48198 : Real Estate Advice

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Brownjell, Home Owner in Ypsilanti, MI
Brownjell asked:
Someone is trying to contact me re: a house for sale. I have no idea how to respond. Clicked on 'reply' and got a place to sign in. Tried to do so. Blank screen. Also don't know how I got listed on Trulia. Must have gotten snatched…
0 votes Share Flag Thu Jun 23, 2016 Home Selling in 48198
Noelle Smith, Home Buyer in New York, NY
Noelle Smith asked:
Right next to the expres way and on a somewhat busy street, but an incredibly rare big yard for this neighborhood, yay or nay? There is a house that I am interested in, it's on a busy street and the express way is about a block away but the house sits on a double lot which is Incredibly rare for this neighborhood,…
0 votes Share Flag Sat Apr 23, 2016 Investment Properties in 48198
Sheryl Alrid…, Real Estate Pro in Ypsilanti, MI
Sheryl Alridge Warren answered:
can i have a mortage when a house in my name is repossess?
There is normally a waiting period of 1 to 3 years after a foreclosure. For more information contact a lender in your area.
0 votes Share Flag Wed Apr 30, 2014 Financing in 48198
cjnutt48, Home Buyer in Brevard, NC
cjnutt48 asked:
I own a lot outright wh I am not going to build on. I am looking to build on another lot, can I use the first lot as collateral for the construction. The lender says the first lot can be collateral, but includes it in the project cost--making the loan amount more than we qualify for? I'm not understanding that part. I though the collateral…
0 votes Share Flag Tue Sep 24, 2013 Home Selling in 48198
Kathy Persha, Real Estate Pro in Royal Oak, MI
Kathy Persha answered:
what is a short sale?
A Short Sale is when your lender accepts less than what you owe as full payoff of your mortgage. A short sale can be an ideal solution for you. It allows your house to be sold at a re ... more
0 votes Share Flag Wed Jan 23, 2013 Home Selling in 48198
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
I'm looking to sell my house but am upside down 20-30K. Can i purchase a house valued higher than it is selling for and roll over the difference?
So much energy spent on answering a 2 year old, obsolete (and absurd) question!

Chase, already told this person, along with all but 1 of the agents on this thread, NO, it can't be d ... more
0 votes Share Flag Wed Jan 23, 2013 Home Selling in 48198
Pam Bava, Real Estate Pro in Rochester, MI
Pam Bava answered:
We are planning to buy a new house but we are upside down with our current home. Is there any way we can purchase a new house?
Don't get into a bigger mess then you are already in. Sell your house first before you get stuck with 2 mortgages. Pre approvals are only a quick view of your financial situation. Yo ... more
0 votes Share Flag Mon Dec 17, 2012 Home Buying in 48198
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
How can I raise my credit score in a short period of time,(3-4 months) to qualify for an fha or other home loan. My scores are now in the low
We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrible ... more
0 votes Share Flag Sun Apr 29, 2012 Credit Score in 48198
Marilyn Harr…,  in Beaverton, MI
Marilyn Harrell answered:
The BEST deals...bank owned? Going to be foreclosed? Auctions? HUD homes?
The answers below are all very good. Check with a lender if you're not a cash buyer. Also, meet and select a realtor that you can work closely with, they can watch and wait and notify y ... more
0 votes Share Flag Mon Sep 6, 2010 Home Buying in 48198
Jon Boyd, Real Estate Pro in Ann Arbor, MI
Jon Boyd answered:
what is a short sale?
Kevin,

Another way to look at most short sales:

The seller and the bank haven't agreed to how much of a loss the bank will take on the home. And the bank won't even give the selle ... more
0 votes Share Flag Sat Jul 31, 2010 Home Buying in 48198
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
what is a short payoff?
Hello Kme9898,
Yes, a Short Payoff is identical to a short pay, in that the mortgage note holder will need to accept less than what's owed, after escrow fees, commissions, etc. S ... more
0 votes Share Flag Mon Apr 5, 2010 Foreclosure in 48198
Derek Bauer, Real Estate Pro in South Lyon, MI
Derek Bauer answered:
How are property taxes determined in Superior Township?
Ryan,

David is correct, and you can use the link below to ESTIMATE the taxes for any given property in Michigan...
1 vote Share Flag Tue Mar 2, 2010 Home Buying in 48198
David Wallner, Real Estate Pro in Ann Arbor, MI
David Wallner answered:
Homestead in Ypsilanti, Mi
Ryan, Make sure that you know the correct status of the homestead exemption. Information in real estate web sites should not be taken as completely accurate. Municipalities can also c ... more
0 votes Share Flag Sat Oct 24, 2009 Home Buying in 48198
David Wallner, Real Estate Pro in Ann Arbor, MI
David Wallner answered:
Hi, I am looking at buying a house at around 30,000 cash in about a month or so. I like 1337 Duncan St.
Hi Brenda, I would invite you to use the Property Search feature at my web site. You can select price, size, and all the other aspects. You can search homes that are foreclosed. The ... more
0 votes Share Flag Sun Aug 16, 2009 Home Buying in 48198
Cathgrl, Home Buyer in 48152
Cathgrl answered:
how to fight ingustise in credit reporting system?
The annual credit reports can be obtained free; you must pay in order to obtain a credit score.
0 votes Share Flag Thu Jul 16, 2009 Financing in 48198
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
What are the new qualifications for a jumbo loan in the Metro Detriot area? Is 5% down available?
Hi Hockey Puck

At this time, 5% down is not even available on a conforming loan - 10% down is the minimum here in Metro Detroit. FHA permits a down payment as low as 3.5% down, howe ... more
0 votes Share Flag Tue May 12, 2009 Home Buying in 48198
Kathy Toth T…, Real Estate Pro in Ann Arbor, MI
Kathy Toth Team answered:
What happen to 9998 AVONDALE CIRCLE, YPSILANTI, MI, 48198 -- MLS ID #2810267?
Mary,
I am following up with you; there are 4 other leases built from 2000 availalbe right now in that area:
RAVENSHIRE $1550
WEST AVONDALE $1500
WEXFORD $1400
RAVENSHIRE $1395
Al ... more
0 votes Share Flag Fri Apr 17, 2009 Home Buying in 48198
The Hagley G…, Real Estate Pro in Pleasanton, CA
The Hagley Group answered:
im not on my husbands mortgae but if he forecloses can this affect my credit?
the site below may be of help....it has info on both shortsales and foreclosures....
0 votes Share Flag Mon Jan 26, 2009 Foreclosure in 48198
Jackie O'Con…,  in Boston, MA
Jackie O'Connor answered:
Could someone please tell me if this house is a short sale?
Hi Mary John,

This home is a really good value for the neighborhood. It has lots of upgrades that many of the homes in the neighborhood did not opt for, like hardwood throughout the ... more
0 votes Share Flag Sat Nov 29, 2008 Home Buying in 48198
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick answered:
Any advice for an open house?
Most visitors to my Open Houses are drawn in by directional signs and online advertising so do both in a big way. Balloons if allowed, are a great draw - they are eye catching and that ... more
1 vote Share Flag Thu Aug 7, 2008 Home Selling in 48198
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