Home Buying in Winchester : Advice

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Julie Bogner, Home Owner in Winchester, CA
Julie Bogner answered:
is there nearby jobs for locals or is it distant? Also is this area a good area for a fist time home buyer?
I work for the school district, so I drive about 10 or so minutes from my home in Winchester, but I love it here!

First time home buyers, yes it's great. You may qualify for a USDA ... more
0 votes Share Flag Sun Jan 26, 2014 Home Buying in Winchester
Julie Bogner, Home Owner in Winchester, CA
Julie Bogner answered:
We ran into some hurdles with a home purchase late last year. Things are slightly different. Based on the info I give, is there a better chance now?
Not sure if you are still looking, but there are rental properties by us and some homes for sale. We bought a forclosure 3 years ago with not so great credit and a ton more debt than y ... more
0 votes Share Flag Sun Jan 26, 2014 Home Buying in Winchester
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
VA loan I just got modified on my current home, and planning to use VA to purchase another house.
Check the terms of your modification agreement, does it contain a clause specifying occupancy for a period of time?

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky O ... more
0 votes Share Flag Fri Jun 15, 2012 Home Buying in Winchester
Penny Sargent, Real Estate Pro in Temecula, CA
Penny Sargent answered:
Put an offer in on home in French Valley (Winchester), most sites show the schools nearby, but the paperwork says its zoned for Hemet.
Some parts of Winchester are Hemet Unified. You can go into the school district site and put in the address of the property and it will tell you if the property is in Hemet or Temecula ... more
0 votes Share Flag Thu Oct 27, 2011 Home Buying in Winchester
Harold Sharpe, Real Estate Pro in Menifee, CA
Harold Sharpe answered:
We are about to close on a home that was involved in a lawsuit against the builder. They settled out of court. If I resale do i have to disclose?
Pam,
You should disclose all material facts regarding your home, your neighborhood, and anything else a buyer should know as best as possible. This should be attached to your TDS &quo ... more
0 votes Share Flag Thu Aug 18, 2011 Home Buying in Winchester
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
What is the percentage of Mexicans (illegal aliens) In the entire area? Including Temecula, French Valley, Fallbrook etc...
This is as close as I think any professional should get to your question:

http://www.city-data.com/zips/90049.html

You really should consider rephrasing it.
0 votes Share Flag Sat Mar 26, 2011 Home Buying in Winchester
Brian Riesen…, Real Estate Pro in Temecula, CA
Brian Riesenberg answered:
Do I really have to have 12 months with no late mortgage payments to apply 4 a new mortgage? I have been paying on time for past 9, I am ready to buy.
Yesenia,

Yes they are typically looking for a clean credit history for the past 12 months. However, in a few months these late payments will exceed 12 months and not hurt you as muc ... more
0 votes Share Flag Sun Dec 5, 2010 Home Buying in Winchester
Sdtransplant, Other/Just Looking in Winchester, CA
Sdtransplant answered:
I am starting to look for Winchester forclosures after finding too much of a competition for bids to buy in Temecula and Murrieta where I wanted to
I live in the Capistrano development in Winchester - bought a REO in July 09 for half what the original buyer paid. Yes, the tax rate is very low and the houses are unique - I have a ga ... more
0 votes Share Flag Sun Oct 17, 2010 Home Buying in 92596
Rudi Hofmann, Real Estate Pro in El Segundo, CA
Rudi Hofmann answered:
How would I find out what HOA's serve in Winchester,CA or the Vista Del Valle area?
The listing agent is required to furnish the HOA's CC&Rs which list the HOA along with contact information. Shouldn't be that hard.

Happy funding, Rudi
0 votes Share Flag Thu Sep 23, 2010 Home Buying in Winchester
Team Forss, Real Estate Pro in Temecula, CA
Team Forss answered:
Is this a real listing? http://www.trulia.com/property/3019760831-35922-Cuyamaca-Winchester-CA-92596 I can't find this address in google.
There is a home on 35922 Glissant in Winchester. The address above must be a typo.
0 votes Share Flag Thu Sep 23, 2010 Home Buying in 92596
Kathy Weber, Real Estate Pro in Temecula, CA
Kathy Weber answered:
With thousands of homes in temec for sale/repo, why do the banks hangs on so long and keep prices high? This is a false bottom!!
Glamis1,

If you're still in the market, you're question would be answered even better!

We no longer have thousands of REO's available!!! They're gone....a few ... more
1 vote Share Flag Sun Sep 12, 2010 Home Buying in 92596
Ryan Smith, Real Estate Pro in Murrieta, CA
Ryan Smith answered:
I'm looking to buy a Barratt American home in Winchester CA
Hello future Home buyer. It sounds like you need an agent to provide you with up to date accurate list of available homes in Winchester with a low tax rate. The homes in Capistrano ar ... more
0 votes Share Flag Fri Apr 9, 2010 Home Buying in 92596
Claudia, Other/Just Looking in San Ysidro, CA
Claudia answered:
Relocating... please help
I worked for Sony and Intuit as in data entry/analysts. Currently I work for an engineering department as document control. I have worked in professional office environment for over 10 ... more
0 votes Share Flag Sun Feb 21, 2010 Home Buying in Winchester
Tkelly,  in Valley Center, CA
Tkelly answered:
Relocating... please help
Hi Claudia I am a licensed agent and recently purchased a home looking in the same areas you are interested in. I would like to help you if would like. I know the areas well and can hel ... more
0 votes Share Flag Thu Feb 18, 2010 Home Buying in Winchester
Jeannine Sel…,  in Temecula, CA
Jeannine Sellers answered:
My husband and I have been looking to buy a home in the Temecula area for quite some time. Our price range is from 200-250K depending on HOA and tax
Hello,
My name is Jeannine Sellers. I am a realtor and loan officer serving all of the Southwest Riverside County area. This includes the Winchester area. This posting is quite dat ... more
0 votes Share Flag Thu Jan 28, 2010 Home Buying in Winchester
Jesse Madison, Real Estate Pro in Rancho Santa Margarita...
Jesse Madison answered:
I wanted to know if anyone knows what the special assessments are for Murrieta.
Sorry- correction to my previous post. The website I referred to is useful to look up taxes only for homes within Riverside County. Other counties have different tax assessor resources. ... more
0 votes Share Flag Thu Jan 21, 2010 Home Buying in 92596
Dianne Hicks, Real Estate Pro in Rancho Bernardo, CA
Dianne Hicks answered:
DOES ANYONE KNOW WHAT IS GOING TO HAPPEN TO THE EXISTING INVENTORY OF CAPISTRANO HOMES IN WINCHESTER?
Hi there!
I saw one being for sale but I would have to tract down on the MLS to see if it is still active. It was way below $500,000, Do you remember the street name?

Kindest Regard ... more
0 votes Share Flag Mon Dec 28, 2009 Home Buying in Winchester
James Gordon…, Real Estate Pro in Hamilton, OH
James Gordon ABR SFR SRS answered:
I found a home that doesn't have any appliances such as sink, ovens or microwave. Does the bank have to replace them before I move in?
FHA eliminated the need to have a stove in the home you just need a place to hook them up. They will require a working sink or the money to be escrowed to pay a professional to put one ... more
0 votes Share Flag Fri Sep 11, 2009 Home Buying in 92596
Jane Grant, Real Estate Pro in Aguanga, CA
Jane Grant answered:
what are the property taxes in 92596 area? Does all of this area have mello roos taxes? Which doesn't?
Most of the newer homes in Riverside County have property tax assessments, (mello roos). This is because the County of Riverside allowed PFD Public Facilities Districts to be formed wh ... more
0 votes Share Flag Sun Aug 2, 2009 Home Buying in Winchester
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