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Brian Rayl, Real Estate Pro in Frisco, TX
Brian Rayl asked:
Does anyone know of a good Credit repair person or company? I have looked into a few, but they look shady. I want to someone reputable. I have been asked this several times recently as well as seen it asked here on Trulia several times. I have never used credit repair myself, so it is difficult for me to know who is rep...
0 votes Share Flag Tue Apr 21, 2015 Financing in Dallas
Mary Mae, Home Buyer in Outside U.S.
Mary Mae asked:
My loan was denied by the loan officer based on my credit (570's - didn't expect it to be this low) but I have high income and little debts -- are loans based on credit scores first before any other factors are considered.. My loan is now undergoing underwriter -- can they override the loan officers denial of my loan
0 votes Share Flag Mon Apr 20, 2015 Credit Score in Clearwater
bdremployment, Home Buyer in 45415
bdremployment asked:
Have a 612 credit score. Need an FHA mortgage and advice. Please help! My middle score is 612. I have a fair amount of money saved but need to find someone who will work with me. Any advice will be appreciated!
0 votes Share Flag Mon Apr 20, 2015 Credit Score in Dayton
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn asked:
Has anyone ever heard of NACA? Is it legit or a scam?Their websitehttps://www.naca.com/index_main.jsp
0 votes Share Flag Sun Apr 19, 2015 Agent2Agent
cpoxy1983, Home Buyer in La Quinta, CA
cpoxy1983 asked:
Any loans available for a 570 credit score? Interested to know if any loans available go down to this low of a credit score. Interested in FHA or USDA. My score is low due to credit cards. One of those cards just went to collecti...
0 votes Share Flag Sun Apr 19, 2015 Credit Score in 92256
dk2ski, Home Owner in San Jose, CA
dk2ski asked:
how to stop foreclosure?
0 votes Share Flag Sun Apr 19, 2015 Home Buying in San Jose
Sandra, Home Buyer in Nashville, TN
Sandra asked:
Can anyone give me advice about the NACA.COM program? Is this a legit program for buying a home? The program is called Neighborhood Assistance Corporation of America, they help future home buyers purchase homes at a lower interest rate.
0 votes Share Flag Sat Apr 18, 2015 Home Buying in 37207
Madant17, Other/Just Looking in Dallas County, TX
Madant17 asked:
I really want a home but my credit score is 560. I really want a home but my credit score is 560. I pay 1200 to lease a home. I would really like to buy a home for that price. Will I be able to get into a home with my credit score?
0 votes Share Flag Sat Apr 18, 2015 Credit Score in 75034
Jandims8, Home Buyer in Sacramento, CA
Jandims8 asked:
Loan after short sale We completed a short sale 13 months ago due to a job transfer. Our credit has not fully repaired as we were in the 800's and are now in the 670-700 range. I have been told lenders will...
0 votes Share Flag Sat Apr 18, 2015 Financing in 95818
Oldtownvet, Home Buyer in Old Town, ME
Oldtownvet asked:
Can I get approved for a small home loan with bad credit and large downpayment? I also have the VA loan certificate of eligibility and permanent income from the va as well
0 votes Share Flag Sat Apr 18, 2015 Home Buying in 04468
S.flores91, Home Buyer in Las Vegas, NV
S.flores91 asked:
I have 20% down for a home loan. I have bad credit. Can anyone recommend a loan officer that can help me get approved for a loan? I have the means to pay off the negative record on my credit report. I have an average score of 571 at the moment. I have also just paid off my credit cards ( but not closed and am in g...
0 votes Share Flag Sat Apr 18, 2015 Financing in 89130
Home Seeker, Other/Just Looking in Los Angeles, CA
Home Seeker asked:
Buy now or wait? We have been looking at houses in Silverlake and Los Feliz. I've been shocked how little inventory there is and how high prices still are. With interest rates eventually going up, ...
0 votes Share Flag Fri Apr 17, 2015 Home Buying in 90039
Jessica, Home Buyer in Las Vegas, NV
Jessica asked:
Am currently working with a Realtor who I feel is laggin on giving us homes to look at. She said that we can only view the homes she provides us with? Trilia, Redfin, Realtor.com show homes she cannot show us because they are never updated,Is this accurate?
0 votes Share Flag Thu Apr 16, 2015 Home Buying in Las Vegas
Esthermparada, Home Buyer in Las Vegas, NV
Esthermparada asked:
We are first time buyers. We have a limited budget in terms of a monthly payment on a home not what we qualify for. We want to make sure we live within our means. So foreclosure properties look promising. However I am really unnerved by the whole pro ...
0 votes Share Flag Thu Apr 16, 2015 Home Buying in 89147
Samir Younes, Home Buyer in Orlando, FL
Samir Younes asked:
buying house in Orlando for first time.. Hi thinking to move to Orlando from Canada and buy a house..i do not have any credit history in US..can I get a loan for house if I paid 50% cash down..? by the way I am a us citizen al...
0 votes Share Flag Thu Apr 16, 2015 Home Buying in Orlando
Chrisjen, Home Buyer in 33709
Chrisjen asked:
Can I get a VA loan with just over 600 Credit score and one 30 day late payment in the last three months? I do not have great credit, 636/627/603 and I was late in dec 2010 on my car payment. Is it at all possible that I would be able to get a VA loan or am I wasting my time.
0 votes Share Flag Thu Apr 16, 2015 Credit Score in 33709
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