Credit Score in Wisconsin : Advice

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Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
How can I increase my credit score. Median score of 580 and need 640 to be a first time homebuyer.
There are several ways to increase your scores but 580 is the minimum required score for an FHA loan. Have you tried The Lenders Network? They help people with lower scores like you get ... more
8 votes Share Flag Thu May 7, 2015 Credit Score in Saint Croix Falls
Miekeba Jones, Real Estate Pro in 20903
Miekeba Jones answered:
Does Wells Fargo really approve loans with scores as low as 500?
H Lalahony38, adding your name to your husband's credit card will help you score.
You should really speak with a few lenders to see what the lender's suggestions will be.
0 votes Share Flag Sun Nov 23, 2014 Credit Score in Milwaukee
The Yoo Team, Real Estate Pro in Madison, WI
The Yoo Team answered:
I have a credit score of 597. Are there any lenders in and around the Madison area who will approve me for a home loan?
It is possible but you will be paying a higher rate. Sometimes there are simple things that you could do to raise your score enough to make it into a better bracket. You should carefu ... more
0 votes Share Flag Sat Nov 15, 2014 Credit Score in 53718
David James, Real Estate Pro in Dallas, TX
David James answered:
Is there any lenders that will qualify with a credit score below 600 for a fha loan?
Yes, they're are lenders that require just a 580 credit score for FHA loans. We can refer you to a couple lenders that can help you.
0 votes Share Flag Sat Oct 18, 2014 Credit Score in Saint Croix Falls
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I have a 623 credit score can I qualify for a FHA loan? I live in South Florida!
Rather than relying on speculation, for a personalized answer visit with any licensed loan officer; be aware that there are other factors involved in determining mortgage qualification.
1 vote Share Flag Fri Sep 5, 2014 Credit Score in 53168
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Are there any lenders that will qualify with a credit score below 600 for a fha loan in Missouri.?
We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrib ... more
1 vote Share Flag Thu Feb 6, 2014 Credit Score in Saint Croix Falls
Mandy Fritsc…, Real Estate Pro in Wisconsin
Mandy Fritsche answered:
I have a 623 credit score.The new FHA requirements are 640 for 2013,I believe I qualify for a USDRA loan. Can someone help me get a loan?
We are able to consider financing a home down to a 580 middle credit score under FHA and 620 with USDA Rural Housing. Where are you looking to purchase? If in WI I can help you or if ... more
0 votes Share Flag Tue Oct 22, 2013 Credit Score in 53168
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
Will I be able to get a first time home loan with a 622 FICO score in Kenosha, Wisconsin?
I work with a lot of people who have less than perfect credit, seems like you can get approved now. I tell all my clients that need a pre approval to visit The Lenders Network, I have s ... more
0 votes Share Flag Sat Aug 10, 2013 Credit Score in Kenosha
Mandy Fritsc…, Real Estate Pro in Wisconsin
Mandy Fritsche answered:
WHAT IS THE LOWEST MY CREDIT CAN BE FOR I CAN GET A FHA LOAN MARITZAB35@YAHOO.COM
We are able to consider financing a home down to a 580 middle credit score with only 3.5% down paymnet on an FHA loan (no rehab). FHA 203k Rehab loans require a 640 credit score. Plea ... more
0 votes Share Flag Tue Jun 4, 2013 Credit Score in 53225
Mike Collins,…, Real Estate Pro in 53545
Mike Collins, 608-921-8536 answered:
My credit score is less then 600 i can put 10 to 20% down is there anyone that will help us get a loan
If you are unable to obtain a mortgage loan, I do work with an investor who does rent-to-own. He requires a minimum $10,000 down payment on a home though.

Best of luck!
0 votes Share Flag Mon May 13, 2013 Credit Score in Milwaukee
Christina Ha…, Real Estate Pro in Morristown, TN
Christina Hayes answered:
I am clearing some things off of my credit report and the mortgage lender said that they have to run it again before closing.
Angela,

Yes the lender will re-issue your tri-merged report. This is done for a number of reasons, either it has been more than 30 or so days since it was last pulled, and or becaus ... more
0 votes Share Flag Thu Apr 25, 2013 Credit Score in 53225
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Credit score confusion! I recently requested my credit score on myfico.com (about a week ago) and found it was 507. I just requested my credit scores
We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrible ... more
1 vote Share Flag Sun Apr 29, 2012 Credit Score in Racine
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I was discharged from a bankruptcy 16 months ago and my credit score is currently 507. I would like to purchase a home and so I would like to get it
Next step: begin rebuilding your credit. If you have current accounts with good payment histories, or even some previous late-payment-blemishes, make sure you continue to pay those acco ... more
1 vote Share Flag Sun Apr 29, 2012 Credit Score in Racine
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I have a poor credit score due to bankruptcy 18 months ago and now have 3 nearly maxed credit cards. I currently have enough cash to pay them off, so
First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.

Next, begin ... more
1 vote Share Flag Sun Apr 29, 2012 Credit Score in Racine
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