doesn't mean that the bank has had it inspected. It could just mean that the problem is so obvious that it can be seen by the naked eye and the listing broker felt that it should be disclosed.
As for your other questions regarding cost and safety, there are experts in the process of mold remediation who would be best able to adequately answer those questions.
If you decide that you would like to work with a buyer's agent who could represent your interests, please don't hesitate to give me a call. I'd be happy to assist you with these, and other relevant matters regarding the home purchase process. I've handled many short sales on both sides of the transaction and have been an agent for almost 10 years. You may view my profile at www.activerain.com/voorheesbroker
Kimberly Thomas, Broker-associate
Brown & Pope Realtors
2105 Voorhees Town Center
Voorhees, NJ 08043
Hi PS. Your best bet is to find a reputable mortgage representative who can assess your particular financial situation. Credit scores are only one factor that goes into the equation. There are also many programs out there such as special deals for first time home buyers. Weichert has financial experts in the office or we have several very reputable companies who work hard to get you approved for the best rate and the least aggravation.
Regardless of whether it's a conventional loan or FHA you can always work into the contract that the sellers will offer assistance with closing costs.
If you have any additional questions, I'd be happy to help you
Weichert Cherry Hill
856 816-1510... more
There is no problem to obtain a loan as a non-immigrant. Any green card holder can get a loan and in fact with your H1B visa you can also get a loan. Of course it would be prudent to gate your green card prior to buying a home. Dan Sukhia... more
I think you are putting the cart before the horse. You will be in a much better position to buy a home if you first have your own on the market, and ideally you should have a contract on it before you make an offer on another home.
In the situation you described, you are getting yourself into a bidding war, and it is one that you really can't win. Even if you get your offer accepted, which is a real longshot if you make the offer with a contingency, you still have to sell your home before you can buy the new one. Only now, you'll be selling your home under pressure.
If you're serious about moving, put your home on the market now. You can go ahead and start looking at homes with your Realtor in the meantime, but wait until you have a contract until you actually make an offer on a home.
I've seen too many people do it the other way, and it goes a whole lot smoother when you sell first and then buy.
Good luck, and if you have any questions, you can email me at: Bob@SellitWithBob.com
Crazy Deals out there. $200K and Under.All these properties are $200K and under with taxes under $5k. Lots of deals out there.
I would definitely suggest that you and the current owner use your own Real Estate agents. There is just so much that is involved with the purchase of a home it is almost always a good idea to have the expertise of an agent to help with the sale. I hear it all the time when a seller and buyer do this on their own someone ends up not being happy with the results in the end.... more
Paul this is not a question you should pose to buyers but to your attorney or the board of realtors legal hotline. Your clients in this situation are your potential lawsuits of tomorrow iwhen representing 2 buyers on the same property, someone is not going to be happy and that usually leads to threats of suits. You will need both to sign an additional disclosure where they both acknowledge you are representing more than one party. Somewhere the time will come they both make offers, you know the maximimum each will offer and you cant tell mr smith what mrs jones offer is. You will need to advise them to place their highest and best offer however you will not be looking out for their interests not helping them get the house they love and have to have knowing their offer is too low and cant say anything.... more
I did a quick search for you in the Scarborough built communities (such as Wexford and Fox Hollow) and did not find any Henley models for sale right now.
I would suggest interviewing a few Realtors and finding one you like who you can work with. We are the first to hear about new listings. That way you will be notified immediately when a home comes up for sale.
There are a few other Sacrborough modesl that have first floor rooms that could easily be converted to bedrooms. Good luck and please contact me if you need additional assistance.
Re/Max Main St. REalty
It depends on the township...most require the septic inspection before issuing the Certificate of Occupancy. It's possible your lender will also require this test. Even if not required, that is something I would not pass on doing...a new septic can easily cost $20,000.-$40,000. It's worth it for you to do to make sure you have a good working system.
Typically, the Buyer is responsible for the septic and the Seller is responsible for water testing.... more